BX-Floor
ActiveThe computed 12-month bankruptcy probability of BX-Floor is 2.5% (moderate). The 2025 annual accounts show equity of €308k and a net result of €222k. Its solvency ranks better than 89% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.18 against 7.39 in 2024; short-term debt: 6.2% and cash: 73.4% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
61%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€308k▲ 257%
2024 · €86k
2024: €86k
2024 → 2025
Total assets
€363k▲ 265%
2024 · €99k
2024: €99k
2024 → 2025
Net result
€222k▲ 173%
2024 · €81k
2024: €81k
2024 → 2025
Working capital
€275k▲ 227%
2024 · €84k
2024: €84k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€86k-€308k▲ 257%
Operating result€105k-€293k▲ 179%
Net result€81k-€222k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 179% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€66k▲ 2,603%
Current assets
€297k▲ 206%
Equity and liabilities €363k
Equity
€308k▲ 257%
Debt
€56k▲ 318%
The debt ratio rises from 13.4% to 15.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€306k▲
2024 · €108k
Cash flow
€235k▲
2024 · €84k
Solvency
84.7%▼
2024 · 86.6%
Current ratio
13.18▲
2024 · 7.39
Quick ratio
13.18▲
2024 · 7.39
Debt / equity
0.18▲
2024 · 0.15
ROE
72.0%▼
2024 · 94.2%
ROA
61.0%▼
2024 · 81.6%
Interest coverage
161.62▼
2024 · 206.05
Debt
€56k▲
2024 · €13k
Debt ≤ 1 year
€23k▲
2024 · €13k
Debt > 1 year
€33k
Income taxes
€69k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€363k▲
Fixed assets21/28€2k€66k▲
Tangible fixed assets22/27€2k€66k▲
Furniture and vehicles24€2k€59k▲
Other tangible fixed assets26-€8k
Current assets29/58€97k€297k▲
Amounts receivable within one year40/41€16k€29k▲
Trade receivables40€16k€28k▲
Other amounts receivable41-€873
Cash at bank and in hand54/58€79k€267k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€99k€363k▲
Equity10/15€86k€308k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€81k€303k▲
Amounts payable17/49€13k€56k▲
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€13k€23k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€160€214▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€111k€308k▲
Operating profit (loss)9901€105k€293k▲
Financial charges65/66B€525€2k▲
Recurring financial charges65€525€2k▲
Profit (loss) for the period before taxes9903€104k€291k▲
Income taxes67/77€23k€69k▲
Profit (loss) for the period9904€81k€222k▲
Profit (loss) for the period to be appropriated9905€81k€222k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€303k▲
Profit (loss) brought forward from the previous period14P-€81k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €200kEq €308k ▲257%
2 profitable years in a row build equity to €308k.
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Vincent(BL) 645001 NamurGround area
541 m²
Building footprint
128 m²
Volume, LiDAR
702 m³
Parcel 92010D0129/00G002, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BX-Floor
since 20232.346.136.228
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92010D0129/00G002 | Wallonia | 541 m² | 1 · 128 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
General Painting
BE 0406.397.831
Antwerpen · Eq €306k
M-FLOOR
BE 0785.499.466
Namur · Eq €310k
AVE VANHAMME & CO
BE 0437.243.732
Rixensart · Eq €303k
HF PROJECTS
BE 0465.996.908
Ham · Eq €316k
ADAR - PROJECTS
BE 0833.943.048
Denderleeuw · Eq €322k
Of 914 companies in sector 43333 we hold annual accounts for 400. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2023
Fiscal year end31-03
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:xhaferbeca@hotmail.com
Phone:+32474998515