Equity
€1.1m ▼ 5.0%
STYNEN CONSULTANCY paid out €43,975 in dividends in a year with a loss of €15,163.
STYNEN CONSULTANCY
Lifetime
15 annual accounts with figures on one time axispeak €624,741 (2017)
€88,110▼ 77.3%
lowest -€15,163 (2024)
-€15,163▼ €203,881
peak €1.2m (2023)
€1.1m▼ 5.0%
€1.3m▼ 7.8%
Board2 names since 2021
2 directorsJoke Goedeweeck and 1 other
Documentsfilings and deeds
29-08-202529 days late
2024micro format
Gross margin from €387,431 to €88,110Loss of €15,163Legal-form change · Resignations & appointments 20-03Dividend €43,975Cash from €37,578 to €18,490
Key points
from the 2024 annual accountsChecked score
55
Fair
Financially stronger than 40% of small companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,168 companies (NACE 62, small).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%▼ -0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 0.8%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 29-08-2025)
Liquidity: current ratio 3.61, cash €18,490, halved
1 financial year not filed after the legal deadline; last filed accounts filed 29 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 56% of them on solvency, 58% on liquidity, 23% on profitability and 23% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as STYNEN CONSULTANCY has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STYNEN CONSULTANCY itself is higher: 0.8% within 12 months. It rests on far more data about STYNEN CONSULTANCY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for STYNEN CONSULTANCY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 3.61 (3.9 in 2023), above the usual 1.5. Short-term debt is 8.2% and cash 0.7% of total assets. However, 55.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 99 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline07-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
29 days late
2023
14 days late
2022
32 days late
2021
5 days early
2020
38 days late
2019
118 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 38 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Recent changes
Legal-form change · Resignations & appointments
Name clause: STYNEN CONSULTANCY · Board composition: Stynen, Andy (director) · Board composition: Goedeweeck, Joke (director) · General meeting of 29-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0807694155
Appointment: Joke Goedeweeck (director)
General meeting of 24-09-2021 · Gazette deed
Incorporation
published on 20-11-2008 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as STYNEN CONSULTANCY: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1.8m and €3.2m, founded between 2002 and 2010.
Official details
Source: KBO- Status
- Active since 12-11-2008Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.174.478.9893040 Huldenberg, since 04-11-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2023
Insights on STYNEN CONSULTANCY
STYNEN CONSULTANCY files the micro format. That format states no turnover. The gross margin rose from €54,648 in 2009 to €88,110 in 2024.
The balance sheet grew most from 2017 to 2019 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STYNEN CONSULTANCY
- What is the company number of STYNEN CONSULTANCY?
- The company number of STYNEN CONSULTANCY is 0807.694.155. The VAT number is the same number with BE in front: BE 0807.694.155.
- Where is STYNEN CONSULTANCY based?
- The registered office is at Biezenstraat 19, 3040 Huldenberg.Company details
- What does STYNEN CONSULTANCY do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of STYNEN CONSULTANCY?
- STYNEN CONSULTANCY is a private limited company (BV).
- When was STYNEN CONSULTANCY founded?
- STYNEN CONSULTANCY was founded on 12-11-2008.
- Is STYNEN CONSULTANCY still active?
- Yes, STYNEN CONSULTANCY is an active enterprise in the KBO register.
- What is the turnover of STYNEN CONSULTANCY?
- The turnover in financial year 2024 is ≈ €170,000. This figure is estimated from the gross margin of €88,110 and 60 comparable companies (NACE 62200). It probably lies between €150,000 and €220,000.Financials
- Is STYNEN CONSULTANCY profitable?
- In financial year 2024, STYNEN CONSULTANCY made a loss of €15,163.
- Where can I find the annual accounts of STYNEN CONSULTANCY?
- STYNEN CONSULTANCY filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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