Financials
- Financial year
- 2025
- Total assets
- €558,071
- Loss
- -€39,611
- Solvency
- 69.5%
Total assets▼ 8.0%
Net result
20192025
BYO
ActiveSummary
BYO has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387,858 and a net result of -€39,611. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 61% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200
6th largest company by equity in Chaumont-Gistoux, Telecoms and IT sector1 site
Size
≈ €170,000turnover 2025, estimated
- Equity
- €387,858
- Loss
- -€39,611
Turnover estimated from the gross margin
Structure
- D’hondt Jean-MarcManaging director
- Gravelle StéphaneDirector
2025 accounts 74 days early1 of 8 deeds summarised
Why 85raises riskLiquidity: current ratio 0.77Loss of €39,611 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €558,071Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency
94-1
equity 69.5% of total assets
Liquidity
89=
short-term debt 19.1%
Profitability
60-40
return on assets -7.1%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%lowest value
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.3%▲ +0.1 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.77, compared with 0.95 in 2024, below 1; short-term debt: 19.1% of total assets), and 30.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 62% on solvency, 74% on liquidity, 24% on profitability and 31% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-11-2025, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 days early
2024
53 days early
2023
43 days early
2022
34 days early
2021
74 days early
2020
46 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 9 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end30-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€39,611
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
- D’hondt Jean-MarcManaging director
- Gravelle StéphaneDirector
Timeline
- Events
- 30
- Since
- 2001
- Next accounts
- by 31-01-2027
- 30-06-2024Back to profit
- 19-12-2023Annual accounts filed
- 25-10-2023Reappointments: D’hondt Jean-Marc (director) and Gravelle Stéphane…
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 02-04-1999
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 41
- Annual meeting
- Last Tuesday of October at 16:00
- Purpose
- “L’organisation et l’exploitation sous toutes ses formes et à quelque titre que ce soit des…” (deed in French)
Key facts about BYO
- What is the company number of BYO?
- 0465.777.469. In Belgium the VAT number is the company number with BE in front: BE 0465.777.469.
- Where is BYO based?
- The registered office is at Chemin d'Oignies, Corroy 3, 1325 Chaumont-Gistoux.Company details
- What does BYO do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of BYO?
- Public limited company (NV).
- When was BYO founded?
- On 02-04-1999.
- Is BYO still active?
- Yes, BYO is an active enterprise in the KBO register.
- What is the turnover of BYO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is BYO profitable?
- In financial year 2025, BYO made a loss of €39,611.
- Where can I find the annual accounts of BYO?
- BYO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BYO due?
- By 31-01-2027, for financial year 2026.Timeline
Companies related to BYO
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