BVKO
ActiveSummary
The computed 12-month bankruptcy probability of BVKO is 1.8% (moderate). The 2025 annual accounts show equity of €36,659 and a net result of €15,558. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-01-2023 Normal situation
- Registered office
- 11 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- “L’exercice et la pratique de l’ostéopathie dans son sens le plus large” (deed in French)From the articles, 13 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.341.537.735 5030 Gembloux, since 11-01-2023
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- €33,965
- ▼ 23.8%
- Turnover
- ≈ €140,000
- estimated
- Profit
- €15,558
- ▼ 33.4%
- Equity
- €36,659
- ▲ 73.7%
- Total assets
- €130,766
- ▲ 11.9%
- Staff
- ≈ 0 FTE
- estimated
- 2025 accounts filed 24 days after the deadline
Score breakdownraises riskFounded in 2023lowers riskSize: total assets €130,766Liquidity: current ratio 1.12, cash €55,234Figures for financial year 2025 (filed on 26-08-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 32% of them on solvency, 74% on liquidity, 67% on profitability and 90% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 40 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 24 days after the deadline Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00425262.
Annual accounts 2025 filed on 24-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 33% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €2,748 |
| Financial fixed assets | €600 | - |
| Depreciation and write-downs of the year | €10,000 | €10,538 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €432 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,000 | €10,538 | ▲ 5.4% |
| Gross operating margin9900 | €44,575 | €33,965 | ▼ 23.8% |
| Operating profit (loss)9901 | €34,575 | €22,995 | ▼ 33.5% |
| Financial income75/76B | €437 | €206 | ▼ 52.9% |
| Recurring financial income75 | €437 | €206 | ▼ 52.9% |
| Financial charges65/66B | €3,777 | €3,103 | ▼ 17.8% |
| Recurring financial charges65 | €3,777 | €3,103 | ▼ 17.8% |
| Profit (loss) for the period before taxes9903 | €31,235 | €20,098 | ▼ 35.7% |
| Income taxes67/77 | €7,883 | €4,540 | ▼ 42.4% |
| Profit (loss) for the period9904 | €23,352 | €15,558 | ▼ 33.4% |
| Profit (loss) for the period to be appropriated9905 | €23,352 | €15,558 | ▼ 33.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €116,902 | €130,766 | ▲ 11.9% |
| Fixed assets21/28 | €80,600 | €72,810 | ▼ 9.7% |
| Intangible fixed assets21 | €80,000 | €70,000 | ▼ 12.5% |
| Tangible fixed assets22/27 | - | €2,210 | - |
| Furniture and vehicles24 | - | €2,210 | - |
| Financial fixed assets28 | €600 | €600 | = |
| Current assets29/58 | €36,302 | €57,956 | ▲ 59.6% |
| Amounts receivable within one year40/41 | €825 | €2,722 | ▲ 230% |
| Trade receivables40 | €825 | €2,722 | ▲ 230% |
| Cash at bank and in hand54/58 | €35,477 | €55,234 | ▲ 55.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €116,902 | €130,766 | ▲ 11.9% |
| Equity10/15 | €21,102 | €36,659 | ▲ 73.7% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | €19,602 | €35,159 | ▲ 79.4% |
| Amounts payable17/49 | €95,801 | €94,107 | ▼ 1.8% |
| Amounts payable after more than one year17 | €54,006 | €42,016 | ▼ 22.2% |
| Financial debts170/4 | €54,006 | €42,016 | ▼ 22.2% |
| Amounts payable within one year42/48 | €39,466 | €51,648 | ▲ 30.9% |
| Current portion of amounts payable after more than one year42 | €11,426 | €11,990 | ▲ 4.9% |
| Trade debts44 | €101 | €767 | ▲ 657% |
| Suppliers440/4 | €101 | €767 | ▲ 657% |
| Taxes, remuneration and social security45 | €7,138 | €12,245 | ▲ 71.5% |
| Taxes450/3 | €7,138 | €12,245 | ▲ 71.5% |
| Other amounts payable47/48 | €20,801 | €26,647 | ▲ 28.1% |
| Accrued charges and deferred income492/3 | €2,329 | €443 | ▼ 81.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €23,352 | €15,558 | ▼ 33.4% |
| + Depreciation and write-downs630 | €10,000 | €10,538 | ▲ 5.4% |
| Operating cash flow (approximation) | €33,352 | €26,096 | ▼ 21.8% |
| Investment in fixed assets (approximation) | - | -€2,748 | - |
| Change in cash | - | €19,757 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as BVKO has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BVKO itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for BVKO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VIRLÉE Brice Michel Annick Ghislain 100 shares (100%) · €1,500 in cash
Capital transactions
- 13-01-2023 Incorporation · €1,500 · 100 shares
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement, cessions entre vifs onéreux gratuit volontaires forcées exclusion retrait usufruit…”
Articles of association, deed of 13-01-2023 (in French)
Network & group
BVKO shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BVKO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-07
Gazette deed
Registered office moved from Gembloux to Emines2 points ▸
- General meeting, “siège social”, 18:30 (deed in French)
- Registered-office move, Rue de Vedrin 95-5080 EMINES
13-01
Gazette deed
IncorporationStarting capital €1,500 · Founder3 points ▸
- Incorporation, “BVKO” (deed in French)
- Founder, VIRLÉE Brice Michel Annick Ghislain
- Founding capital, €1,500
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Rue de la Maladrée 30, 5030 Gembloux until 11-06-2025 · act of 22-07-2025
Activities
13 activities
- L’exercice et la pratique de l’ostéopathie dans son sens le plus large
- L’exercice et la pratique de la kinésithérapie dans son sens le plus large,y compris sportive ou vestibulaire
- La mise en œuvre de toutes techniques paramédicales,ainsi que l’exercice de soins en rapport avec la kinésithérapie pour enfants et adultes
- L’accomplissement de prestations liées à la santé (comme la thérapie manuelle),à la prévention et au sport,notamment le massage,la gymnastique au sens large du terme (médicale,prénatale et postnatale,etc),l’électrothérapie,la physiothérapie,la rééducation médicale et périnéale,la psychomotricité,sans que cette énumération soit limitative
- La conception,l’installation,le fonctionnement,l’organisation et l’exploitation d’un cabinet ou d’un centre destiné à dispenser l’ensemble des prestations qui précèdent
- L’organisation de séminaires,de stages,de formations,de cours,de conférences et de recyclage ayant trait aux activités qui précèdent
- L’achat de tout matériel et appareil,de produits ou fournitures nécessaires pour dispenser les prestations susmentionnées
- L’ensemble de ces activités pourra être effectué au cabinet du praticien,au domicile des patients ou dans tout autre endroit privé,professionnel,sportif,scolaire,hospitalier,en home de retraite ou en tout autre endroit,le tout moyennant les agréations éventuellement requises et dans le respect des règles déontologiques qui régissent la kinésithérapie
- Elle pourra également opérer la réalisation d’investissements immobiliers,tels qu’achat,vente,échange,lotissement,promotion,mise en valeur,restauration,aménagement,construction,transformation,mise en location ou prise en location de tous immeubles,tant en Belgique qu’à l’étranger ainsi que la constitution de tous droits réels sur lesdits immeubles
- Elle dispose,d’une manière générale,d’une pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement,entièrement ou partiellement,la réalisation de cet objet
- Elle peut s'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92036B0021/00C000 | Wallonia | 6,514 m² | 1 · 108 m² | 9.2 m · 3 |
| 92254A0316/00C000 | Wallonia | 1,543 m² | 1 · 90 m² | - |