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BY NG

Active
Private limited company (pre-2019)founded 20197 yrs activeKBO/BCE: BE 0724.949.591
Summary

The computed 12-month bankruptcy probability of BY NG is 7.4% (elevated). The 2024 annual accounts show negative equity (-€20,175) and a net result of -€4,714. Equity is shrinking by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 6162 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 3 administrative register entries (see administrative flags).

Risk analysisWatch ReportCompare
BY NGActiveChecked score 33/100
Risk analysis ReportCompare

Overview

What they do
Beauty care and other beauty treatments
NACE 96220Beauty treatment NACE 96022
1 site
How big
€2,605total assets 2024
Equity
-€20,175
Loss
-€4,714
Turnover not published (abridged schema)
Financially healthy?
33 Weak Checked score 2024
Bankruptcy chance 12 m
7.4%
Who decides
Accounts 63 d overdue0 of 4 deeds read
Why 33- Figures for FY 2024 (filed 06-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late- 2 ex-officio strike-offs in the KBO+ Size: total assets €2,605Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 24% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -774.5% of total assets
Liquidity 50+45
short-term debt 874.5% · cash 85.1%
Profitability 13+1
return on assets -181.0%
Bankruptcy probability, 12 months
7.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,511 companies)
Last 24 months 11-2024: 4.4% 12-2024: 4.4%▼ -0.5% vs 11-2024 01-2025: 4.4%▼ -0.2% vs 12-2024 02-2025: 4.4%● 0.0% vs 01-2025 03-2025: 4.4%▼ -0.9% vs 02-2025 04-2025: 4.7%▲ +8.2% vs 03-2025 05-2025: 5.1%▲ +7.1% vs 04-2025 06-2025: 4.9%▼ -2.2% vs 05-2025 07-2025: 5.5%▲ +10.3% vs 06-2025 08-2025: 7.1%▲ +29.7% vs 07-2025 09-2025: 8.1%▲ +15.1% vs 08-2025 10-2025: 12.8%▲ +56.7% vs 09-2025highest value 11-2025: 5.8%▼ -54.2% vs 10-2025 12-2025: 5.8%● 0.0% vs 11-2025 01-2026: 5.8%● 0.0% vs 12-2025 02-2026: 5.8%● 0.0% vs 01-2026 03-2026: 5.8%▼ -0.9% vs 02-2026 04-2026: 5.2%▼ -9.9% vs 03-2026 05-2026: 5.3%▲ +2.1% vs 04-2026 06-2026: 5.9%▲ +10.4% vs 05-2026 07-2026: 6.1%▲ +4.1% vs 06-2026 08-2026: 4.3%▼ -29.6% vs 07-2026lowest value 09-2026: 4.8%▲ +10.2% vs 08-2026 10-2026: 7.4%▲ +55.7% vs 09-2026
  • Figures for FY 2024 (filed 06-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late raises the probability
  • 2 ex-officio strike-offs in the KBO raises the probability
  • Size: total assets €2,605 lowers the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 47%, profitability 22%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 06-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 2 ex-officio strike-offs in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
lowers risk · Size: total assets €2,605
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
192021222324
2019 to 2024 · latest year -€20,175
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
67 d late
2023
29 d late
2022
68 d early
2021
31 d early
2020
53 d early
2019
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
3 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struck×2Address strikeout annulled
  1. Address struckevent 02-02-2026
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€20,175 View
  • Caution: Among the weakest 5% on solvencysector median 24.8% · 6,162 companies -774.5% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€4,714 View

By topic

Financials

Fiscal year
2024
Total assets
€2,605
Loss
-€4,714
Solvency
-774.5%
Turnover▲ 10.4%
Net result
20192022
Go to Financials

Timeline

Events
11
Since
2020
  1. 19-05-2026Address struck
  2. 06-10-2025Annual accounts filed
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Beauty care and other beauty treatmentsNACE 96220
Founded
15-04-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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