Skip to content

BVBMS

Active
Private limited companyfounded 20241 yr activeEngelstraat 30, 9040 Gent, BelgiumKBO/BCE: BE 1017.596.316
Summary

BVBMS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,039 and a net result of €18,872. Its solvency ranks better than 76% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 5.0; short-term debt: 19.4% and cash: 57.6% of total assets), and 20.4% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.6%
Return on assets
65.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BVBMS was incorporated on 18 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€23,039
Total assets
€28,935
Net result
€18,872
Working capital
€22,428

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €28,935
Fixed assets €900
Current assets €28,035
Equity and liabilities €28,935
Equity €23,039
Debt €5,896
Debt finances 20.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€27,643
Cash flow
€19,071
Current ratio
5.00
Debt to equity
0.26
ROE
81.9%
ROA
65.2%
Interest coverage
9.51
Debt ≤ 1 year
€5,608
Income taxes
€5,670
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€28,935
Fixed assets21/28€900
Tangible fixed assets22/27€900
Furniture and vehicles24€900
Current assets29/58€28,035
Amounts receivable within one year40/41€9,365
Trade receivables40€7,613
Other amounts receivable41€1,753
Cash at bank and in hand54/58€16,660
Deferred charges and accrued income490/1€2,010
Equity and liabilities
Total equity and liabilities10/49€28,935
Equity10/15€23,039
Contributions10/11€5,000
Reserves13€18,039
Distributable reserves133€18,039
Amounts payable17/49€5,896
Amounts payable within one year42/48€5,608
Trade debts44€643
Suppliers440/4€643
Taxes, remuneration and social security45€4,132
Taxes450/3€4,132
Other amounts payable47/48€833
Accrued charges and deferred income492/3€288
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199
Other operating charges640/8€486
Gross operating margin9900€28,129
Operating profit (loss)9901€27,445
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€2,907
Recurring financial charges65€2,907
Profit (loss) for the period before taxes9903€24,542
Income taxes67/77€5,670
Profit (loss) for the period9904€18,872
Profit (loss) for the period to be appropriated9905€18,872
Appropriation of the result
Profit (loss) to be appropriated9906€18,872
Transfer to equity691/2€18,039
To other reserves6921€18,039
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199
Other operating charges640/8€486
Gross operating margin9900€28,129
Operating profit (loss)9901€27,445
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€2,907
Recurring financial charges65€2,907
Profit (loss) for the period before taxes9903€24,542
Income taxes67/77€5,670
Profit (loss) for the period9904€18,872
Profit (loss) for the period to be appropriated9905€18,872
Line2025
Assets
Total assets20/58€28,935
Fixed assets21/28€900
Tangible fixed assets22/27€900
Furniture and vehicles24€900
Current assets29/58€28,035
Amounts receivable within one year40/41€9,365
Trade receivables40€7,613
Other amounts receivable41€1,753
Cash at bank and in hand54/58€16,660
Deferred charges and accrued income490/1€2,010
Equity and liabilities
Total equity and liabilities10/49€28,935
Equity10/15€23,039
Contributions10/11€5,000
Reserves13€18,039
Distributable reserves133€18,039
Amounts payable17/49€5,896
Amounts payable within one year42/48€5,608
Trade debts44€643
Suppliers440/4€643
Taxes, remuneration and social security45€4,132
Taxes450/3€4,132
Other amounts payable47/48€833
Accrued charges and deferred income492/3€288
Line2025
Profit (loss) for the period9904€18,872
+ Depreciation and write-downs630€199
Operating cash flow (approximation)€19,071

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
81 m²
Building footprint
34 m²
Volume, LiDAR
317 m³
Parcel 44432C0972/00D003, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BVBMS
Engelstraat 30, 9040 GentFinancial service activities, except insurance and pension funding
since 20242.368.558.866
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44432C0972/00D003 Flanders 81 m² 1 · 34 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 32,038 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.