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BVER

Active
Private limited companyfounded 20251 yr activeRaymond Delbekestraat 71, 2980 Zoersel, BelgiumKBO/BCE: BE 1026.933.357
Summary

The computed 12-month bankruptcy probability of BVER is 1.7% (moderate). The 2025 annual accounts show equity of €58,220 and a net result of €57,220. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.33; short-term debt: 30% and cash: 50.2% of total assets), and 30% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70%
Return on assets
68.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
79 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BVER was incorporated on 28 August 2025 as a Private limited company.1 The registered office was moved to Zoersel in 2026.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 15-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€58,220
Total assets
€83,208
Net result
€57,220
Working capital
€58,220

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €83,208
Equity €58,220
Debt €24,988
Debt finances 30.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.33
Debt to equity
0.43
ROE
98.3%
ROA
68.8%
Debt ≤ 1 year
€24,988
Income taxes
€14,458

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€83,208
Current assets29/58€83,208
Cash at bank and in hand54/58€41,759
Deferred charges and accrued income490/1€41,449
Equity and liabilities
Total equity and liabilities10/49€83,208
Equity10/15€58,220
Contributions10/11€1,000
Reserves13€57,220
Distributable reserves133€57,220
Amounts payable17/49€24,988
Amounts payable within one year42/48€24,988
Trade debts44€5,522
Suppliers440/4€5,522
Taxes, remuneration and social security45€19,466
Taxes450/3€16,618
Remuneration and social security454/9€2,848
Income statement Code2025
Gross operating margin9900€71,687
Operating profit (loss)9901€71,687
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€71,678
Income taxes67/77€14,458
Profit (loss) for the period9904€57,220
Profit (loss) for the period to be appropriated9905€57,220
Appropriation of the result
Profit (loss) to be appropriated9906€57,220
Transfer to equity691/2€57,220
To other reserves6921€57,220

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€71,687
Operating profit (loss)9901€71,687
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€71,678
Income taxes67/77€14,458
Profit (loss) for the period9904€57,220
Profit (loss) for the period to be appropriated9905€57,220
Line2025
Assets
Total assets20/58€83,208
Current assets29/58€83,208
Cash at bank and in hand54/58€41,759
Deferred charges and accrued income490/1€41,449
Equity and liabilities
Total equity and liabilities10/49€83,208
Equity10/15€58,220
Contributions10/11€1,000
Reserves13€57,220
Distributable reserves133€57,220
Amounts payable17/49€24,988
Amounts payable within one year42/48€24,988
Trade debts44€5,522
Suppliers440/4€5,522
Taxes, remuneration and social security45€19,466
Taxes450/3€16,618
Remuneration and social security454/9€2,848
Line2025
Profit (loss) for the period9904€57,220
Operating cash flow (approximation)€57,220

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Registered-office move, Raymond Delbekestraat 71, 2980 Zoersel
  • Board meeting, 05-09-2026
13-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,374 m²
Building footprint
205 m²
Volume, LiDAR
1,605 m³
Parcel 11453I0027/00W000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BVER
Raymond Delbekestraat 71, 2980 ZoerselSpecialist medical practice
since 20252.378.635.780
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11453I0027/00W000 Flanders 2,374 m² 1 · 205 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-08-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026933357
Also 9925:BE1026933357
Registered 08-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.