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BYL OLIVIER

Active
Private limited companyfounded 2006active for 19 yearsRue Emile Vandervelde(GOZ) 215, 6534 Thuin, BelgiumKBO/BCE: BE 0884.800.841
Summary

BYL OLIVIER has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,734 and a net result of €8,887. Equity has been growing by about 6.1% per year since 2018. Its solvency ranks better than 17% of 43 sector peers (NACE 37, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 07-11-2006 Normal situation
Activity
Sewerage NACE 37000and 4 others
Joint committee
121 Paritair Comité voor de schoonmaak · annual accounts 2024
Establishment unit
2.157.380.760 6534 Thuin, since 16-11-2006
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€912,982
▼ 5.6%
Turnover
≈ €2.2m
estimated
Profit
€8,887
▼ 70.4%
Equity
€311,734
▼ 6.7%
Total assets
€2.0m
▲ 42.8%
Employees on 31-12-2025
16
▼ 5.9%
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts lateEquity €311,734 (15.5% of total assets)Size: 15.5 FTE, total assets €2.0mLiquidity: current ratio 0.85, cash €97,260Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 19% of companies in sewerage (NACE 37)
Financial strength · tick: 2024
Weak
Solvency 40-9
equity 15.5% of total assets
Liquidity 33+6
short-term debt 47.6% · cash 4.8%
Profitability 44-10
return on assets 0.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25 companies, NACE 37, small)
Last 24 months 12-2024: 0.5%lowest value 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.5%▲ +0.3 percentage points vs 08-2025 10-2025: 1.0%▼ -0.5 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.4 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -0.9 percentage points vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (0.76 in 2024), below 1. Short-term debt is 47.6% and cash 4.8% of total assets. 84.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 37). It does better than 19% of them on solvency, 36% on liquidity, 8% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Equity €311,734 (15.5% of total assets)
NBB · annual accounts
raises risk · Size: 15.5 FTE, total assets €2.0m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.85, cash €97,260
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 43 sector peers (2025).
NBB · sector comparison
Position among 43 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
60 days late
2023
44 days early
2022
3 days early
2021
11 days early
2020
17 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 37), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 83% of companies in seweragesector median 42.5% · 43 companies 15.5% View
  • Positive: 8 profitable years in a rowprofit 2025: €8,887 8 years View

Recent changes

  1. · Gazette deed Reappointments: BYL Olivier Richard Ghislain (director) and CHAMPENOIS Dolorès Lucienne Clarisse Aurèlie Nadine Ghislaine (director)186 shares · Registered office clause: 6534 Thuin(Gozée) Rue Vandervelde 215 · Director discharge: BYL Olivier Richard Ghislain
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as BYL OLIVIER: sewerage (NACE 37000). They are comparable in size and age: total assets between €1.6m and €3m, founded between 1999 and 2007.

CompanyTotal assetsGross margin
BYL OLIVIER Thuin€2.0m€0.9m
VIDANGE NETTE Saint-Ghislain€2.3m€1.3m
DE SERANNO CLEANING Evergem€1.9m€1.2m
VANDE VYVERE CLEANING Tielt€2.0m€1.4m
RUIMDIENST SPRUYTTE Langemark-Poelkapelle€3.0m€1.2m
VAN PARYS - STEPMAN Nazareth-De Pinte€2.4m€1.7m
DE VLEMINCK JAN Ninove€1.6m€1.8m
Full comparison

Key facts about BYL OLIVIER

What is the company number of BYL OLIVIER?
The company number of BYL OLIVIER is 0884.800.841. The VAT number is the same number with BE in front: BE 0884.800.841.
Where is BYL OLIVIER based?
The registered office is at Rue Emile Vandervelde(GOZ) 215, 6534 Thuin.Company details
What does BYL OLIVIER do?
According to the KBO register, the main activity is sewerage (NACE 37000).
What is the legal form of BYL OLIVIER?
The legal form of BYL OLIVIER is Private limited company (BV).
When was BYL OLIVIER founded?
BYL OLIVIER was founded on 07-11-2006.
Is BYL OLIVIER still active?
Yes, BYL OLIVIER is an active enterprise in the KBO register.
How many employees does BYL OLIVIER have?
BYL OLIVIER had an average of 15.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BYL OLIVIER fall under?
In its 2024 annual accounts, BYL OLIVIER states joint committee 121 (Paritair Comité voor de schoonmaak).
What is the turnover of BYL OLIVIER?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €912,982 and 2,281 comparable companies of the same size. It probably lies between €1.3m and €3.7m. It is a rough estimate.
Is BYL OLIVIER profitable?
In financial year 2025, BYL OLIVIER made a profit of €8,887.
Where can I find the annual accounts of BYL OLIVIER?
BYL OLIVIER filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BYL OLIVIER due?
BYL OLIVIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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