BYBS
ActiveThe computed 12-month bankruptcy probability of BYBS is 4.8% (elevated). The 2024 annual accounts show equity of €37k and a net result of €17k. Its solvency ranks better than 79% of 18940 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+22
Growth78
Track record94
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.1 against 1.39 in 2023; short-term debt: 36.2% and cash: 42.3% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.8%
Return on assets
28.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 66.0%
2023 · €23k
2023: €23k
2023 → 2024
Total assets
€59k▲ 9.2%
2023 · €54k
2023: €54k
2023 → 2024
Net result
€17k▲ 16.4%
2023 · €14k
2023: €14k
2023 → 2024
Working capital
€23k▲ 91.2%
2023 · €12k
2023: €12k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€23k-€37k▲ 66.0%
Operating result€21k-€25k▲ 18.1%
Net result€14k-€17k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 18% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€14k▲ 36.4%
Current assets
€45k▲ 2.6%
Equity and liabilities €59k
Equity
€37k▲ 66.0%
Debt
€21k▼ 31.9%
The debt ratio falls from 58.1% to 36.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2023 · €24k
Cash flow
€20k▲
2023 · €17k
Solvency
63.8%▲
2023 · 41.9%
Current ratio
2.10▲
2023 · 1.39
Quick ratio
1.27▲
2023 · 0.99
Debt / equity
0.57▼
2023 · 1.38
ROE
44.2%▼
2023 · 63.1%
ROA
28.2%▲
2023 · 26.4%
Interest coverage
10.42▲
2023 · 9.00
Debt
€21k▼
2023 · €31k
Debt ≤ 1 year
€21k▼
2023 · €31k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€59k▲
Fixed assets21/28€10k€14k▲
Tangible fixed assets22/27€10k€14k▲
Furniture and vehicles24€9k€12k▲
Other tangible fixed assets26€1k€2k▲
Current assets29/58€43k€45k▲
Stocks and contracts in progress3€13k€18k▲
Stocks30/36€13k€18k▲
Amounts receivable within one year40/41€322€1k▲
Trade receivables40€115-
Other amounts receivable41€207€1k▲
Cash at bank and in hand54/58€30k€25k▼
Deferred charges and accrued income490/1€941€1k▲
Equity and liabilities
Total equity and liabilities10/49€54k€59k▲
Equity10/15€23k€37k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€13k€27k▲
Amounts payable17/49€31k€21k▼
Amounts payable within one year42/48€31k€21k▼
Trade debts44€7k€92▼
Suppliers440/4€7k€92▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€8k€12k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€14k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€21k€25k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€19k€22k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€14k€17k▲
Profit (loss) for the period to be appropriated9905€14k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€29k▲
Profit (loss) brought forward from the previous period14P-€13k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Maroëlles(THN) 36530 ThuinGround area
564 m²
Building footprint
150 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
BYBS
since 20222.334.255.312
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078D0007/00L005 | Wallonia | 349 m² | 1 · 98 m² | - |
| 56078D0107/00R000 | Wallonia | 215 m² | 1 · 51 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteThuin2.334.255.312
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
55204Guest rooms (bed and breakfast)
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.