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BVV Audit

Active
Private limited companyfounded 20179 yrs activeBareldonkdreef(B) 13, 9290 Berlare, BelgiumKBO/BCE: BE 0672.687.971
Summary

BVV Audit has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €619,715 and a net result of €187,176. Equity is growing by ~43.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability79▲+5
Solvency53▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 11.48 against 1.22 in 2024; short-term debt: 8.3% and cash: 0.6% of total assets), but 72.2% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.8%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
16 d early
2020
40 d late
2019
83 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BVV Audit was incorporated on 14 March 2017.1 Total assets rose from EUR 79,855 in 2018 to EUR 2.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€619,715▲ 43.3%
2024 · €432,539
Total assets
€2.2m▲ 5.9%
2024 · €2.1m
Net result
€187,176▲ 110%
2024 · €88,962
Working capital
€1.9m▲ 453%
2024 · €352,620
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,345▲ 27.6%€315,664€117,660▼ 62.7%€139,653▲ 18.7%€281,687▲ 102%
Net result-€1,157below the sector's middle half▼ 30.5%€215,607above the sector's middle half€80,682above the sector's middle half▼ 62.6%€88,962above the sector's middle half▲ 10.3%€187,176above the sector's middle half▲ 110%
Equity€47,289within the sector's middle half▼ 2.4%€262,896above the sector's middle half▲ 456%€343,578above the sector's middle half▲ 30.7%€432,539above the sector's middle half▲ 25.9%€619,715above the sector's middle half▲ 43.3%
Total assets€48,771below the sector's middle half▼ 13.1%€437,291within the sector's middle half▲ 797%€456,834within the sector's middle half▲ 4.5%€2.1mabove the sector's middle half▲ 362%€2.2mabove the sector's middle half▲ 5.9%
Debt€1,483▼ 80.7%€174,395▲ 11,661%€113,256▼ 35.1%€1.7m▲ 1,380%€1.6m▼ 3.7%
Working capital€48,289within the sector's middle half▼ 2.3%€263,896above the sector's middle half▲ 446%€339,603above the sector's middle half▲ 28.7%€352,620above the sector's middle half▲ 3.8%€1.9mabove the sector's middle half▲ 453%
Solvency97.0%above the sector's middle half▲ 10.6pp60.1%within the sector's middle half▼ 36.8pp75.2%within the sector's middle half▲ 15.1pp20.5%below the sector's middle half▼ 54.7pp27.8%within the sector's middle half▲ 7.2pp
Current ratio2.52within the sector's middle half4.03within the sector's middle half▲ 1.501.22below the sector's middle half▼ 2.8111.48above the sector's middle half▲ 10.26
Return on assets (ROA)-2.4%below the sector's middle half▼ 0.8pp49.3%above the sector's middle half▲ 51.7pp17.7%within the sector's middle half▼ 31.6pp4.2%below the sector's middle half▼ 13.4pp8.4%within the sector's middle half▲ 4.2pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: -€2,345-€2,345Net result 2021: -€1,157-€1,157Operating result 2022: €315,664€315,664Net result 2022: €215,607€215,607Operating result 2023: €117,660€117,660Net result 2023: €80,682€80,682Operating result 2024: €139,653€139,653Net result 2024: €88,962€88,962Operating result 2025: €281,687€281,687Net result 2025: €187,176€187,17620212022202320242025€0€100,000€200,000€300,000Operating result 2023: €117,660€118,000Net result 2023: €80,682€80,700Operating result 2024: €139,653€140,000Net result 2024: €88,962€89,000Operating result 2025: €281,687€282,000Net result 2025: €187,176€187,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets €97,082 ▼ 22.1%
Current assets €2.1m ▲ 7.7%
Equity and liabilities €2.2m
Equity €619,715 ▲ 43.3%
Debt €1.6m ▼ 3.7%
Debt's share of the balance-sheet total falls from 79.5% to 72.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€309,156▲
2024 · €156,121
Cash flow
€214,646▲
2024 · €105,429
Debt to equity
2.60▼
2024 · 3.87
ROE
30.2%▲
2024 · 20.6%
Interest coverage
101.54▲
2024 · 22.96
Debt ≤ 1 year
€186,068▼
2024 · €1.6m
Debt > 1 year
€1.4m▲
2024 · €43,632
Income taxes
€91,466▲
2024 · €43,893
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€2.2m▲
Fixed assets21/28€124,551€97,082▼
Tangible fixed assets22/27€119,576€92,107▼
Furniture and vehicles24€119,576€92,107▼
Financial fixed assets28€4,975€4,975=
Current assets29/58€2.0m€2.1m▲
Amounts receivable after more than one year29-€1.6m
Other amounts receivable291-€1.6m
Amounts receivable within one year40/41€2.0m€478,932▼
Trade receivables40€140,897€167,182▲
Other amounts receivable41€1.8m€311,750▼
Cash at bank and in hand54/58€22,218€13,850▼
Deferred charges and accrued income490/1€1,207€1,261▲
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.2m▲
Equity10/15€432,539€619,715▲
Contributions10/11€19,000€19,000=
Reserves13€413,539€600,715▲
Distributable reserves133€413,539€600,715▲
Amounts payable17/49€1.7m€1.6m▼
Amounts payable after more than one year17€43,632€1.4m▲
Financial debts170/4€43,632€26,091▼
Other amounts payable178/9-€1.4m
Amounts payable within one year42/48€1.6m€186,068▼
Current portion of amounts payable after more than one year42€16,848€17,541▲
Financial debts43€10,125€10,167▲
Credit institutions430/8€10,125€10,167▲
Trade debts44-€690
Suppliers440/4-€690
Taxes, remuneration and social security45€25,108€70,050▲
Taxes450/3€25,108€70,050▲
Other amounts payable47/48€1.6m€87,619▼
Accrued charges and deferred income492/3€1,000€1,000=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,468€27,469▲
Other operating charges640/8€1,161€1,139▼
Gross operating margin9900€157,282€310,295▲
Operating profit (loss)9901€139,653€281,687▲
Financial charges65/66B€6,799€3,045▼
Recurring financial charges65€6,799€3,045▼
Profit (loss) for the period before taxes9903€132,854€278,642▲
Income taxes67/77€43,893€91,466▲
Profit (loss) for the period9904€88,962€187,176▲
Profit (loss) for the period to be appropriated9905€88,962€187,176▲
Appropriation of the result
Profit (loss) to be appropriated9906€88,962€187,176▲
Transfer to equity691/2€88,962€187,176▲
To other reserves6921€88,962€187,176▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€16,468€27,469▲ 66.8%
Other operating charges640/8€643€844€580€1,161€1,139▼ 1.9%
Gross operating margin9900-€1,703€316,508€118,240€157,282€310,295▲ 97.3%
Operating profit (loss)9901-€2,345€315,664€117,660€139,653€281,687▲ 102%
Financial income75/76B€1,345€1,345€1,345---
Recurring financial income75€1,345€1,345€1,345---
Financial charges65/66B€156€304€759€6,799€3,045▼ 55.2%
Recurring financial charges65€156€304€759€6,799€3,045▼ 55.2%
Profit (loss) for the period before taxes9903-€1,157€316,706€118,246€132,854€278,642▲ 110%
Income taxes67/77-€101,098€37,564€43,893€91,466▲ 108%
Profit (loss) for the period9904-€1,157€215,607€80,682€88,962€187,176▲ 110%
Profit (loss) for the period to be appropriated9905-€1,157€215,607€80,682€88,962€187,176▲ 110%
Line20212022202320242025Change
Assets
Total assets20/58€48,771€437,291€456,834€2.1m€2.2m▲ 5.9%
Fixed assets21/28--€4,975€124,551€97,082▼ 22.1%
Tangible fixed assets22/27---€119,576€92,107▼ 23.0%
Furniture and vehicles24---€119,576€92,107▼ 23.0%
Financial fixed assets28--€4,975€4,975€4,975=
Current assets29/58€48,771€437,291€451,859€2.0m€2.1m▲ 7.7%
Amounts receivable after more than one year29€45,095€45,095€45,095-€1.6m-
Other amounts receivable291€45,095€45,095€45,095-€1.6m-
Amounts receivable within one year40/41€1,691€387,577€400,570€2.0m€478,932▼ 75.6%
Trade receivables40-€386,232€120,000€140,897€167,182▲ 18.7%
Other amounts receivable41€1,691€1,345€280,570€1.8m€311,750▼ 82.9%
Cash at bank and in hand54/58€640€3,273€4,849€22,218€13,850▼ 37.7%
Deferred charges and accrued income490/1€1,345€1,345€1,345€1,207€1,261▲ 4.5%
Equity and liabilities
Total equity and liabilities10/49€48,771€437,291€456,834€2.1m€2.2m▲ 5.9%
Equity10/15€47,289€262,896€343,578€432,539€619,715▲ 43.3%
Contributions10/11€19,000€19,000€19,000€19,000€19,000=
Reserves13€35,914€243,896€324,578€413,539€600,715▲ 45.3%
Non-distributable reserves130/1€1,900-----
Reserves not available under the articles1311€1,900-----
Distributable reserves133€34,014€243,896€324,578€413,539€600,715▲ 45.3%
Profit (loss) carried forward14-€7,625-----
Amounts payable17/49€1,483€174,395€113,256€1.7m€1.6m▼ 3.7%
Amounts payable after more than one year17---€43,632€1.4m▲ 3,168%
Financial debts170/4---€43,632€26,091▼ 40.2%
Other amounts payable178/9----€1.4m-
Amounts payable within one year42/48€483€173,395€112,256€1.6m€186,068▼ 88.6%
Current portion of amounts payable after more than one year42---€16,848€17,541▲ 4.1%
Financial debts43-€17,537€17,709€10,125€10,167▲ 0.4%
Credit institutions430/8-€17,537€17,709€10,125€10,167▲ 0.4%
Trade debts44€483-€384-€690-
Suppliers440/4€483-€384-€690-
Taxes, remuneration and social security45-€135,858€78,662€25,108€70,050▲ 179%
Taxes450/3-€135,858€78,662€25,108€70,050▲ 179%
Other amounts payable47/48-€20,000€15,500€1.6m€87,619▼ 94.5%
Accrued charges and deferred income492/3€1,000€1,000€1,000€1,000€1,000=
Line20212022202320242025Change
Profit (loss) for the period9904-€1,157€215,607€80,682€88,962€187,176▲ 110%
+ Depreciation and write-downs630---€16,468€27,469▲ 66.8%
Operating cash flow (approximation)-€1,157€215,607€80,682€105,429€214,646▲ 104%
Investment in fixed assets (approximation)----€136,044€0▲ 100%
Change in cash-€2,633€1,575€17,369-€8,368▼ 148%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Liquidity times 9current ratio 11.48
Current ratio from 1.22 to 11.48; short-term debt falls from €1.6m to €186,068.
31-12
Financial Equity above €500,000Eq €619,715 ▲43.3%
4 profitable years in a row build equity to €619,715.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €215,607
Net result €215,607 after 3 loss-making years.
31-12
Financial Equity above €200,000Eq €262,896 ▲456%
Equity rises from €47,289 to €262,896.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 12current ratio 101.02
Current ratio from 8.40 to 101.02; short-term debt falls from €6,678 to €483.
09-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
22-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
Show earlier events
2019
31-12
Financial Weakest financial yearnet -€5,583
Net result drops to -€5,583, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 6current ratio 20.89
Current ratio from 3.22 to 20.89; short-term debt falls from €24,761 to €2,530.
25-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,788 m²
Building footprint
251 m²
Volume, LiDAR
1,645 m³
Parcel 42003A1291/00B000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVV Audit
Bareldonkdreef(B) 13, 9290 BerlareActivities of company auditors
since 20172.262.279.134
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42003A1291/00B000 Flanders 1,788 m² 1 · 251 m² 11.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of BVV Audit and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 945 companies in sector 69203 we hold annual accounts for 662. 497 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69203Activities of company auditors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0672687971
Also 9925:BE0672687971
Registered 25-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.