BVolet
ActiveSummary
The computed 12-month bankruptcy probability of BVolet is 3.3% (moderate). The annual accounts of BVolet for fiscal year 2025 show a net loss of 62% of total assets. The 2025 annual accounts show equity of €2,700 and a net result of -€2,043. Equity is shrinking by ~48.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 88% of 18606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €410 | €2,048 | €1,282 | ▼ 37.4% |
| Gross operating margin9900 | -€249 | -€550 | -€718 | ▼ 30.6% |
| Operating profit (loss)9901 | -€659 | -€2,598 | -€2,000 | ▲ 23.0% |
| Financial charges65/66B | - | - | €44 | - |
| Recurring financial charges65 | - | - | €44 | - |
| Profit (loss) for the period before taxes9903 | -€659 | -€2,598 | -€2,043 | ▲ 21.4% |
| Profit (loss) for the period9904 | -€659 | -€2,598 | -€2,043 | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | -€659 | -€2,598 | -€2,043 | ▲ 21.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €8,820 | €5,092 | €3,300 | ▼ 35.2% |
| Formation expenses20 | €820 | €842 | €0 | ▼ 100% |
| Fixed assets21/28 | - | €1,832 | €1,392 | ▼ 24.0% |
| Intangible fixed assets21 | - | €1,832 | €1,392 | ▼ 24.0% |
| Current assets29/58 | €8,000 | €2,418 | €1,908 | ▼ 21.1% |
| Amounts receivable within one year40/41 | €4,805 | €409 | €601 | ▲ 46.8% |
| Trade receivables40 | €4,805 | €409 | €601 | ▲ 46.8% |
| Cash at bank and in hand54/58 | €3,195 | €2,009 | €1,307 | ▼ 35.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €8,820 | €5,092 | €3,300 | ▼ 35.2% |
| Equity10/15 | €7,341 | €4,743 | €2,700 | ▼ 43.1% |
| Contributions10/11 | €8,000 | €8,000 | €8,000 | = |
| Profit (loss) carried forward14 | -€659 | -€3,257 | -€5,300 | ▼ 62.7% |
| Amounts payable17/49 | €1,479 | €349 | €600 | ▲ 71.8% |
| Amounts payable within one year42/48 | €1,479 | €349 | €600 | ▲ 71.8% |
| Trade debts44 | €1,479 | €349 | €600 | ▲ 71.8% |
| Suppliers440/4 | €1,479 | €349 | €600 | ▲ 71.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€659 | -€2,598 | -€2,043 | ▲ 21.4% |
| + Depreciation and write-downs630 | €410 | €2,048 | €1,282 | ▼ 37.4% |
| Operating cash flow (approximation) | -€249 | -€550 | -€761 | ▼ 38.5% |
| Investment in fixed assets (approximation) | - | - | -€842 | - |
| Change in cash | - | -€1,186 | -€702 | ▲ 40.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62051C1073/00C002 | Wallonia | 429 m² | 1 · 280 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.