Equity
€452,867 ▼ 37.8%
@TEC paid out €295,852 in dividends. That is 1,431% of the 2025 profit.
@TEC
Lifetime
17 annual accounts with figures on one time axispeak €428,354 (2013)
€123,427▲ 135%
lowest -€66,336 (2020)
€20,676▼ 5.8%
peak €845,391 (2018)
€452,867▼ 37.8%
€228,772▲ 297%
Board2 names since 2021
1 directorVan Parijs Jeroen
Documentsfilings and deeds
30-03-2026123 days before the deadline
2025micro format
Gross margin from €52,600 to €123,427Dividend €295,852Equity from €728,043 to €452,867Debts from €57,577 to €228,772Investments €76,566Cash from €65,114 to €131,350
Key points
from the 2025 annual accountsDebts
€228,772 ▲ 297%
Debts rose by €171,195 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€99,089 3.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.89 was 8.71 in 2024
Short-term debts rose from €57,577 to €183,245.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2019 accounts came latest: 49 days after the end of the period.
Position in the sector
€452,867
More equity than 93% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
Checked score
93
Excellent
Financially stronger than 41% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025highest value
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €681,639
Liquidity: current ratio 1.89, cash €131,350
Figures for financial year 2025 (filed on 01-04-2026)
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 65% of them on solvency, 51% on liquidity, 36% on profitability and 14% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as @TEC has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of @TEC itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for @TEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.89 (8.71 in 2024), above the usual 1.5. Short-term debt is 26.9% and cash 19.3% of total assets. 33.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 days early
2024
41 days early
2023
86 days early
2022
21 days late
2021
26 days early
2020
25 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895090363
Appointment: Elke HEUTEN (successor director)
“Het uitbaten van een bureau voor nijverheidsstudies, het uitvoeren van ingenieursstudies, het verstrekken van…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
First establishment
Antwerpsesteenweg 536, Ghent
Incorporation
published on 23-01-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| @TEC Ghent | €681,639 | €123,427 | 66.4% | - |
| SOFACON Wetteren | €740,525 | €126,375 | 82.1% | - |
| SEQUIR Ghent | €624,330 | €108,435 | 45.1% | - |
| ECTX Hasselt | €688,855 | €112,375 | 87.8% | - |
| VERKEERSDOKTER Landen | €749,357 | €111,946 | 42.0% | - |
| AV & V SOLUTIONS Ternat | €697,809 | €142,267 | 80.3% | - |
| VSB Consultants Nieuwpoort | €587,542 | €122,738 | 99.4% | - |
These companies have the same main activity as @TEC: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €588,000 and €749,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 21-01-2008Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
- Establishment unit
- 2.170.269.1899040 Ghent, since 29-04-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 13-06-2025
Annual accounts 2025
- ≈ €250,000estimated
- €681,639▼ 13.2%
- Filing
- Filed on 30-03-2026, 123 days before the end of the filing period
Insights on @TEC
@TEC files the micro format. That format states no turnover. The gross margin fell from €142,432 in 2009 to €123,427 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about @TEC
- What is the company number of @TEC?
- The company number of @TEC is 0895.090.363. The VAT number is the same number with BE in front: BE 0895.090.363.
- Where is @TEC based?
- The registered office is at Karel Van Renterghemstraat 40, 9040 Ghent.Company details
- What does @TEC do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of @TEC?
- @TEC is a private limited company (BV).
- When was @TEC founded?
- @TEC was founded on 21-01-2008.
- Is @TEC still active?
- Yes, @TEC is an active enterprise in the KBO register.
- What is the turnover of @TEC?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €123,427 and 36 comparable companies (NACE 711). It probably lies between €190,000 and €320,000.Financials
- Is @TEC profitable?
- In financial year 2025, @TEC made a profit of €20,676.
- Where can I find the annual accounts of @TEC?
- @TEC filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of @TEC due?
- @TEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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