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BVV

Active
Private limited company·Detailhandel in farmaceutische producten· 5 yrs active
Eksterenberg 22 ·1790 Affligem, Belgium
BE 0760.315.494
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BVV is 1.7% (moderate). The 2024 annual accounts show equity of €186k and a net result of €20k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 6661 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k-43.1%
Working capital€137k+17.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2022: €31k€31kNet result 2022: €22k€22kOperating result 2023: €48k€48kNet result 2023: €35k€35kOperating result 2024: €27k€27kNet result 2024: €20k€20k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€100k€150k€200k€250k2025: €205k (€191k - €220k)2026: €224k (€210k - €239k)2027: €243k (€229k - €258k)2022: €148k2023: €167k2024: €186k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 96.6% 20.3%
better than 95% of 6661 sector peers
Net result €20k €4k
better than 74% of 6642 sector peers
Equity €186k €16k
better than 93% of 6675 sector peers
Gross operating margin €28k €24k
better than 53% of 6621 sector peers
Total assets €193k €94k
better than 70% of 6665 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€20k
-43.1% -83% vs sector
Total assets
€193k
+7.7% -88% vs sector
Equity
€186k
+11.9% -82% vs sector
Working capital
€137k
+17.0% -87% vs sector
Income taxes
€10k
-28.3% -80% vs sector
Dividends
€17k
- -86% vs sector
Debt
€6k
-48.2% -99% vs sector
Debt ≤ 1y
€6k
-48.2% -98% vs sector
Current ratio
22.06
+113.8% +264% vs sector
Quick ratio
22.06
+113.8% +279% vs sector
Solvency
96.6%
+3.9% +30% vs sector
Debt / equity
0.03
-53.8% -90% vs sector
ROE
10.7%
-49.2% +28% vs sector
ROA
10.3%
-47.2% +63% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€20k
Cash flow-
Staff costs-
Income taxes€10k
Dividends-
Total assets€193k
Equity€186k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€137k
Employees (FTE)-
Ratios (computed)
2024
Current ratio22.06
Quick ratio22.06
Working capital ratio70.9%
Solvency96.6%
Debt / equity0.03
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA10.3%
ROE10.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€193k
Fixed assets 21/28€50k
Tangible fixed assets 22/27€50k
Current assets 29/58€143k
Amounts receivable within one year 40/41€7k
Investments 50/53€86k
Cash & bank 54/58€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€193k
Equity 10/15€186k
Contributions / capital 10/11€2k
Reserves 13€166k
Accumulated profits (losses) 14€19k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€61
Income statement
Gross operating margin 9900€28k
Operating result 9901€27k
Financial income 75€3k
Financial charges 65€84
Result before taxes 9903€30k
Income taxes 67/77€10k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
85 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
BVV
Eksterenberg 22, 1790 AffligemDetailhandel in farmaceutische producten
since 20202.311.756.557
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,073 m²
Buildings1
Building footprint288 m²
Volume (LiDAR)1,395 m³
Tallest building8.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23021A0406/00E000 Flanders 5,073 m² 1 · 288 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability53Solvency100Growth52Stability94
77 / 100

Exceptional profile, strong across almost every axis.

Health 85
Profitability 53
Solvency 100
Growth 52
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Apotheken47730Detailhandel in farmaceutische producten47730Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL BVV
Registered office
Eksterenberg 22
1790 Affligem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.