BY US
ActiveBY US has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €104k. Its solvency ranks better than 37% of 2281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+66
Solvency37▲+11
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.11 against 1.74 in 2024; short-term debt: 87.8% and cash: 10.5% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
11.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 3,753%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€880k▲ 190%
2024 · €303k
2024: €303k
2024 → 2025
Net result
€104k
2024 · €-2k
2024: €-2k
2024 → 2025
Working capital
€82k▼ 34.9%
2024 · €126k
2024: €126k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€107k▲ 3,753%
Operating result€-2k-€133k
Net result€-2k-€104k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €133k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €880k
Fixed assets
€25k▲ 426%
Current assets
€855k▲ 187%
Equity and liabilities €880k
Equity
€107k▲ 3,753%
Debt
€773k▲ 157%
The debt ratio falls from 99.1% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▲
2024 · €-2k
Cash flow
€110k▲
2024 · €-2k
Solvency
12.2%▲
2024 · 0.9%
Current ratio
1.11▼
2024 · 1.74
Quick ratio
1.10▼
2024 · 1.46
Debt / equity
7.21
ROE
97.4%▲
2024 · -79.7%
ROA
11.9%▲
2024 · -0.7%
Interest coverage
407.77▲
2024 · -56.80
Debt
€773k▲
2024 · €300k
Debt ≤ 1 year
€773k▲
2024 · €172k
Income taxes
€28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€880k▲
Fixed assets21/28€5k€25k▲
Tangible fixed assets22/27€5k€25k▲
Plant, machinery and equipment23-€22k
Furniture and vehicles24€5k€3k▼
Current assets29/58€298k€855k▲
Stocks and contracts in progress3€48k€2k▼
Stocks30/36€48k€2k▼
Amounts receivable within one year40/41-€760k
Trade receivables40-€759k
Other amounts receivable41-€565
Cash at bank and in hand54/58€249k€92k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€303k€880k▲
Equity10/15€3k€107k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-2k€102k▲
Amounts payable17/49€300k€773k▲
Amounts payable within one year42/48€172k€773k▲
Trade debts44€109k€739k▲
Suppliers440/4€109k€739k▲
Taxes, remuneration and social security45€63k€34k▼
Taxes450/3€63k€34k▼
Other amounts payable47/48-€0
Accrued charges and deferred income492/3€128k-
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151€5k▲
Other operating charges640/8-€429
Non-recurring operating charges66A-€10k
Gross operating margin9900€-2k€148k▲
Operating profit (loss)9901€-2k€133k▲
Financial income75/76B-€451
Recurring financial income75-€451
Financial charges65/66B€36€338▲
Recurring financial charges65€36€338▲
Profit (loss) for the period before taxes9903€-2k€133k▲
Income taxes67/77-€28k
Profit (loss) for the period9904€-2k€104k▲
Profit (loss) for the period to be appropriated9905€-2k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€102k▲
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €104k
Net result €104k after one loss-making year.
30-06
Financial
Equity above €100kEq €107k ▲3753%
Equity rises from €3k to €107k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waimes · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Milan 64950 WaimesGround area
8,650 m²
Building footprint
840 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
BY US SRL
since 20232.352.948.794
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63080M0002/00E012 | Wallonia | 6,357 m² | 1 · 670 m² | - |
| 63080H0011/00C000 | Wallonia | 2,293 m² | 1 · 170 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LVRT EVENTS
BE 0804.554.424
Maasmechelen · Eq €108k
RAFANEN
BE 0880.289.747
Braine-le-Comte · Eq €107k
AS@P Management
BE 0875.087.577
Lennik · Eq €106k
REMALÉ
BE 0469.921.844
Gingelom · Eq €108k
GOLF.be
BE 0466.527.339
Waregem · Eq €109k
Of 3,875 companies in sector 93199 we hold annual accounts for 606. 454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2023
Fiscal year end30-06
Activities, NACEBEL
93199Other sports activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47279Other retail sale of food
47299Retail trade
82300Organisation of conventions and trade shows
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:rjf@jeanfils.net
Phone:+32475445093
Phone:0475445093