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AB²W

Active Private limited company (pre-2019)founded 2011active for 15 yearsZagerijstraat 10, 2240 ZandhovenKBO/BCE: BE 0835.903.735

Lifetime

14 annual accounts with figures on one time axis
peak €309,186 (2022)
€120,344▼ 21.7%
peak €18,928 (2014)
€7,233▲ 18.4%
peak €98,782 (2025)
€98,782▲ 4.0%
€839,609▲ 10.7%
peak 4.4 FTE (2020)
-not published
Board5 names since 2019
2 directorsBOEKHOUDKANTOOR RENDERS DRIES and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €153,729 to €120,3441 director resigning 21-01

Key points

from the 2025 annual accounts

Equity

€98,782 ▲ 4.0%

AB²W has made a profit in every financial year since 2012.

Debts

€839,609 89% of the balance sheet
Suppliers 19%Taxes and wages 2%Other 79%

Staff

2.3 FTE from 5.2 in 2022

Between 2022 and 2025, 56% of the full-time equivalents disappeared.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Seven of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.

Position in the sector

10.5%

Lower solvency than 86% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.

Checked score

91
Excellent
Financially stronger than 28% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Average

36=equity 10.5% of total assets
50-1short-term debt 89.5% · cash 59.5%
70=return on assets 0.8%

Score breakdown

raises risk
Equity €98,782 (10.5% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €938,392
Figures for financial year 2025 (filed on 01-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 15% of them on solvency, 31% on liquidity, 19% on profitability and 46% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as AB²W has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of AB²W itself is lower: < 0.1% within 12 months. It rests on far more data about AB²W than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for AB²W. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.11 (1.11 in 2024), below the usual 1.5. Short-term debt is 89.5% and cash 59.5% of total assets. 89.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €938,392
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €98,782 (10.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 15824 sector peers (2025).
NBB · sector comparison
Position among 15824 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BC
BPT Consult bv
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0835903735
1 director resigning W.Van Acker & Co BV · Permanent representatives: Arin CommV and Bart Put · General meeting of 17-12-2024 · Gazette deed
1 director appointed, 2 resignations Resignations: Bart Put and Walter Van Acker · Appointment: Boekhoudkantoor Renders Dries BV · Permanent representative: Dries Renders · General meeting of 01-05-2019 · Gazette deed
Incorporation published on 12-05-2011 · Gazette deed
All 21 events

Comparable companies

same main activity, similar in size and age
Company
AB²W Zandhoven €938,392 €120,344 10.5% -
Talopex Antwerp €871,344 €113,654 94.1% -
HELJUWA Hooglede €893,065 €113,701 36.9% -
Mfinances Uccle €829,490 €123,428 6.7% -
GescoTax Huy €991,666 €106,807 65.0% -
B&E CONSULTING Heusden-Zolder €892,929 €113,492 12.4% -
LUTINO Veurne €973,165 €142,739 33.0% -

These companies have the same main activity as AB²W: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €829,000 and €992,000, founded between 2009 and 2013.

Official details

Source: KBO
Status
Active since 20-04-2011Normal situation
Registered office
14 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 8 November 2026.
Activity
Certified accountants and tax accountantsNACE 69201and 1 other
Joint committee
336Liberal professions · annual accounts 2025
Establishment unit
2.199.361.1722240 Zandhoven, since 20-04-2011
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Annual accounts 2025

≈ €230,000estimated
€938,392▲ 10.0%
Employeeson 31-12-2025
3▲ 50.0%
Filing
Filed on 31-08-2026
Financials

Insights on AB²W

AB²W files the micro format. That format states no turnover. The gross margin rose from €32,594 in 2012 to €120,344 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AB²W

What is the company number of AB²W?
The company number of AB²W is 0835.903.735. The VAT number is the same number with BE in front: BE 0835.903.735.
Where is AB²W based?
The registered office is at Zagerijstraat 10, 2240 Zandhoven.Company details
What does AB²W do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of AB²W?
AB²W is a private limited company (pre-2019) (BVBA).
When was AB²W founded?
AB²W was founded on 20-04-2011.
Is AB²W still active?
Yes, AB²W is an active enterprise in the KBO register.
How many employees does AB²W have?
AB²W had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does AB²W fall under?
In its 2025 annual accounts, AB²W states joint committee 336 (Liberal professions).
What is the turnover of AB²W?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €120,344 and 43 comparable companies (NACE 69201). It probably lies between €180,000 and €280,000.
Is AB²W profitable?
In financial year 2025, AB²W made a profit of €7,233.
Where can I find the annual accounts of AB²W?
AB²W filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AB²W due?
AB²W must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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