BVJS
ActiveBVJS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.72M and a net result of €685k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.92 against 4.48 in 2024; short-term debt: 24.8% and cash: 12.4% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
26 d late
2022
33 d early
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.72M▲ 4.1%
2024 · €1.65M
2021: €195k
2022: €643k
2023: €1.07M
2024: €1.65M
2021 → 2025
Total assets
€2.45M▲ 4.4%
2024 · €2.35M
2021: €284k
2022: €932k
2023: €1.93M
2024: €2.35M
2021 → 2025
Net result
€685k▲ 17.5%
2024 · €583k
2021: €190k
2022: €448k
2023: €426k
2024: €583k
2021 → 2025
Working capital
€1.77M▼ 0.1%
2024 · €1.77M
2021: €163k
2022: €590k
2023: €1.65M
2024: €1.77M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€643k▲ 229%€1.07M▲ 66.2%€1.65M▲ 54.5%€1.72M▲ 4.1%
Operating result€249k-€598k▲ 140%€569k▼ 4.8%€401k▼ 29.4%€496k▲ 23.6%
Net result€190k-€448k▲ 135%€426k▼ 4.9%€583k▲ 36.8%€685k▲ 17.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.45M
Fixed assets
€75k▲ 8.6%
Current assets
€2.37M▲ 4.3%
Equity and liabilities €2.45M
Equity
€1.72M▲ 4.1%
Debt
€728k▲ 5.1%
The debt ratio rises from 29.6% to 29.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€504k▲
2024 · €408k
Cash flow
€692k▲
2024 · €589k
Solvency
70.2%▼
2024 · 70.4%
Current ratio
3.92▼
2024 · 4.48
Quick ratio
3.92▼
2024 · 4.48
Debt / equity
0.42▲
2024 · 0.42
ROE
39.8%▲
2024 · 35.3%
ROA
28.0%▲
2024 · 24.8%
Interest coverage
10.40▼
2024 · 10.54
Debt
€728k▲
2024 · €693k
Debt ≤ 1 year
€606k▲
2024 · €508k
Debt > 1 year
€117k▼
2024 · €185k
Income taxes
€80k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.35M€2.45M▲
Fixed assets21/28€69k€75k▲
Tangible fixed assets22/27€69k€75k▲
Land and buildings22€62k€67k▲
Plant, machinery and equipment23€435€0▼
Furniture and vehicles24€6k€8k▲
Current assets29/58€2.28M€2.37M▲
Amounts receivable within one year40/41€77k€757k▲
Trade receivables40€54k€57k▲
Other amounts receivable41€23k€700k▲
Current investments50/53€2.07M€1.31M▼
Cash at bank and in hand54/58€129k€304k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.35M€2.45M▲
Equity10/15€1.65M€1.72M▲
Contributions10/11€5k€5k=
Reserves13€1.65M€1.71M▲
Tax-exempt reserves132€189k€505k▲
Distributable reserves133€1.46M€1.21M▼
Amounts payable17/49€693k€728k▲
Amounts payable after more than one year17€185k€117k▼
Financial debts170/4€185k€117k▼
Amounts payable within one year42/48€508k€606k▲
Current portion of amounts payable after more than one year42€346k€324k▼
Trade debts44€11k-
Suppliers440/4€11k-
Taxes, remuneration and social security45€151k€123k▼
Taxes450/3€151k€123k▼
Other amounts payable47/48-€158k
Accrued charges and deferred income492/3€1k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€46k€76k▲
Gross operating margin9900€454k€580k▲
Operating profit (loss)9901€401k€496k▲
Financial income75/76B€289k€317k▲
Recurring financial income75€289k€317k▲
Financial charges65/66B€39k€48k▲
Recurring financial charges65€39k€48k▲
Profit (loss) for the period before taxes9903€651k€764k▲
Income taxes67/77€69k€80k▲
Profit (loss) for the period9904€583k€685k▲
Transfer to tax-exempt reserves689€189k€316k▲
Profit (loss) for the period to be appropriated9905€393k€369k▼
Appropriation of the result
Profit (loss) to be appropriated9906€393k€369k▼
Transfer from equity791/2-€600k
Transfer to equity691/2€393k€352k▼
To other reserves6921€393k€352k▼
Profit to be distributed694/7-€617k
Return on contributions (dividend)694-€600k
Directors or managers695-€17k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €685k ▲17.5%
Net result €685k, the highest in the series.
07-11
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 8.44
Current ratio from 3.05 to 8.44; short-term debt falls from €288k to €222k.
31-12
Financial
Equity above €1MEq €1.07M ▲66.2%
3 profitable years in a row build equity to €1.07M.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
13-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2022
31-12
Financial
Equity above €500kEq €643k ▲229%
2 profitable years in a row build equity to €643k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosch 1161780 WemmelGround area
1,609 m²
Building footprint
234 m²
Volume, LiDAR
41 m³
Parcel 22005A0308/00R000, Flanders · tallest building 2.9 m. Linked by address, not a title deed.
1 establishment unit
BVJS
since 20212.316.617.247
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0308/00R000 | Flanders | 1,609 m² | 1 · 234 m² | 2.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Ownership & control
2 partiesBVJSBE 0764.944.374
controls
Where this company holds controlthis company sits on their board2
3 locations
1 location
Recognitions · licences · registrations
Legal Entity Identifier
98450099E3PA0710B634
Similar companies · same sector, comparable size
BELCO BUSINESS CENTER AND FACILITIES
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ALIGNO
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MEIREZICHT
BE 0819.100.662
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CAPITRA
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 3,504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.