BWINDI
ActiveSummary
BWINDI has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,868 and a net result of €35,747. Equity is growing by about 81% per year across the filed financial years. Its solvency ranks better than 95% of 20,453 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €79,868
- Profit
- €35,747
Why 98raises riskFounded in 2023lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 40.54, cash €66,796Equity €79,868 (97.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 95% on liquidity, 80% on profitability and 87% on growth.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 94 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than triplescurrent ratio 40.54
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 3% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €352 | €1,144 | ▲ 225% |
| Other operating charges640/8 | €50 | €0 | €144 | - |
| Gross operating margin9900 | €8,837 | €46,105 | €45,888 | ▼ 0.5% |
| Operating profit (loss)9901 | €8,787 | €45,752 | €44,600 | ▼ 2.5% |
| Financial income75/76B | - | €0 | €658 | ▲ 6,583,900% |
| Recurring financial income75 | - | €0 | €658 | ▲ 6,583,900% |
| Financial charges65/66B | €25 | €140 | €154 | ▲ 10.1% |
| Recurring financial charges65 | €25 | €140 | €154 | ▲ 10.1% |
| Profit (loss) for the period before taxes9903 | €8,762 | €45,613 | €45,104 | ▼ 1.1% |
| Income taxes67/77 | €1,825 | €9,240 | €9,357 | ▲ 1.3% |
| Profit (loss) for the period9904 | €6,937 | €36,373 | €35,747 | ▼ 1.7% |
| Profit (loss) for the period to be appropriated9905 | €6,937 | €36,373 | €35,747 | ▼ 1.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €9,872 | €48,128 | €81,781 | ▲ 69.9% |
| Fixed assets21/28 | - | €5,369 | €4,225 | ▼ 21.3% |
| Tangible fixed assets22/27 | - | €5,369 | €4,225 | ▼ 21.3% |
| Furniture and vehicles24 | - | €5,369 | €4,225 | ▼ 21.3% |
| Current assets29/58 | €9,872 | €42,760 | €77,556 | ▲ 81.4% |
| Current investments50/53 | - | €30,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €7,432 | €4,823 | €66,796 | ▲ 1,285% |
| Deferred charges and accrued income490/1 | €2,440 | €7,937 | €10,760 | ▲ 35.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €9,872 | €48,128 | €81,781 | ▲ 69.9% |
| Equity10/15 | €8,607 | €44,121 | €79,868 | ▲ 81.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €6,107 | €41,621 | €77,368 | ▲ 85.9% |
| Amounts payable17/49 | €1,265 | €4,008 | €1,913 | ▼ 52.3% |
| Amounts payable within one year42/48 | €1,265 | €4,008 | €1,913 | ▼ 52.3% |
| Trade debts44 | €110 | €2,006 | €1,227 | ▼ 38.8% |
| Suppliers440/4 | €110 | €2,006 | €1,227 | ▼ 38.8% |
| Taxes, remuneration and social security45 | €325 | €240 | €299 | ▲ 24.9% |
| Taxes450/3 | €325 | €240 | €299 | ▲ 24.9% |
| Other amounts payable47/48 | €830 | €1,762 | €387 | ▼ 78.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,937 | €36,373 | €35,747 | ▼ 1.7% |
| + Depreciation and write-downs630 | - | €352 | €1,144 | ▲ 225% |
| Operating cash flow (approximation) | €6,937 | €36,725 | €36,891 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | -€2,609 | €61,973 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-01-2026 | 2026-00017569 |
| 31-12-2024 | micro format | 06-06-2025 | 2025-00122406 |
| 31-12-2023 | micro format | 17-06-2024 | 2024-00132373 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 to 2025 · 3 entries · €2,517 awarded · €2,517 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,692 | €867 |
| 2024 | 1 | €825 | €825 |
| 2023 | 1 | €0 | €825 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
19-03
Gazette deed
Appointment: DEJONCKHEERE Astrid (statutory director)Name change · Amendment of the articles · Capital7 facts ▸
- General meeting, “eenparigheid van stemmen, buitengewone algemene vergadering” (deed in Dutch)
- Name change, BWINDI
- Amendment of the articles
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Capital
- Director appointment, DEJONCKHEERE Astrid (statutory director)
- Power of attorney (2 times)
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 17 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44809I0250/00E002 | Flanders | 132 m² | 1 · 80 m² | 10.5 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BWINDI
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bijhuizen,exploitatiezetels,administratieve zetels,filialen en agentschappen in België en in het buitenland oprichten” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 16. VERTEGENWOORDIGINGSBEVOEGDHEID Iedere bestuurder, afzonderlijk optredend, is bevoegd om de vennootschap te vertegenwoordigen in…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Een of meer bestuurders, natuurlijke of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Geen rechtsmiddel open, elke overdracht of overgang onder bijzondere of algemene titel,onder bezwarende titel of om niet,onder levenden of…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Cijfermatig verslag met rekeningen en stavingsstukken ten minste één maand voor algemene vergadering, slechts mits naleving wettelijke…” (deed in Dutch)