BYM TECHNICAL & ENGINEERING
ActiveSummary
The computed 12-month bankruptcy probability of BYM TECHNICAL & ENGINEERING is 6.2% (elevated). The annual accounts of BYM TECHNICAL & ENGINEERING for fiscal year 2025 show a net loss of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €1,188 and a net result of -€1,812. Equity is shrinking by ~24.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 19% of 28254 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,206 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,206 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | - | €12,028 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €12,978 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €317 | - | €643 | - |
| Gross operating margin9900 | -€317 | - | -€950 | - |
| Operating profit (loss)9901 | -€633 | - | -€1,593 | - |
| Financial charges65/66B | - | - | €219 | - |
| Recurring financial charges65 | - | - | €219 | - |
| Profit (loss) for the period before taxes9903 | -€633 | - | -€1,812 | - |
| Profit (loss) for the period9904 | -€633 | - | -€1,812 | - |
| Profit (loss) for the period to be appropriated9905 | -€633 | - | -€1,812 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €3,317 | €3,317 | €7,096 | ▲ 114% |
| Formation expenses20 | - | €317 | - | - |
| Fixed assets21/28 | €317 | - | €653 | - |
| Intangible fixed assets21 | €317 | - | - | - |
| Tangible fixed assets22/27 | - | - | €653 | - |
| Furniture and vehicles24 | - | - | €653 | - |
| Current assets29/58 | €3,000 | €3,000 | €6,443 | ▲ 115% |
| Amounts receivable within one year40/41 | €3,000 | €3,000 | €1,377 | ▼ 54.1% |
| Other amounts receivable41 | €3,000 | €3,000 | €1,377 | ▼ 54.1% |
| Cash at bank and in hand54/58 | - | - | €5,066 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €3,317 | €3,317 | €7,096 | ▲ 114% |
| Equity10/15 | €2,367 | €2,367 | €1,188 | ▼ 49.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€633 | -€633 | -€1,812 | ▼ 186% |
| Amounts payable17/49 | €950 | €950 | €5,908 | ▲ 522% |
| Amounts payable within one year42/48 | €950 | €950 | €5,908 | ▲ 522% |
| Other amounts payable47/48 | €950 | €950 | €5,908 | ▲ 522% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€633 | - | -€1,812 | - |
| + Depreciation and write-downs630 | €317 | - | €643 | - |
| Operating cash flow (approximation) | -€317 | - | -€1,169 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0161/00G012 | Brussels | 134 m² | 1 · 84 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.