Financials
- Financial year
- 2025
- Total assets
- €9,755
- Loss
- -€1,293
- Solvency
- 27.7%
BY LEZZET
ActiveSummary
The computed 12-month bankruptcy probability of BY LEZZET is 5.8% (elevated). The 2025 annual accounts show equity of €2,707 and a net result of -€1,293. Its solvency ranks better than 41% of 1,003 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of rusks, biscuits and preserved pastry goods
NACE 10720Artisanal bread and fresh pastry making NACE 10712
1 site
Size
≈ €24,000turnover 2025, estimated
- Staff
- ≈ 0.2 FTE, estimated
- Equity
- €2,707
- Loss
- -€1,293
Turnover estimated from the gross margin
Why 35raises riskSector: Manufacture of food products (NACE 10)Founded in 2025Last filed accounts filed 56 days late; 1 of the last 3 lateLiquidity: current ratio 1.34Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 24% of its sector peers (NACE 10, micro)
Financial strength
Weak
Solvency
53
equity 27.7% of total assets
Liquidity
22
short-term debt 72.3%
Profitability
4
return on assets -13.3%
Bankruptcy probability, 12 months
5.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 3.6%lowest value
09-2026: 3.7%▲ +0.1 percentage points vs 08-2026
10-2026: 5.8%▲ +2.1 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.34, below the usual 1.5; short-term debt: 72.3% of total assets), and 72.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 44% on solvency, 14% on liquidity and 14% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
56 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: BAHÇI Yilmaz (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- BAHÇI YilmazDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of rusks, biscuits and preserved pastry goodsNACE 10720
- Founded
- 10-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 32
- Who signs
- Each director alone
- Annual meeting
- Last Monday of June at 18:00
- Purpose
- “II. ANDERE VOORWERPEN; Detailhandel in dames, heren, kinder en babykleding, ondergoed en…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Key facts about BY LEZZET
- What is the company number of BY LEZZET?
- 1025.388.087. In Belgium the VAT number is the company number with BE in front: BE 1025.388.087.
- Where is BY LEZZET based?
- The registered office is at Leuvensestraat 131, 3300 Tienen.Company details
- What does BY LEZZET do?
- According to the KBO register, the main activity is manufacture of rusks, biscuits and preserved pastry goods (NACE 10720).
- What is the legal form of BY LEZZET?
- Private limited company (BV).
- When was BY LEZZET founded?
- On 10-07-2025.
- Is BY LEZZET still active?
- Yes, BY LEZZET is an active enterprise in the KBO register.
- What is the turnover of BY LEZZET?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is BY LEZZET profitable?
- In financial year 2025, BY LEZZET made a loss of €1,293.
- Where can I find the annual accounts of BY LEZZET?
- BY LEZZET filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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