BVO INTERIEUR

Active

Private limited companyfounded 20242 yrs activeNijverheidslaan 240, 9250 Waasmunster, BelgiumKBO/BCE: BE 1009.821.963

Summary

The computed 12-month bankruptcy probability of BVO INTERIEUR is 1.6% (moderate). The 2025 annual accounts show equity of €19,863 and a net result of €13,863. Its solvency ranks better than 21% of 33926 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BVO INTERIEURActiveChecked score 56/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€100,798total assets 2025

Equity: €19,863
Profit: €13,863

Turnover not published (abridged schema)

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts 14 d early1 of 2 deeds read

Why 56- Founded in 2024- 1 change of registered office in 24 months+ Liquidity: current ratio 0.95, cash €40,133+ Figures for FY 2025 (filed 17-07-2026)Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 54% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 45

equity 19.7% of total assets

Liquidity 73

short-term debt 53.2% · cash 39.8%

Profitability 86

return on assets 13.8%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 06-2025: 1.9% 07-2025: 1.9%● 0.0% vs 06-2025 08-2025: 1.9%▲ +2.7% vs 07-2025 09-2025: 2.3%▲ +19.0% vs 08-2025 10-2025: 2.4%▲ +5.2% vs 09-2025 11-2025: 2.7%▲ +12.0% vs 10-2025 12-2025: 2.7%● 0.0% vs 11-2025 01-2026: 3.0%▲ +10.3% vs 12-2025 02-2026: 3.0%▲ +1.8% vs 01-2026 03-2026: 5.1%▲ +69.1% vs 02-2026 04-2026: 5.2%▲ +1.2% vs 03-2026 05-2026: 5.6%▲ +8.0% vs 04-2026highest value 06-2026: 5.6%● 0.0% vs 05-2026highest value 07-2026: 5.6%● 0.0% vs 06-2026highest value 08-2026: 1.6%▼ -70.8% vs 07-2026lowest value 09-2026: 1.6%● 0.0% vs 08-2026lowest value 10-2026: 1.6%● 0.0% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 0.95, cash €40,133 lowers the probability
Figures for FY 2025 (filed 17-07-2026) lowers the probability
1 change of registered office in 24 months raises the probability

Credit up to €1,000 at 30 days acceptable

Liquidity short (current ratio 0.95; short-term debt: 53.2% and cash: 39.8% of total assets), and 80.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 21%, liquidity 71%, profitability 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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