Financials
- Financial year
- 2025
- Turnover
- €9.7m
- Profit
- €513,120
- Solvency
- 8.8%
BW FUNERAL
ActiveSummary
BW FUNERAL has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €513,120. Equity is growing by about 57% per year across the filed financial years. Its solvency ranks better than 24% of 380 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Funeral services
NACE 96301
Largest company by total assets in Walloon Brabant, Personal services sector17 sites
Size
€9.7mturnover 2025
- Staff
- 17.9 FTE
- Equity
- €1.3m
- Profit
- €513,120
Structure
2025 accounts on time2 deeds in the Belgian Official Gazette
Why 68raises riskFounded in 2022Equity €1.3m (8.8% of total assets)17 establishment unitslowers riskSize: turnover €9.7m, 17.9 FTE, total assets €14.6mShow the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 65% of its sector peers (NACE 96, small)
Financial strength · tick = 2024
Average
Solvency
34+4
equity 8.8% of total assets
Liquidity
61+7
short-term debt 15.5% · cash 11.5%
Profitability
82+12
return on assets 3.5%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.1%
12-2024: 2.1%● unchanged vs 11-2024
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.1%● unchanged vs 02-2025
04-2025: 2.1%● unchanged vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 2.2%▲ +0.1 percentage points vs 05-2025
07-2025: 2.2%● unchanged vs 06-2025highest value
08-2025: 1.8%▼ -0.4 percentage points vs 07-2025
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 1.8%● unchanged vs 09-2025
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.8%● unchanged vs 12-2025
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 1.9%▲ +0.1 percentage points vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 2.0%▲ +0.1 percentage points vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 1.0%▼ -1.0 percentage point vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.11, compared with 0.78 in 2024, below the usual 1.5; short-term debt: 15.5% and cash: 11.5% of total assets), and 91.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, small): better than 21% on solvency, 66% on liquidity, 82% on profitability and 91% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 380 sector peers (2025).
NBB · sector comparisonPosition among 380 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
15 days early
2023
7 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 3 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2023 to 2025net €513,120 ▲39.6%
- Equity above €1mequity €1.3m ▲66.8%
Key points
By topic
Timeline
- Events
- 6
- Since
- 2024
- Next accounts
- by 31-07-2027
- 16-07-2025Annual accounts filed
- 31-12-2024Equity above €500,000
- 07-08-2024Annual accounts filed
Company details
- Sites
- 17
- Legal form
- Private limited company
- Activity
- Funeral servicesNACE 96301
- Founded
- 25-10-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about BW FUNERAL
- What is the company number of BW FUNERAL?
- 0792.850.284. In Belgium the VAT number is the company number with BE in front: BE 0792.850.284.
- Where is BW FUNERAL based?
- The registered office is at Chaussée de Bruxelles 231, 1410 Waterloo.Company details
- What does BW FUNERAL do?
- According to the KBO register, the main activity is funeral services (NACE 96301).
- What is the legal form of BW FUNERAL?
- Private limited company (BV).
- When was BW FUNERAL founded?
- On 25-10-2022.
- Is BW FUNERAL still active?
- Yes, BW FUNERAL is an active enterprise in the KBO register.
- How many employees does BW FUNERAL have?
- On average 17.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BW FUNERAL?
- €9.7m in financial year 2025, according to the filed annual accounts.
- Is BW FUNERAL profitable?
- In financial year 2025, BW FUNERAL made a profit of €513,120.
- Where can I find the annual accounts of BW FUNERAL?
- BW FUNERAL filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BW FUNERAL due?
- By 31-07-2027, for financial year 2026.Timeline
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