BYS
ActiveSummary
BYS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €7k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 43% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency77▼-23
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 12.14 in 2024; short-term debt: 46.9% and cash: 72.7% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
37 d early
2022
35 d early
2021
34 d early
2020
33 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 43.2%
2024 · €33k
2018: €7k
2019: €9k
2020: €19k
2021: €22k
2022: €14k
2023: €16k
2024: €33k
2018 → 2025
Total assets
€36k▼ 2.7%
2024 · €37k
2018: €20k
2019: €20k
2020: €28k
2021: €33k
2022: €29k
2023: €25k
2024: €37k
2018 → 2025
Net result
€7k▼ 60.2%
2024 · €17k
2018: €9k
2019: €1k
2020: €10k
2021: €4k
2022: €-9k
2023: €3k
2024: €17k
2018 → 2025
Working capital
€17k▼ 49.1%
2024 · €34k
2018: €6k
2019: €7k
2020: €16k
2021: €20k
2022: €13k
2023: €17k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€14k▼ 38.6%€16k▲ 19.2%€33k▲ 103%€19k▼ 43.2%
Operating result€5k-€-8k€3k€23k▲ 678%€11k▼ 53.1%
Net result€4k-€-9k€3k€17k▲ 541%€7k▼ 60.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€2k
Current assets
€34k
Equity and liabilities €36k
Equity
€19k ▼ 43.2%
Debt
€17k ▲ 332%
Debt's share of the balance-sheet total rises from 10.8% to 47.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €24k
Cash flow
€7k▼
2024 · €18k
Current ratio
2.02▼
2024 · 12.14
Debt to equity
0.92▲
2024 · 0.12
ROE
35.6%▼
2024 · 50.8%
ROA
18.5%▼
2024 · 45.3%
Interest coverage
19.65▼
2024 · 105.04
Debt ≤ 1 year
€17k▲
2024 · €3k
Income taxes
€4k▼
2024 · €6k
Staff costs
€0▲
2024 · €-15
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€36k▼
Fixed assets21/28€0€2k▲
Tangible fixed assets22/27€0€2k▲
Furniture and vehicles24€0€2k▲
Current assets29/58€37k€34k▼
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€12k€4k▼
Cash at bank and in hand54/58€20k€26k▲
Deferred charges and accrued income490/1€354€382▲
Equity and liabilities
Total equity and liabilities10/49€37k€36k▼
Equity10/15€33k€19k▼
Contributions10/11€20k€0▼
Reserves13€13k€19k▲
Distributable reserves133€13k€19k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€17k▲
Amounts payable within one year42/48€3k€17k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6€1k▲
Taxes450/3€6€1k▲
Other amounts payable47/48-€12k
Accrued charges and deferred income492/3€942€382▼
Income statement
Code20242025
Remuneration, social security and pensions62€-15€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€250▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-135€0▲
Other operating charges640/8€896€752▼
Gross operating margin9900€25k€12k▼
Operating profit (loss)9901€23k€11k▼
Financial income75/76B€672€255▼
Recurring financial income75€672€255▼
Financial charges65/66B€231€554▲
Recurring financial charges65€231€554▲
Profit (loss) for the period before taxes9903€23k€10k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€17k€7k▼
Profit (loss) for the period to be appropriated9905€17k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€7k▼
Profit (loss) brought forward from the previous period14P€-5k€0▲
Transfer from equity791/2-€947
Transfer to equity691/2€12k€7k▼
To other reserves6921€12k€7k▼
Profit to be distributed694/7-€947
Return on contributions (dividend)694-€947
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲541%
Operating result €23k, net result €17k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 12.14
Current ratio from 3.42 to 12.14; short-term debt falls from €7k to €3k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼343%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stokkellaan 1328400 OostendeGround area
235 m²
Building footprint
100 m²
Volume, LiDAR
634 m³
Parcel 35020C0275/00R005, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
By Your Site
since 20102.185.353.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020C0275/00R005 | Flanders | 235 m² | 1 · 100 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALLIT
BE 0665.624.589
Brasschaat · Eq €18,768
blackslash
BE 0650.560.291
Stabroek · Eq €18,754
MINAKS
BE 0783.724.564
Tremelo · Eq €18,772
SW-IT
BE 0680.611.188
Plombières · Eq €18,750
HD INGE CONSEIL
BE 1030.052.797
Seraing · Eq €18,746
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2010
Fiscal year end31-12
Trade name NL
By Your Site
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@bys.be
E-mail:frank@bys.be