Summary
BWP Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €681k and a net result of €41k. Its solvency ranks better than 16% of 5547 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 19-12-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
49 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€681k
Net result
€41k
Total assets
€4.87M
Solvency
14.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €4.87M
Fixed assets
€4.80M
Current assets
€70k
Equity and liabilities €4.87M
Equity
€681k
Debt
€4.19M
Debt finances 86.0% of the balance-sheet total.
Key figures and ratios
ROE
6.0%
ROA
0.8%
Debt ≤ 1 year
€530k
Debt > 1 year
€3.64M
Income taxes
€14k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€4.87M
Fixed assets21/28€4.80M
Financial fixed assets28€4.80M
Current assets29/58€70k
Amounts receivable within one year40/41€30k
Trade receivables40€30k
Cash at bank and in hand54/58€40k
Equity and liabilities
Total equity and liabilities10/49€4.87M
Equity10/15€681k
Contributions10/11€640k
Reserves13€41k
Distributable reserves133€41k
Amounts payable17/49€4.19M
Amounts payable after more than one year17€3.64M
Financial debts170/4€3.64M
Amounts payable within one year42/48€530k
Current portion of amounts payable after more than one year42€451k
Trade debts44€31k
Suppliers440/4€31k
Taxes, remuneration and social security45€27k
Taxes450/3€27k
Other amounts payable47/48€20k
Accrued charges and deferred income492/3€20k
Income statement
Code2025
Other operating charges640/8€427
Gross operating margin9900€91k
Operating profit (loss)9901€91k
Financial charges65/66B€36k
Recurring financial charges65€36k
Profit (loss) for the period before taxes9903€55k
Income taxes67/77€14k
Profit (loss) for the period9904€41k
Profit (loss) for the period to be appropriated9905€41k
Appropriation of the result
Profit (loss) to be appropriated9906€41k
Transfer to equity691/2€41k
To other reserves6921€41k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €427 |
| Gross operating margin9900 | €91k |
| Operating profit (loss)9901 | €91k |
| Financial charges65/66B | €36k |
| Recurring financial charges65 | €36k |
| Profit (loss) for the period before taxes9903 | €55k |
| Income taxes67/77 | €14k |
| Profit (loss) for the period9904 | €41k |
| Profit (loss) for the period to be appropriated9905 | €41k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €4.87M | |
| Fixed assets21/28 | €4.80M | |
| Financial fixed assets28 | €4.80M | |
| Current assets29/58 | €70k | |
| Amounts receivable within one year40/41 | €30k | |
| Trade receivables40 | €30k | |
| Cash at bank and in hand54/58 | €40k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €4.87M | |
| Equity10/15 | €681k | |
| Contributions10/11 | €640k | |
| Reserves13 | €41k | |
| Distributable reserves133 | €41k | |
| Amounts payable17/49 | €4.19M | |
| Amounts payable after more than one year17 | €3.64M | |
| Financial debts170/4 | €3.64M | |
| Amounts payable within one year42/48 | €530k | |
| Current portion of amounts payable after more than one year42 | €451k | |
| Trade debts44 | €31k | |
| Suppliers440/4 | €31k | |
| Taxes, remuneration and social security45 | €27k | |
| Taxes450/3 | €27k | |
| Other amounts payable47/48 | €20k | |
| Accrued charges and deferred income492/3 | €20k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €41k |
| Operating cash flow (approximation) | €41k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2024
Ground area
2,961 m²
Building footprint
462 m²
Volume, LiDAR
2,658 m³
Parcel 24472F0457/00A000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
BWP Holding
since 20242.365.246.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0457/00A000 | Flanders | 2,961 m² | 1 · 462 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELMAFIN SERVICES
BE 0506.767.095
Wijnegem · Eq €681,046
HANCOUR PHARMASERVICE
BE 0806.261.921
Mortsel · Eq €681,051
FARMAKON
BE 0465.507.453
Buggenhout · Eq €680,844
HEYHOVEN
BE 0751.697.144
Herentals · Eq €681,829
GOODMAN MANAGEMENT SERVICES (BELGIUM)
BE 0867.113.583
Vilvoorde · Eq €681,855
Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
Scores and ratios are computed by Checked and are not a credit decision.