The computed 12-month bankruptcy probability of BY TRANSPORT is 15.4% (high). For BY TRANSPORT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €155,792 and a net result of €58,623. Equity is growing by about 49% per year across the filed financial years. The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2023 (filed 31-10-2024)2 financial years not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late1 change of registered office in 24 monthsSize: total assets €220,243Two or more financial years not filedFiled more than 90 days lateShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency96+5
equity 70.7% of total assets
Liquidity47+2
short-term debt 29.3% · cash 7.0%
Profitability100+8
return on assets 26.6%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
15.4%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.9% (9,071 companies, NACE 49, micro)
Last 24 months11-2024: 4.1%12-2024: 4.1%● unchanged vs 11-202401-2025: 4.1%● unchanged vs 12-202402-2025: 3.4%▼ -0.7 percentage points vs 01-202503-2025: 3.4%● unchanged vs 02-202504-2025: 3.4%● unchanged vs 03-202505-2025: 3.4%● unchanged vs 04-202506-2025: 3.4%● unchanged vs 05-2025lowest value07-2025: 5.8%▲ +2.4 percentage points vs 06-202508-2025: 6.9%▲ +1.1 percentage points vs 07-202509-2025: 7.7%▲ +0.8 percentage points vs 08-202510-2025: 11.2%▲ +3.5 percentage points vs 09-202511-2025: 11.5%▲ +0.3 percentage points vs 10-202512-2025: 11.8%▲ +0.3 percentage points vs 11-202501-2026: 14.3%▲ +2.5 percentage points vs 12-202502-2026: 14.3%● unchanged vs 01-202603-2026: 14.5%▲ +0.2 percentage points vs 02-202604-2026: 13.5%▼ -1.0 percentage point vs 03-202605-2026: 13.5%● unchanged vs 04-202606-2026: 13.3%▼ -0.2 percentage points vs 05-202607-2026: 13.3%● unchanged vs 06-202608-2026: 15.4%▲ +2.1 percentage points vs 07-2026highest value09-2026: 15.4%● unchanged vs 08-2026highest value10-2026: 15.4%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-10-2024, 92 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
This company filed its last 5 accounts on average 84 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.