BXL CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BXL CONSTRUCT is 3.5% (moderate). The 2025 annual accounts show equity of €66,023 and a net result of €63,646. Its solvency ranks better than 86% of 2202 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+51
Solvency100▲+70
Growth78
Track record82
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.13 against 1.05 in 2024; short-term debt: 23.8% and cash: 0.3% of total assets), and 23.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
73.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
96 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 62 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€45,547
EBIT margin
6.7%
Net result
€63,646▲ 2,577%
2024 · €2,377
Working capital
€43,898▲ 1,747%
2024 · €2,377
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Turnover€45,547-
Operating result€3,039-€81,808▲ 2,592%
Net result€2,377-€63,646▲ 2,577%
EBIT margin6.7%-
Equity€2,377-€66,023▲ 2,677%
Total assets€51,091-€86,591▲ 69.5%
Debt€48,714-€20,568▼ 57.8%
Working capital€2,377-€43,898▲ 1,747%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 2,592% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86,591
Fixed assets
€22,125
Current assets
€64,466
Equity and liabilities €86,591
Equity
€66,023 ▲ 2,677%
Debt
€20,568 ▼ 57.8%
Debt's share of the balance-sheet total falls from 95.3% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88,683
Cash flow
€70,521
Current ratio
3.13▲
2024 · 1.05
Debt to equity
0.31▼
2024 · 20.49
ROE
96.4%▼
2024 · 100.0%
ROA
73.5%▲
2024 · 4.7%
Interest coverage
315.60
Debt ≤ 1 year
€20,568▼
2024 · €48,714
Income taxes
€19,500▲
2024 · €594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €45,547 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €42,266 | - | - |
| Remuneration, social security and pensions62 | €242 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €6,875 | - |
| Other operating charges640/8 | - | €415 | - |
| Gross operating margin9900 | €3,281 | €89,098 | ▲ 2,616% |
| Operating profit (loss)9901 | €3,039 | €81,808 | ▲ 2,592% |
| Financial income75/76B | - | €1,619 | - |
| Recurring financial income75 | - | €1,619 | - |
| Non-recurring financial income76B | - | €1,619 | - |
| Financial charges65/66B | €67 | €281 | ▲ 319% |
| Recurring financial charges65 | €67 | €281 | ▲ 319% |
| Profit (loss) for the period before taxes9903 | €2,972 | €83,146 | ▲ 2,698% |
| Income taxes67/77 | €594 | €19,500 | ▲ 3,181% |
| Profit (loss) for the period9904 | €2,377 | €63,646 | ▲ 2,577% |
| Profit (loss) for the period to be appropriated9905 | €2,377 | €63,646 | ▲ 2,577% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €51,091 | €86,591 | ▲ 69.5% |
| Fixed assets21/28 | - | €22,125 | - |
| Tangible fixed assets22/27 | - | €22,125 | - |
| Furniture and vehicles24 | - | €22,125 | - |
| Current assets29/58 | €51,091 | €64,466 | ▲ 26.2% |
| Amounts receivable within one year40/41 | €51,082 | €64,192 | ▲ 25.7% |
| Trade receivables40 | €51,082 | €2,900 | ▼ 94.3% |
| Other amounts receivable41 | - | €61,292 | - |
| Cash at bank and in hand54/58 | €9 | €274 | ▲ 2,891% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €51,091 | €86,591 | ▲ 69.5% |
| Equity10/15 | €2,377 | €66,023 | ▲ 2,677% |
| Profit (loss) carried forward14 | €2,377 | €66,023 | ▲ 2,677% |
| Amounts payable17/49 | €48,714 | €20,568 | ▼ 57.8% |
| Amounts payable within one year42/48 | €48,714 | €20,568 | ▼ 57.8% |
| Taxes, remuneration and social security45 | €594 | €20,568 | ▲ 3,361% |
| Taxes450/3 | €594 | €20,568 | ▲ 3,361% |
| Other amounts payable47/48 | €48,119 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,377 | €63,646 | ▲ 2,577% |
| + Depreciation and write-downs630 | - | €6,875 | - |
| Operating cash flow (approximation) | €2,377 | €70,521 | ▲ 2,866% |
| Change in cash | - | €265 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 3.13
Current ratio from 1.05 to 3.13; short-term debt falls from €48,714 to €20,568.
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 96 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
Ground area
140 m²
Building footprint
113 m²
Volume, LiDAR
1,487 m³
Parcel 21906D0037/00L003, Brussels · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0037/00L003 | Brussels | 140 m² | 1 · 113 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,454 companies in sector 41003 we hold annual accounts for 1,055. 726 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
43240Other construction installation
43331Floor and wall tiling
43341Painting of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.