BVM Technics
ActiveBVM Technics has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €14k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+86
Solvency83▼-11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 3.12 in 2024; short-term debt: 42% and cash: 22.1% of total assets), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
29%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
43 d early
2022
31 d early
2021
33 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 13.8%
2024 · €34k
2018: €23k
2019: €27k
2020: €34k
2021: €43k
2022: €51k
2023: €62k
2024: €34k
2018 → 2025
Total assets
€50k▲ 3.2%
2024 · €48k
2018: €34k
2019: €41k
2020: €41k
2021: €52k
2022: €63k
2023: €72k
2024: €48k
2018 → 2025
Net result
€14k
2024 · €-3k
2018: €6k
2019: €3k
2020: €8k
2021: €9k
2022: €8k
2023: €11k
2024: €-3k
2018 → 2025
Working capital
€26k▼ 18.1%
2024 · €31k
2018: €23k
2019: €25k
2020: €34k
2021: €43k
2022: €51k
2023: €60k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€51k▲ 18.7%€62k▲ 21.5%€34k▼ 46.2%€29k▼ 13.8%
Operating result€14k-€14k▼ 0.4%€18k▲ 32.6%€199▼ 98.9%€21k▲ 10,549%
Net result€9k-€8k▼ 8.4%€11k▲ 37.0%€-3k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10,549% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€3k▲ 48.9%
Current assets
€47k▲ 1.1%
Equity and liabilities €50k
Equity
€29k▼ 13.8%
Debt
€21k▲ 41.8%
The debt ratio rises from 30.6% to 42.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €839
Cash flow
€15k▲
2024 · €-3k
Solvency
58.0%▼
2024 · 69.4%
Current ratio
2.23▼
2024 · 3.12
Quick ratio
2.23▼
2024 · 3.12
Debt / equity
0.73▲
2024 · 0.44
ROE
50.0%▲
2024 · -9.6%
ROA
29.0%▲
2024 · -6.7%
Interest coverage
10.68▲
2024 · 0.45
Debt
€21k▲
2024 · €15k
Debt ≤ 1 year
€21k▲
2024 · €15k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€50k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€2k▼
Current assets29/58€46k€47k▲
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Amounts receivable within one year40/41€31k€25k▼
Trade receivables40€26k€24k▼
Other amounts receivable41€5k€503▼
Cash at bank and in hand54/58€4k€11k▲
Deferred charges and accrued income490/1€807€772▼
Equity and liabilities
Total equity and liabilities10/49€48k€50k▲
Equity10/15€34k€29k▼
Contributions10/11€1k€1k=
Reserves13€36k€28k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€36k€28k▼
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€15k€21k▲
Amounts payable within one year42/48€15k€21k▲
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€5k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€639€882▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€2k€23k▲
Operating profit (loss)9901€199€21k▲
Financial income75/76B€283€283▼
Recurring financial income75€283€283▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-1k€19k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€-3k€14k▲
Profit (loss) for the period to be appropriated9905€-3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€11k▲
Profit (loss) brought forward from the previous period14P€38€-3k▼
Transfer from equity791/2€20k€8k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€20k€19k▼
Return on contributions (dividend)694€20k€19k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-3k ▼129%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 6.20
Current ratio from 2.76 to 6.20; short-term debt falls from €14k to €6k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasbloemstraat 539100 Sint-NiklaasGround area
410 m²
Building footprint
104 m²
Volume, LiDAR
371 m³
Parcel 46017A0809/00H000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVM Technics
since 20152.246.011.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0809/00H000 | Flanders | 410 m² | 1 · 104 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 4,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2015
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.