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BY Technics

Active
Private limited company·Bouw van water- en gasdistributienetten· 2 yrs active
Lakborslei 352 ·2100 Antwerpen, Belgium
KBO/BCE: BE 1007.781.894
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate1 parcel · 233 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BY Technics is 1.5% (moderate). The 2025 annual accounts show equity of €88k and a net result of €86k. Its solvency ranks better than 93% of 152 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 93% of 152 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 16-12-2025 46 d early 2025-00582502

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€86k
Working capital€84k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 16-12-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 42 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 81.7% 41.3%
better than 93% of 152 sector peers
Net result €86k €9k
better than 92% of 152 sector peers
Equity €88k €43k
better than 74% of 152 sector peers
Gross operating margin €115k €44k
better than 72% of 151 sector peers
Total assets €108k €125k
better than 46% of 152 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€114k
Net profit€86k
Cash flow€90k
Staff costs-
Income taxes€22k
Dividends-
Total assets€108k
Equity€88k
Debt€20k
of which ≤ 1y€11k
of which > 1y€8k
Working capital€84k
Employees (FTE)-
Ratios (computed)
2025
Current ratio8.36
Quick ratio8.36
Working capital ratio77.8%
Solvency81.7%
Debt / equity0.22
Long-term debt ratio0.09
Interest coverage53.56
Gross margin-
Net margin-
ROA79.9%
ROE97.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€108k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€96k
Amounts receivable within one year 40/41€49k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€108k
Equity 10/15€88k
Contributions / capital 10/11€2k
Reserves 13€86k
Amounts payable 17/49€20k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€11k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€115k
Operating result 9901€110k
Financial income 75€788
Financial charges 65€2k
Result before taxes 9903€109k
Income taxes 67/77€22k
Net result for the period 9904€86k
Result to be appropriated 9905€86k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
BY Technics
Lakborslei 352, 2100 AntwerpenBouw van autowegen en andere wegen
since 20242.358.158.090
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area233 m²
Buildings1
Building footprint258 m²
Volume (LiDAR)3,581 m³
Tallest building16.5 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11342A0092/00P020 Flanders 233 m² 1 · 258 m² 16.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 58 of the 285 companies in this sector. 46 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouw van water- en gasdistributienetten42211Bouw van andere civieltechnische werken, neg42990Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL BY Technics
Registered office
Lakborslei 352 bus 202
2100 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.