Financials
- Fiscal year
- 2025
- Total assets
- €95,119
- Loss
- -€18,013
- Solvency
- -13.8%
Total assets▲ 65.5%
Net result
20232025
BYA GROUP
ActiveSummary
The computed 12-month bankruptcy probability of BYA GROUP is 2.2% (moderate). The 2025 annual accounts show negative equity (-€13,097) and a net result of -€18,013. Equity is shrinking by ~82.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 1103 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Construction of utility projects for electricity and telecommunications
NACE 42220
1 site
How big
€95,119total assets 2025
- Equity
- -€13,097
- Loss
- -€18,013
Turnover not published (abridged schema)
Who decides
Accounts 21 d early0 of 2 deeds read
Why 50- Founded in 2023- Negative equity -€13,097- Loss of €18,013 (FY 2025)+ Size: total assets €95,119Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
11-23
equity -13.8% of total assets
Liquidity
16+2
short-term debt 69.2% · cash 2.2%
Profitability
0-90
return on assets -18.9%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €95,119 lowers the probability for this profile
- Founded in 2023 raises the probability for this profile
- Negative equity -€13,097 raises the probability
- Loss of €18,013 (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.45 against 0.77 in 2024; short-term debt: 69.2% and cash: 2.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 7%, liquidity 9%, profitability 5%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€13,097
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (3 of the last 3 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€18,013
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 10-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 30-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of utility projects for electricity and telecommunicationsNACE 42220
- Founded
- 07-02-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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