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BXL DECO

Active
Private limited companyfounded 2006active for 19 yearsAvenue Thomas Edison 90, 1402 Nivelles, BelgiumKBO/BCE: BE 0885.390.264
Summary

The computed 12-month bankruptcy probability of BXL DECO is 2.7% (moderate). The 2024 annual accounts show equity of €110,377 and a net result of -€3,966. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 22% of 11,502 sector peers (NACE 71, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of interior architects
NACE 71112
Size
€491,801total assets 2024
Equity
€110,377
Loss
-€3,966
Turnover not published (micro format)
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.7%
Structure
Accounts 72 days overdue0 of 6 deeds read
Why 51raises riskFigures for financial year 2024 (filed 24-07-2025)Liquidity: current ratio 3.53No establishment unit in the KBOlowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 71, micro)
Financial strength · tick = 2023
Average
Solvency 47+1
equity 22.4% of total assets
Liquidity 77+35
short-term debt 28.3%
Profitability 35=
return on assets -0.8%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,790 companies, NACE 71, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.7 percentage points vs 07-2026 09-2026: 1.8%▲ +0.4 percentage points vs 08-2026 10-2026: 2.7%▲ +0.9 percentage points vs 09-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.53, compared with 3.93 in 2023; short-term debt: 28.3% of total assets), but 77.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 24% on solvency, 65% on liquidity, 17% on profitability and 33% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 24-07-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 3.53
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,966
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11502 sector peers (2024).
NBB · sector comparison
Position among 11502 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
8 days early
2023
6 days late
2022
30 days late
2021
29 days late
2020
31 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €15,674 · 11,507 companies -€3,966 View
  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€3,966 View

By topic

Financials

Financial year
2024
Total assets
€491,801
Loss
-€3,966
Solvency
22.4%
Total assets▼ 8.6%
Net result
20182024
Go to Financials

Timeline

Events
21
Since
2008
  1. 29-08-2022Annual accounts filed
  2. 31-12-2021Back to profit
  3. 31-12-2021Equity above €100,000
Go to Timeline

Company details

Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
01-12-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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