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BYK INT

Active
Private limited companyfounded 2016active for 10 yearsKontichsesteenweg 38, 2630 Aartselaar, Belgium21 active companies are registered at this addressKBO/BCE: BE 0663.803.266
Summary

The computed 12-month bankruptcy probability of BYK INT is 4.2% (elevated). The 2025 annual accounts show equity of €33,131 and a net result of €1,063. Equity is growing by about 8.6% per year across the filed financial years. Its solvency ranks better than 91% of 22,260 sector peers (NACE 47, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of watches and jewellery
NACE 47770
1 site
Size
€39,286total assets 2025
Equity
€33,131
Profit
€1,063
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Holdings
1
Accounts 18 days early2 of 9 deeds read
Why 49raises risk2 changes of registered office in 24 months1 of the last 3 lateSize: total assets €39,286Liquidity: current ratio 5.88, cash €1,643, halvedShow the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100+48
equity 84.3% of total assets
Liquidity 52+15
short-term debt 15.7% · cash 4.2%
Profitability 72+37
return on assets 2.7%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 3.3% 12-2024: 1.0%▼ -2.3 percentage points vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 0.9%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 0.9%● unchanged vs 02-2025lowest value 04-2025: 1.1%▲ +0.2 percentage points vs 03-2025 05-2025: 3.3%▲ +2.2 percentage points vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.5%▲ +0.2 percentage points vs 06-2025 08-2025: 4.9%▲ +1.4 percentage points vs 07-2025 09-2025: 6.5%▲ +1.6 percentage points vs 08-2025highest value 10-2025: 4.2%▼ -2.3 percentage points vs 09-2025 11-2025: 4.2%● unchanged vs 10-2025 12-2025: 4.2%● unchanged vs 11-2025 01-2026: 4.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.5%▼ -2.6 percentage points vs 01-2026 03-2026: 1.4%▼ -0.1 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 3.9%▲ +2.4 percentage points vs 05-2026 07-2026: 3.9%● unchanged vs 06-2026 08-2026: 4.2%▲ +0.3 percentage points vs 07-2026 09-2026: 4.2%● unchanged vs 08-2026 10-2026: 4.2%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 5.88, compared with 0.52 in 2024, above the usual 1.5; short-term debt: 15.7% and cash: 4.2% of total assets), and 15.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 56% on liquidity, 55% on profitability and 48% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €39,286
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 5.88, cash €1,643, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
18 days early
2024
61 days late
2023
29 days late
2022
30 days late
2021
40 days early
2020
53 days early
2019
67 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…
  3. Back to profitnet €1,063

Key points

  • Positive: Among the best 10% on solvencysector median 33.5% · 22,260 companies 84.3% View
  • Total assets 20256 financial years filed €39,286 View
  • Active since 2016founded 04-10-2016 10 years View

By topic

Financials

Financial year
2025
Total assets
€39,286
Profit
€1,063
Solvency
84.3%
Total assets▼ 67.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 31-12-2025Liquidity more than 11 times
  2. 30-09-2025Annual accounts filed
  3. 28-04-2025Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
04-10-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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