Financials
- Financial year
- 2025
- Total assets
- €183,717
- Profit
- €11,559
- Solvency
- 34.3%
Total assets▲ 92.8%
Net result
20202025
BY MAUD
ActiveSummary
The computed 12-month bankruptcy probability of BY MAUD is 1.5% (moderate). The 2025 annual accounts show equity of €63,023 and a net result of €11,559. Equity is growing by about 57% per year across the filed financial years. Its solvency ranks better than 56% of 5,570 sector peers (NACE 96, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Hairdressing and barber services
NACE 96210
2 sites
Size
€183,717total assets 2025
- Equity
- €63,023
- Profit
- €11,559
Turnover not published (micro format)
Financial health
64
Healthy
Checked score 2025- Bankruptcy probabilitywithin 12 months
- 1.5%
Provisional estimate
Structure
Accounts 29 days early0 of 1 deed read
Why 64raises riskLimited track recordMultiple establishment unitslowers riskAnnual accounts: healthy financial profileShow the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Provisional estimate
Financially better than 57% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Strong
Solvency
59-20
equity 34.3% of total assets
Liquidity
49-16
short-term debt 25.9% · cash 6.9%
Profitability
77-21
return on assets 6.3%
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.45, compared with 1.57 in 2024; short-term debt: 25.9% and cash: 6.9% of total assets), and 65.7% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 56% on solvency, 41% on liquidity, 60% on profitability and 69% on growth.
Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Four signals.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 days early
2024
12 days late
2023
29 days late
2022
44 days late
2021
31 days late
2020
34 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2020 to 2025net €22,249 ▲143%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- Next accounts
- by 31-07-2027
- 29-08-2024Annual accounts filed
- 13-09-2023Annual accounts filed
- 31-08-2022Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 03-03-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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