ByJazz
ActiveSummary
ByJazz has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €19k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 82% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-4
Solvency100▲+11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.59 against 2.36 in 2024; short-term debt: 14.2% and cash: 75.2% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
20.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €79k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
17 d late
2024
34 d early
2023
30 d late
2022
29 d early
2021
31 d late
2020
25 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 0.2%
2024 · €79k
2018: €107k
2019: €109k
2020: €128k
2021: €133k
2022: €126k
2023: €71k
2024: €79k
2018 → 2025
Total assets
€92k▼ 25.4%
2024 · €124k
2018: €171k
2019: €143k
2020: €154k
2021: €162k
2022: €151k
2023: €82k
2024: €124k
2018 → 2025
Net result
€19k▼ 34.3%
2024 · €29k
2018: €42k
2019: €2k
2020: €19k
2021: €5k
2022: €-7k
2023: €11k
2024: €29k
2018 → 2025
Working capital
€73k▲ 20.8%
2024 · €61k
2018: €29k
2019: €42k
2020: €68k
2021: €62k
2022: €74k
2023: €36k
2024: €61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€126k▼ 5.0%€71k▼ 43.6%€79k▲ 11.1%€79k▲ 0.2%
Operating result€10k-€-6k€16k€40k▲ 153%€27k▼ 32.7%
Net result€5k-€-7k€11k€29k▲ 158%€19k▼ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€6k ▼ 68.2%
Current assets
€87k ▼ 18.0%
Equity and liabilities €92k
Equity
€79k ▲ 0.2%
Debt
€13k ▼ 70.7%
Debt's share of the balance-sheet total falls from 36.2% to 14.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €58k
Cash flow
€32k▼
2024 · €47k
Current ratio
6.59▲
2024 · 2.36
Debt to equity
0.17▼
2024 · 0.57
ROE
23.9%▼
2024 · 36.5%
ROA
20.5%▼
2024 · 23.3%
Interest coverage
204.52▲
2024 · 198.83
Debt ≤ 1 year
€13k▼
2024 · €45k
Income taxes
€10k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€124k€92k▼
Fixed assets21/28€18k€6k▼
Intangible fixed assets21€13k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€105k€87k▼
Amounts receivable within one year40/41€39k€14k▼
Trade receivables40€12k€13k▲
Other amounts receivable41€27k€1k▼
Cash at bank and in hand54/58€63k€69k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€124k€92k▼
Equity10/15€79k€79k▲
Contributions10/11€19k€19k=
Reserves13€60k€61k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k▲
Amounts payable17/49€45k€13k▼
Amounts payable within one year42/48€45k€13k▼
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€19k€12k▼
Other amounts payable47/48€21k€937▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k▼
Other operating charges640/8€2k€400▼
Gross operating margin9900€60k€41k▼
Operating profit (loss)9901€40k€27k▼
Financial income75/76B€976€2k▲
Recurring financial income75€976€2k▲
Financial charges65/66B€293€199▼
Recurring financial charges65€293€199▼
Profit (loss) for the period before taxes9903€41k€29k▼
Income taxes67/77€12k€10k▼
Profit (loss) for the period9904€29k€19k▼
Profit (loss) for the period to be appropriated9905€29k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€19k▼
Transfer from equity791/2€21k€19k▼
Transfer to equity691/2€29k€19k▼
To other reserves6921€29k€19k▼
Profit to be distributed694/7€21k€19k▼
Return on contributions (dividend)694€21k€19k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 6.59
Current ratio from 2.36 to 6.59; short-term debt falls from €45k to €13k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k ▼242%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterwildlaan 51170 Watermaal-BosvoordeGround area
5,026 m²
Building footprint
1,883 m²
Volume, LiDAR
44,483 m³
Parcel 21017D0156/00E002, Brussels · tallest building 48.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Byjazz
since 20162.253.578.828
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0156/00E002 | Brussels | 5,026 m² | 1 · 1,882 m² | 48.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPILA
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Smartcore
BE 1017.966.993
Kortrijk · Eq €79,197
TIMEHOLE
BE 0555.705.773
Damme · Eq €79,166
FinTrack
BE 1008.501.971
Sint-Truiden · Eq €79,253
Salt IT
BE 0665.922.123
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:maxime@byjazz.me