Summary
BVSoft has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €460k and a net result of €20k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 259 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
8 d late
2023
9 d late
2022
46 d late
2021
30 d late
2020
61 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€460k▲ 4.5%
2024 · €441k
2018: €33klowest in 8 years
2019: €35k▲ +7.6% vs 2018
2020: €121k▲ +242% vs 2019
2021: €230k▲ +90.9% vs 2020
2022: €300k▲ +30.4% vs 2021
2023: €388k▲ +29.1% vs 2022
2024: €441k▲ +13.6% vs 2023
2025: €460k▲ +4.5% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.05M▲ 13.6%
2024 · €926k
2018: €55klowest in 8 years
2019: €916k▲ +1552% vs 2018
2020: €925k▲ +1.0% vs 2019
2021: €919k▼ -0.7% vs 2020
2022: €941k▲ +2.5% vs 2021
2023: €918k▼ -2.5% vs 2022
2024: €926k▲ +0.9% vs 2023
2025: €1.05M▲ +13.6% vs 2024highest in 8 years
2018 → 2025
Net result
€20k▼ 62.7%
2024 · €53k
2018: €6k
2019: €2k▼ -58.8% vs 2018lowest in 8 years
2020: €85k▲ +3321% vs 2019
2021: €110k▲ +28.5% vs 2020highest in 8 years
2022: €70k▼ -36.1% vs 2021
2023: €87k▲ +24.7% vs 2022
2024: €53k▼ -39.4% vs 2023
2025: €20k▼ -62.7% vs 2024
2018 → 2025
Working capital
€-83k▲ 62.1%
2024 · €-220k
2018: €32khighest in 8 years
2019: €-131k▼ -510% vs 2018
2020: €-159k▼ -21.6% vs 2019
2021: €-159k● +0.0% vs 2020
2022: €-207k▼ -30.1% vs 2021
2023: €-235k▼ -13.5% vs 2022lowest in 8 years
2024: €-220k▲ +6.5% vs 2023
2025: €-83k▲ +62.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€300k▲ 30.4%€388k▲ 29.1%€441k▲ 13.6%€460k▲ 4.5%
2021: €230klowest in 5 years
2022: €300k▲ +30.4% vs 2021
2023: €388k▲ +29.1% vs 2022
2024: €441k▲ +13.6% vs 2023
2025: €460k▲ +4.5% vs 2024highest in 5 years
Operating result€27k-€48k▲ 75.0%€61k▲ 27.2%€55k▼ 10.1%€44k▼ 19.1%
2021: €27klowest in 5 years
2022: €48k▲ +75.0% vs 2021
2023: €61k▲ +27.2% vs 2022highest in 5 years
2024: €55k▼ -10.1% vs 2023
2025: €44k▼ -19.1% vs 2024
Net result€110k-€70k▼ 36.1%€87k▲ 24.7%€53k▼ 39.4%€20k▼ 62.7%
2021: €110khighest in 5 years
2022: €70k▼ -36.1% vs 2021
2023: €87k▲ +24.7% vs 2022
2024: €53k▼ -39.4% vs 2023
2025: €20k▼ -62.7% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€911k ▼ 0.1%
Current assets
€141k ▲ 922%
Equity and liabilities €1.05M
Equity
€460k ▲ 4.5%
Debt
€592k ▲ 21.8%
Debt's share of the balance-sheet total rises from 52.4% to 56.2%. Equity and debt are higher.
Key figures and ratios
ROE
4.3%▼
2024 · 12.0%
ROA
1.9%▼
2024 · 5.7%
Debt ≤ 1 year
€224k▼
2024 · €233k
Debt > 1 year
€368k▲
2024 · €246k
Income taxes
€7k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€926k€1.05M▲
Fixed assets21/28€912k€911k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€910k€910k=
Current assets29/58€14k€141k▲
Amounts receivable within one year40/41€12k€100k▲
Trade receivables40€0€36k▲
Other amounts receivable41€12k€63k▲
Cash at bank and in hand54/58€2k€41k▲
Equity and liabilities
Total equity and liabilities10/49€926k€1.05M▲
Equity10/15€441k€460k▲
Contributions10/11€19k€19k=
Reserves13€422k€442k▲
Tax-exempt reserves132€87€87=
Distributable reserves133€422k€442k▲
Amounts payable17/49€486k€592k▲
Amounts payable after more than one year17€246k€368k▲
Financial debts170/4€246k€138k▼
Other amounts payable178/9-€230k
Amounts payable within one year42/48€233k€224k▼
Current portion of amounts payable after more than one year42€91k€91k=
Financial debts43€34k€24k▼
Credit institutions430/8€0-
Other loans439€34k€24k▼
Trade debts44€13k€3k▼
Suppliers440/4€12k€3k▼
Bills of exchange payable441€1k€487▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€88k€102k▲
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€802€1k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€57k€47k▼
Operating profit (loss)9901€55k€44k▼
Financial income75/76B€36k€6▼
Recurring financial income75€0€6▲
Non-recurring financial income76B€36k€0▼
Financial charges65/66B€20k€17k▼
Recurring financial charges65€20k€17k▼
Profit (loss) for the period before taxes9903€71k€27k▼
Income taxes67/77€18k€7k▼
Profit (loss) for the period9904€53k€20k▼
Profit (loss) for the period to be appropriated9905€53k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€20k▼
Transfer to equity691/2€53k€20k▼
To other reserves6921€53k€20k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €200 | €57 | €386 | €802 | €1k | ▲ 50.3% |
| Other operating charges640/8 | €3k | €2k | €5k | €1k | €2k | ▲ 29.9% |
| Gross operating margin9900 | €31k | €50k | €66k | €57k | €47k | ▼ 16.9% |
| Operating profit (loss)9901 | €27k | €48k | €61k | €55k | €44k | ▼ 19.1% |
| Financial income75/76B | €132k | €58k | €67k | €36k | €6 | ▼ 100.0% |
| Recurring financial income75 | €15 | €0 | €1 | €0 | €6 | - |
| Non-recurring financial income76B | €132k | €58k | €67k | €36k | €0 | ▼ 100% |
| Financial charges65/66B | €12k | €11k | €10k | €20k | €17k | ▼ 12.4% |
| Recurring financial charges65 | €12k | €11k | €10k | €20k | €17k | ▼ 12.4% |
| Profit (loss) for the period before taxes9903 | €147k | €95k | €117k | €71k | €27k | ▼ 62.3% |
| Income taxes67/77 | €38k | €25k | €30k | €18k | €7k | ▼ 61.1% |
| Profit (loss) for the period9904 | €110k | €70k | €87k | €53k | €20k | ▼ 62.7% |
| Profit (loss) for the period to be appropriated9905 | €110k | €70k | €87k | €53k | €20k | ▼ 62.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €919k | €941k | €918k | €926k | €1.05M | ▲ 13.6% |
| Fixed assets21/28 | €910k | €910k | €911k | €912k | €911k | ▼ 0.1% |
| Tangible fixed assets22/27 | €57 | €0 | €1k | €2k | €1k | ▼ 49.6% |
| Furniture and vehicles24 | €57 | €0 | €1k | €2k | €1k | ▼ 49.6% |
| Financial fixed assets28 | €910k | €910k | €910k | €910k | €910k | = |
| Current assets29/58 | €9k | €31k | €7k | €14k | €141k | ▲ 922% |
| Amounts receivable within one year40/41 | €5k | €70 | €183 | €12k | €100k | ▲ 727% |
| Trade receivables40 | €0 | - | €168 | €0 | €36k | - |
| Other amounts receivable41 | €5k | €70 | €15 | €12k | €63k | ▲ 426% |
| Cash at bank and in hand54/58 | €3k | €31k | €7k | €2k | €41k | ▲ 2,274% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €919k | €941k | €918k | €926k | €1.05M | ▲ 13.6% |
| Equity10/15 | €230k | €300k | €388k | €441k | €460k | ▲ 4.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €212k | €282k | €369k | €422k | €442k | ▲ 4.7% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | €87 | €87 | €87 | €87 | €87 | = |
| Distributable reserves133 | €210k | €280k | €369k | €422k | €442k | ▲ 4.7% |
| Amounts payable17/49 | €688k | €641k | €530k | €486k | €592k | ▲ 21.8% |
| Amounts payable after more than one year17 | €517k | €403k | €289k | €246k | €368k | ▲ 49.3% |
| Financial debts170/4 | €517k | €403k | €289k | €246k | €138k | ▼ 44.1% |
| Other amounts payable178/9 | - | - | - | - | €230k | - |
| Amounts payable within one year42/48 | €167k | €238k | €242k | €233k | €224k | ▼ 4.0% |
| Current portion of amounts payable after more than one year42 | €121k | €91k | €91k | €91k | €91k | = |
| Financial debts43 | €22k | €63k | €84k | €34k | €24k | ▼ 30.9% |
| Credit institutions430/8 | - | €18k | €16k | €0 | - | - |
| Other loans439 | €22k | €45k | €68k | €34k | €24k | ▼ 30.9% |
| Trade debts44 | €689 | €13k | €41k | €13k | €3k | ▼ 74.3% |
| Suppliers440/4 | €689 | €10k | €36k | €12k | €3k | ▼ 75.8% |
| Bills of exchange payable441 | - | €2k | €4k | €1k | €487 | ▼ 58.2% |
| Advances received on contracts in progress46 | - | €26k | €0 | - | - | - |
| Taxes, remuneration and social security45 | €6k | €26k | €7k | €6k | €4k | ▼ 33.6% |
| Taxes450/3 | €6k | €25k | €6k | €5k | €3k | ▼ 40.0% |
| Remuneration and social security454/9 | - | €1k | €1k | €1k | €1k | = |
| Other amounts payable47/48 | €18k | €19k | €19k | €88k | €102k | ▲ 14.8% |
| Accrued charges and deferred income492/3 | €4k | €0 | - | €6k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110k | €70k | €87k | €53k | €20k | ▼ 62.7% |
| + Depreciation and write-downs630 | €200 | €57 | €386 | €802 | €1k | ▲ 50.3% |
| Operating cash flow (approximation) | €110k | €70k | €88k | €54k | €21k | ▼ 61.0% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €28k | €-25k | €-5k | €39k | ▲ 906% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 46 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €110k ▲28.5%
Net result €110k, the highest in the series.
31-12
Financial
Equity above €200kEq €230k ▲90.9%
4 profitable years in a row build equity to €230k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €100kEq €121k ▲242%
3 profitable years in a row build equity to €121k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼58.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2016
Ground area
3,745 m²
Building footprint
1,501 m²
Volume, LiDAR
7,702 m³
Parcel 38025E0327/00M000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Sint-Idesbaldusstraat 29, 8630 Veurne
since 20162.256.176.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025E0327/00M000 | Flanders | 3,745 m² | 1 · 1,501 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 12,336 EUR awarded · 12,336 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,464 EUR | 7,464 EUR |
| 2024 | 1 | 4,872 EUR | 4,872 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
87550034WOJNAPCFN557
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Of 1,284 companies in sector 58290 we hold annual accounts for 593. 400 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
58290Other software publishing
47400Retail sale of information and communication equipment
62100Computer programming
62200Computer consultancy and computer facilities management
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.