BY BUSINESS
ActiveFrom the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
BY BUSINESS has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,920 and a net result of €4,315. Equity has been growing by about 9.1% per year since 2018. Its solvency ranks better than 65% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 17-05-2005 Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
- Establishment unit
- 2.148.417.861 1082 Sint-Agatha-Berchem, since 11-08-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 07-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €14,114
- ▼ 20.2%
- Turnover
- ≈ €160,000
- estimated
- Profit
- €4,315
- ▼ 58.4%
- Equity
- €82,920
- ▲ 1.6%
- Total assets
- €145,897
- ▼ 6.5%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.02, cash €89,684Equity €82,920 (56.8% of total assets)Founded in 2005Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 62% of them on solvency, 77% on liquidity, 43% on profitability and 39% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: 8 profitable years in a rowprofit 2025: €4,315 8 years View
Comparable companies
These companies have the same main activity as BY BUSINESS: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €123,000 and €158,000, founded between 2003 and 2008.
| Company | Total assets | Gross margin |
|---|---|---|
| BY BUSINESS Sint-Agatha-Berchem | €145,897 | €14,114 |
| SANVECO Sint-Pieters-Woluwe | €155,605 | €16,376 |
| DETECTE-FUITE Estaimpuis | €128,680 | €14,131 |
| PHILIPPE PIERARD Braine-le-Château | €144,298 | €15,778 |
| G.PAT Braine-le-Château | €157,542 | €14,030 |
| SANITECH VERHEYEN Balen | €139,741 | €13,036 |
| geert grossen & c° Middelkerke | €123,495 | €13,451 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-06-2026
- Annual accounts 2024filed on 28-08-2025
- Annual accounts 2023filed on 18-07-2024
- Annual accounts 2022filed on 25-07-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0873.828.458
Key facts about BY BUSINESS
- What is the company number of BY BUSINESS?
- The company number of BY BUSINESS is 0873.828.458. The VAT number is the same number with BE in front: BE 0873.828.458.
- Where is BY BUSINESS based?
- The registered office is at Eilandenhoutstraat 2, 1082 Sint-Agatha-Berchem.Company details
- What does BY BUSINESS do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of BY BUSINESS?
- The legal form of BY BUSINESS is Private limited company (pre-2019) (BVBA).
- When was BY BUSINESS founded?
- BY BUSINESS was founded on 17-05-2005.
- Is BY BUSINESS still active?
- Yes, BY BUSINESS is an active enterprise in the KBO register.
- What is the turnover of BY BUSINESS?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €14,114 and 40 comparable companies (NACE 43222). It probably lies between €87,000 and €250,000. It is a rough estimate.Financials
- Is BY BUSINESS profitable?
- In financial year 2025, BY BUSINESS made a profit of €4,315.
- Where can I find the annual accounts of BY BUSINESS?
- BY BUSINESS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of BY BUSINESS due?
- BY BUSINESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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