BXL TECHNICS
ActiveThe computed 12-month bankruptcy probability of BXL TECHNICS is 1.9% (moderate). The 2025 annual accounts show equity of €32k and a net result of €8k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 7318 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency99▼-1
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 5.19 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
15.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
61 d late
2023
58 d early
2022
52 d early
2021
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 31.4%
2024 · €25k
2021: €5k
2022: €31k
2023: €34k
2024: €25k
2021 → 2025
Total assets
€51k▲ 70.7%
2024 · €30k
2021: €8k
2022: €35k
2023: €41k
2024: €30k
2021 → 2025
Net result
€8k
2024 · €-10k
2021: €75
2022: €26k
2023: €3k
2024: €-10k
2021 → 2025
Working capital
€32k▲ 43.0%
2024 · €22k
2021: €3k
2022: €22k
2023: €28k
2024: €22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€31k▲ 518%€34k▲ 9.8%€25k▼ 28.5%€32k▲ 31.4%
Operating result€87-€27k▲ 30,991%€5k▼ 82.5%€-3k€11k
Net result€75-€26k▲ 34,762%€3k▼ 88.2%€-10k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€811▼ 68.3%
Current assets
€50k▲ 83.7%
Equity and liabilities €51k
Equity
€32k▲ 31.4%
Debt
€19k▲ 255%
The debt ratio rises from 17.6% to 36.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€13k▲
2024 · €-683
Cash flow
€9k▲
2024 · €-8k
Solvency
63.4%▼
2024 · 82.4%
Current ratio
2.69▼
2024 · 5.19
Quick ratio
2.69▼
2024 · 5.19
Debt / equity
0.58▲
2024 · 0.21
ROE
23.9%▲
2024 · -39.8%
ROA
15.2%▲
2024 · -32.8%
Interest coverage
25.70▲
2024 · -0.47
Debt
€19k▲
2024 · €5k
Debt ≤ 1 year
€19k▲
2024 · €5k
Income taxes
€3k▼
2024 · €6k
Staff costs
€14k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€51k▲
Fixed assets21/28€3k€811▼
Tangible fixed assets22/27€2k€611▼
Plant, machinery and equipment23€1k€30▼
Furniture and vehicles24€1k€581▼
Financial fixed assets28€200€200=
Current assets29/58€27k€50k▲
Amounts receivable within one year40/41€22k€45k▲
Trade receivables40€6k€30k▲
Other amounts receivable41€16k€16k▼
Cash at bank and in hand54/58€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€30k€51k▲
Equity10/15€25k€32k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€20k€27k▲
Amounts payable17/49€5k€19k▲
Amounts payable within one year42/48€5k€19k▲
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€151€2k▲
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€21k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€844▼
Gross operating margin9900€21k€28k▲
Operating profit (loss)9901€-3k€11k▲
Financial charges65/66B€1k€513▼
Recurring financial charges65€1k€513▼
Profit (loss) for the period before taxes9903€-4k€11k▲
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€-10k€8k▲
Profit (loss) for the period to be appropriated9905€-10k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€27k▲
Profit (loss) brought forward from the previous period14P€29k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼418%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €26k ▲34762%
Operating result €27k, net result €26k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 7.59
Current ratio from 2.13 to 7.59.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Haachtsesteenweg 591831 Machelen (Brab.)Ground area
1,797 m²
Building footprint
607 m²
Volume, LiDAR
2,487 m³
2 parcels, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BXL TECHNICS
since 20212.315.502.836
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026C0310/02N002 | Flanders | 1,147 m² | 1 · 278 m² | 14.1 m · 3 fl. |
| 23015C0111/00W000 | Flanders | 649 m² | 1 · 329 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WD Project
BE 1015.326.714
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Bewerk
BE 0740.467.514
Beringen · Eq €32k
VAN DAMME CONSTRUCT
BE 1007.919.476
Liedekerke · Eq €32k
Nestworks
BE 0802.782.688
Tervuren · Eq €32k
Complete Homes
BE 0730.557.676
Houthalen-Helchteren · Eq €32k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.