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BVC Services

Active Limited partnershipfounded 2024active for 2 yearsWolvenberg 17, 9700 OudenaardeKBO/BCE: BE 1012.179.954

Lifetime

2 annual accounts with figures on one time axis
peak €35,827 (2025)
€35,827▲ 252%
peak €28,391 (2025)
€28,391▲ 254%
peak €36,716 (2025)
€36,716▲ 341%
€17,377▲ 72.9%
Board1 name since 2024
Documentsfilings and deeds
11-10-202672 days late
2025micro format
Gross margin from €10,168 to €35,827Result from €8,025 to €28,391Registered office moved from Ronse to Oudenaarde 22-07Equity from €8,325 to €36,716Debts from €10,050 to €17,377

Key points

from the 2025 annual accounts

Turnover

≈ €99,000 estimated

The micro format states no turnover.

Investments

€1,721 4.7 × depreciation

Green is investment, beige is depreciation.

Liquidity

3.03 was 1.83 in 2024

Short-term debts rose from €10,050 to €17,377.

2025 accounts filed 72 days after the deadline

Checked score

91
Excellent
Financially stronger than 81% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: 0.6% 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.8%● unchanged vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.2%▼ -0.6 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

93+23equity 67.9% of total assets
84+12short-term debt 32.1% · cash 38.0%
100=return on assets 52.5%

Score breakdown

raises risk
Last filed accounts filed 72 days late; 2 of the last 3 accounts late
1 change of registered office in 24 months
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 3.03, cash €20,566
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 66% of them on solvency, 73% on liquidity, 88% on profitability and 98% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as BVC Services has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BVC Services itself is lower: 0.2% within 12 months. It rests on far more data about BVC Services than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BVC Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.03 (1.83 in 2024), above the usual 1.5. Short-term debt is 32.1% and cash 38% of total assets. 32.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 3.03, cash €20,566
NBB · annual accounts
raises risk · Last filed accounts filed 72 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 72 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-10-2026, 72 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
72 days late
2024
437 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 255 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

BV
Manager, since 02-04-2024
  • Bart Van Crombrugge general partnerdeed of 06-08-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012179954
Registered office moved from Ronse to Oudenaarde New registered office: Wolvenberg 17, 9700 Oudenaarde · Previous registered office: Zuidstraat 6 bus 1, 9600 Ronse · Gazette deed
Incorporation Founding capital of €300, 300 shares · Founder: Bart Van Crombrugge · Appointment: Bart Van Crombrugge (manager) · published on 06-08-2024 · Gazette deed
First establishment Wolvenberg 17, Oudenaarde
All 6 events

Comparable companies

same main activity, similar in size and age
Company
BVC Services Oudenaarde €54,093 €35,827 67.9% -
De Clerck Projects Maarkedal €54,957 €35,313 65.2% -
RUIMTEZICHT Ghent €56,393 €30,917 35.5% -
INGENIEUR ARCHITECT KRIS BROIDIOI Ghent €55,807 €34,939 39.1% -
ARKIODOMUS Antwerp €52,937 €40,024 77.8% -
IMMO-SAMP La Louvière €56,493 €38,952 38.6% -
Charles Krug Architect Antwerp €61,758 €34,079 68.0% -

These companies have the same main activity as BVC Services: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €52,900 and €61,800, founded in 2024.

Official details

Source: KBO
Status
Active since 02-08-2024Normal situation
Activity
Activities of building architectsNACE 71111and 3 others
Establishment unit
2.364.827.2379700 Oudenaarde, since 02-08-2024
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

€54,093▲ 194%
Filing
Filed on 11-10-2026
Financials

Insights on BVC Services

BVC Services has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,716 and a net result of €28,391.

Its solvency ranks better than 65% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BVC Services

What is the company number of BVC Services?
The company number of BVC Services is 1012.179.954. The VAT number is the same number with BE in front: BE 1012.179.954.
Where is BVC Services based?
The registered office is at Wolvenberg 17, 9700 Oudenaarde.Company details
What does BVC Services do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of BVC Services?
BVC Services is a limited partnership (CommV).
When was BVC Services founded?
BVC Services was founded on 02-08-2024.
Is BVC Services still active?
Yes, BVC Services is an active enterprise in the KBO register.
What is the turnover of BVC Services?
The turnover in financial year 2025 is ≈ €99,000. This figure is estimated from the gross margin of €35,827 and 53 comparable companies (NACE 711). It probably lies between €75,000 and €140,000.Financials
Is BVC Services profitable?
In financial year 2025, BVC Services made a profit of €28,391.
Where can I find the annual accounts of BVC Services?
BVC Services filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BVC Services due?
BVC Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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