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BY LEZZET

Active
Private limited companyfounded 2025active for 1 yearLeuvensestraat 131, 3300 Tienen, BelgiumKBO/BCE: BE 1025.388.087
Summary

The computed 12-month bankruptcy probability of BY LEZZET is 5.8% (elevated). The 2025 annual accounts show equity of €2,707 and a net result of -€1,293. Its solvency ranks better than 41% of 1,008 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 10-07-2025 Normal situation
Registered office
216 active companies are registered at this address 69 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Manufacture of rusks, biscuits and preserved pastry goods NACE 10720and 3 others
Establishment unit
2.375.749.239 4800 Verviers, since 10-07-2025
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.8%
Annual accounts 2025
Gross margin
€3,580
Turnover
≈ €24,000
estimated
Loss
€1,293
Equity
€2,707
Total assets
€9,755
Staff
≈ 0.2 FTE
estimated
  • 2025 accounts filed 56 days after the deadline
Filed on 25-09-2026
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Founded in 2025Last filed accounts filed 56 days late; 1 of the last 3 accounts lateLiquidity: current ratio 1.34Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 24% of micro companies in food products (NACE 10)
Financial strength
Weak
Solvency 53
equity 27.7% of total assets
Liquidity 22
short-term debt 72.3%
Profitability 4
return on assets -13.3%
Bankruptcy probability within 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 08-2026: 3.6%lowest value 09-2026: 3.7%▲ +0.1 percentage points vs 08-2026 10-2026: 5.8%▲ +2.1 percentage points vs 09-2026highest value 11-2026: 5.8%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.34, below the usual 1.5. Short-term debt is 72.3% of total assets. 72.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 44% of them on solvency, 15% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 56 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.34
NBB · annual accounts
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
56 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in food productssector median €257,415 · 1,008 companies €2,707 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €4,000 · Appointment: BAHÇI Yilmaz (director)
All 2 events

Comparable companies

These companies have the same main activity as BY LEZZET: manufacture of rusks, biscuits and preserved pastry goods (NACE 10720). They are comparable in size and age: total assets between €2,510 and €25,000, founded between 2021 and 2025.

CompanyTotal assetsGross margin
BY LEZZET Tienen€9,755€3,580
CONFEITARIA TRADICAO RF Zaventem€5,778€3,471
LAURIE'S Grobbendonk€20,650€7,300
AMOUN SWEETS Dendermonde€8,000-€1,166
PatiCura Genk€24,587€9,802
THE GOOD OLD DAYS Sint-Jans-Molenbeek€2,509-€3,391
HK GOLD Zaventem€24,987-€12,481
Full comparison

Key facts about BY LEZZET

What is the company number of BY LEZZET?
The company number of BY LEZZET is 1025.388.087. The VAT number is the same number with BE in front: BE 1025.388.087.
Where is BY LEZZET based?
The registered office is at Leuvensestraat 131, 3300 Tienen.Company details
What does BY LEZZET do?
According to the KBO register, the main activity is manufacture of rusks, biscuits and preserved pastry goods (NACE 10720).
What is the legal form of BY LEZZET?
The legal form of BY LEZZET is Private limited company (BV).
When was BY LEZZET founded?
BY LEZZET was founded on 10-07-2025.
Is BY LEZZET still active?
Yes, BY LEZZET is an active enterprise in the KBO register.
What is the turnover of BY LEZZET?
The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €3,580 and 2,694 comparable companies of the same size. It probably lies between €10,000 and €60,000. It is a rough estimate.Financials
Is BY LEZZET profitable?
In financial year 2025, BY LEZZET made a loss of €1,293.
Where can I find the annual accounts of BY LEZZET?
BY LEZZET filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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