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BVBA DYCK

Active
Private limited company (pre-2019)founded 1985active for 41 yearsSteenovenstraat 29, 2580 Putte, BelgiumKBO/BCE: BE 0427.388.928

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BVBA DYCK has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,831 and a net result of €8,875. Equity has been shrinking by about 2.8% per year since 2018. Its solvency ranks better than 75% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 14-06-1985 Normal situation
Activity
Retail sale of beverages, general range NACE 47252and 3 others
Establishment unit
2.027.342.758 2580 Putte, since 14-06-1985
Financial year end
31 December
Peppol
Reachable since 03-12-2025

Board and ownership

Board
  • DIJCK FRANSDirector

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€14,762
Turnover
≈ €240,000
estimated
Profit
€8,875
▲ 95.7%
Equity
€75,831
▼ 39.8%
Total assets
€121,324
▼ 20.0%
Filed on 19-05-2026, 73 days before the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)Size: total assets €121,324lowers riskFounded in 1985Figures for financial year 2025 (filed on 21-05-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 88-12
equity 62.5% of total assets
Liquidity 43-27
short-term debt 37.5% · cash 8.2%
Profitability 56+11
return on assets 7.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025highest value 06-2025: 0.1%▼ -0.4 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58 (3.97 in 2024), above the usual 1.5. Short-term debt is 37.5% and cash 8.2% of total assets. 37.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 75% of them on solvency, 41% on liquidity, 40% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 21-05-2026)
NBB · annual accounts
raises risk · Size: total assets €121,324
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2024
72 days early
2023
70 days early
2022
70 days early
2021
54 days early
2020
36 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 62 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Equity fell in 2025from €126,021 to €75,831 ▼ 39.8% View

Comparable companies

These companies have the same main activity as BVBA DYCK: retail sale of beverages, general range (NACE 47252). They are comparable in size and age: total assets between €61,800 and €201,000, founded between 1984 and 1998.

CompanyTotal assetsGross margin
BVBA DYCK Putte€121,324€14,762
BRYMAN Hoegaarden€73,732€12,886
KAVA Kortrijk€200,920€19,944
GOLDEN GLOBE WINES Antwerpen€72,481€12,293
Suppecom Duffel€68,418€18,783
LE RY DE SOMME Liège€84,580€31,648
DE LINDE Middelkerke€61,770€13,711
Full comparison

Documents

Annual accounts at the NBB

All 40 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BVBA DYCK

What is the company number of BVBA DYCK?
The company number of BVBA DYCK is 0427.388.928. The VAT number is the same number with BE in front: BE 0427.388.928.
Where is BVBA DYCK based?
The registered office is at Steenovenstraat 29, 2580 Putte.Company details
What does BVBA DYCK do?
According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
What is the legal form of BVBA DYCK?
The legal form of BVBA DYCK is Private limited company (pre-2019) (BVBA).
When was BVBA DYCK founded?
BVBA DYCK was founded on 14-06-1985.
Is BVBA DYCK still active?
Yes, BVBA DYCK is an active enterprise in the KBO register.
What is the turnover of BVBA DYCK?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €14,762 and 94 comparable companies (NACE 472). It probably lies between €120,000 and €520,000. It is a rough estimate.Financials
Is BVBA DYCK profitable?
In financial year 2025, BVBA DYCK made a profit of €8,875.
Where can I find the annual accounts of BVBA DYCK?
BVBA DYCK filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of BVBA DYCK due?
BVBA DYCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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