Summary
BVL Technics is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €217,344 and a net result of €79,171. Equity is growing by ~58.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 8091 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
141 d early
2024
57 d early
2023
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 85 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€217,344▲ 57.3%
2024 · €138,174
Net result
€79,171▼ 2.7%
2024 · €81,339
Total assets
€224,920▲ 55.5%
2024 · €144,682
Solvency
96.6%▲ 1.1pp
2024 · 95.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€68,932-€102,357▲ 48.5%€100,728▼ 1.6%
Net result€53,834within the sector's middle half-€81,339above the sector's middle half▲ 51.1%€79,171within the sector's middle half▼ 2.7%
Equity€56,834within the sector's middle half-€138,174within the sector's middle half▲ 143%€217,344within the sector's middle half▲ 57.3%
Total assets€61,345below the sector's middle half-€144,682within the sector's middle half▲ 136%€224,920within the sector's middle half▲ 55.5%
Debt€4,510-€6,508▲ 44.3%€7,576▲ 16.4%
Working capital€47,827within the sector's middle half-€86,358within the sector's middle half▲ 80.6%€171,512above the sector's middle half▲ 98.6%
Solvency92.6%above the sector's middle half-95.5%above the sector's middle half▲ 2.9pp96.6%above the sector's middle half▲ 1.1pp
Current ratio11.60above the sector's middle half-14.27above the sector's middle half▲ 2.6723.64above the sector's middle half▲ 9.37
Return on assets (ROA)87.8%above the sector's middle half-56.2%above the sector's middle half▼ 31.5pp35.2%above the sector's middle half▼ 21.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224,920
Fixed assets
€45,832 ▼ 11.5%
Current assets
€179,088 ▲ 92.8%
Equity and liabilities €224,920
Equity
€217,344 ▲ 57.3%
Debt
€7,576 ▲ 16.4%
Debt's share of the balance-sheet total falls from 4.5% to 3.4%. Equity and debt are higher.
Key figures and ratios
ROE
36.4%▼
2024 · 58.9%
Debt ≤ 1 year
€7,576▲
2024 · €6,508
Income taxes
€21,933▲
2024 · €20,943
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,863 | €6,934 | €13,179 | ▲ 90.0% |
| Other operating charges640/8 | €1,779 | €526 | €624 | ▲ 18.8% |
| Non-recurring operating charges66A | - | €1,008 | - | - |
| Gross operating margin9900 | €75,574 | €110,825 | €114,531 | ▲ 3.3% |
| Operating profit (loss)9901 | €68,932 | €102,357 | €100,728 | ▼ 1.6% |
| Financial income75/76B | - | - | €434 | - |
| Recurring financial income75 | - | - | €434 | - |
| Financial charges65/66B | €98 | €75 | €59 | ▼ 21.5% |
| Recurring financial charges65 | €98 | €75 | €59 | ▼ 21.5% |
| Profit (loss) for the period before taxes9903 | €68,834 | €102,282 | €101,104 | ▼ 1.2% |
| Income taxes67/77 | €15,000 | €20,943 | €21,933 | ▲ 4.7% |
| Profit (loss) for the period9904 | €53,834 | €81,339 | €79,171 | ▼ 2.7% |
| Profit (loss) for the period to be appropriated9905 | €53,834 | €81,339 | €79,171 | ▼ 2.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €61,345 | €144,682 | €224,920 | ▲ 55.5% |
| Fixed assets21/28 | €9,008 | €51,816 | €45,832 | ▼ 11.5% |
| Tangible fixed assets22/27 | €9,008 | €51,816 | €45,832 | ▼ 11.5% |
| Furniture and vehicles24 | €9,008 | €51,816 | €45,832 | ▼ 11.5% |
| Current assets29/58 | €52,337 | €92,866 | €179,088 | ▲ 92.8% |
| Amounts receivable within one year40/41 | €15,125 | €4,063 | €16,882 | ▲ 315% |
| Trade receivables40 | €15,125 | €163 | €16,882 | ▲ 10,230% |
| Other amounts receivable41 | - | €3,900 | - | - |
| Current investments50/53 | - | €30,000 | €90,000 | ▲ 200% |
| Cash at bank and in hand54/58 | €36,993 | €40,644 | €72,047 | ▲ 77.3% |
| Deferred charges and accrued income490/1 | €219 | €18,158 | €159 | ▼ 99.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €61,345 | €144,682 | €224,920 | ▲ 55.5% |
| Equity10/15 | €56,834 | €138,174 | €217,344 | ▲ 57.3% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €53,834 | €135,174 | €214,344 | ▲ 58.6% |
| Amounts payable17/49 | €4,510 | €6,508 | €7,576 | ▲ 16.4% |
| Amounts payable within one year42/48 | €4,510 | €6,508 | €7,576 | ▲ 16.4% |
| Trade debts44 | €1,975 | - | €1,925 | - |
| Suppliers440/4 | €1,975 | - | €1,925 | - |
| Taxes, remuneration and social security45 | €2,337 | €6,276 | €5,426 | ▼ 13.5% |
| Taxes450/3 | €2,337 | €6,276 | €5,426 | ▼ 13.5% |
| Other amounts payable47/48 | €199 | €232 | €226 | ▼ 2.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,834 | €81,339 | €79,171 | ▼ 2.7% |
| + Depreciation and write-downs630 | €4,863 | €6,934 | €13,179 | ▲ 90.0% |
| Operating cash flow (approximation) | €58,697 | €88,274 | €92,349 | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | -€49,743 | -€7,195 | ▲ 85.5% |
| Change in cash | - | €3,651 | €31,403 | ▲ 760% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200,000Eq €217,344 ▲57.3%
3 profitable years in a row build equity to €217,344.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €81,339 ▲51.1%
Operating result €102,357, net result €81,339, both a record.
31-12
Financial
Equity above €100,000Eq €138,174 ▲143%
2 profitable years in a row build equity to €138,174.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2022
Ground area
1,130 m²
Building footprint
163 m²
Volume, LiDAR
1,043 m³
Parcel 12011A0542/00W000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVL Technics
since 20222.339.580.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12011A0542/00W000 | Flanders | 1,130 m² | 1 · 163 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALUE
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LEM
BE 0800.485.669
Kaprijke · Eq €217,290
COSURE
BE 0466.374.218
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CINNIC
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Sint-Martens-Latem · Eq €217,414
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,562 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0795168386
Also
9925:BE0795168386
Registered
28-11-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.