BW CONSULT
ActiveBW CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-86k) and a net result of €-14k. Equity is shrinking by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.03 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-724%
Return on assets
-118.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€86k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
2 d early
2023
30 d late
2022
29 d late
2021
31 d early
2020
37 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-86k▼ 19.5%
2024 · €-72k
2018: €-789
2019: €778
2020: €15k
2021: €-37k
2022: €-86k
2023: €-55k
2024: €-72k
2018 → 2025
Total assets
€12k▲ 117%
2024 · €5k
2018: €45k
2019: €57k
2020: €70k
2021: €18k
2022: €12k
2023: €27k
2024: €5k
2018 → 2025
Net result
€-14k▲ 19.2%
2024 · €-17k
2018: €-11k
2019: €2k
2020: €15k
2021: €-52k
2022: €-50k
2023: €32k
2024: €-17k
2018 → 2025
Working capital
€-92k▼ 22.3%
2024 · €-75k
2018: €-18k
2019: €-32k
2020: €-2k
2021: €-49k
2022: €-95k
2023: €-61k
2024: €-75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-37k-€-86k▼ 134%€-55k▲ 36.9%€-72k▼ 31.9%€-86k▼ 19.5%
Operating result€-52k-€-49k▲ 5.2%€32k€-17k€-15k▲ 12.8%
Net result€-52k-€-50k▲ 5.4%€32k€-17k€-14k▲ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12k
Fixed assets
€6k▲ 85.1%
Current assets
€6k▲ 164%
Key figures and ratios
EBITDA
€-10k▲
2024 · €-14k
Cash flow
€-10k▲
2024 · €-14k
Solvency
-724.0%
Current ratio
0.06▲
2024 · 0.03
Quick ratio
0.06▲
2024 · 0.03
Debt / equity
-1.14▼
2024 · -1.08
ROE
16.3%▼
2024 · 24.2%
ROA
-118.3%▲
2024 · -318.3%
Interest coverage
-45.63▲
2024 · -65.87
Debt
€98k▲
2024 · €77k
Debt ≤ 1 year
€98k▲
2024 · €77k
Income taxes
€-59▼
2024 · €293
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€12k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€6k▲
Furniture and vehicles24€3k€6k▲
Current assets29/58€2k€6k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€375€1k▲
Equity and liabilities
Total equity and liabilities10/49€5k€12k▲
Equity10/15€-72k€-86k▼
Contributions10/11€6k€6k=
Reserves13€4k€0▼
Distributable reserves133€4k€0▼
Profit (loss) carried forward14€-82k€-92k▼
Amounts payable17/49€77k€98k▲
Amounts payable within one year42/48€77k€98k▲
Trade debts44€153€0▼
Suppliers440/4€153€0▼
Taxes, remuneration and social security45€519€0▼
Taxes450/3€519€0▼
Other amounts payable47/48€77k€98k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€797▼
Gross operating margin9900€-12k€-10k▲
Operating profit (loss)9901€-17k€-15k▲
Financial income75/76B€0€829▲
Recurring financial income75€0€829▲
Financial charges65/66B€208€227▲
Recurring financial charges65€208€227▲
Profit (loss) for the period before taxes9903€-17k€-14k▲
Income taxes67/77€293€-59▼
Profit (loss) for the period9904€-17k€-14k▲
Profit (loss) for the period to be appropriated9905€-17k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-96k▼
Profit (loss) brought forward from the previous period14P€-65k€-82k▼
Transfer from equity791/2-€4k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-52k ▼458%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-01-2024
Resigned as Director
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rouwleegd 392340 BeerseGround area
3,587 m²
Building footprint
522 m²
Volume, LiDAR
2,368 m³
2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BW Consult
since 20062.155.935.658
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0001/00Z075 | Flanders | 2,861 m² | 1 · 366 m² | 6.1 m · 2 fl. |
| 11033B0439/00S000 | Flanders | 727 m² | 1 · 156 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEOkundig
BE 1001.492.138
Gent · Eq €16k
ARCTAS
BE 0895.076.309
Oosterzele · Eq €15k
BLOL
BE 0742.606.066
Rochefort · Eq €15k
Landmeetkantoor Lanin
BE 0793.621.039
Huldenberg · Eq €15k
YGEX
BE 1008.589.667
Sint-Pieters-Woluwe · Eq €16k
Of 1,757 companies in sector 71122 we hold annual accounts for 765. 474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2006
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
68121Development of residential building projects
68110Buying and selling of own real estate
70111
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.