B&E CONSULTING
ActiveSummary
B&E CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €7k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-6
Solvency37▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.52 in 2024; short-term debt: 25.6% and cash: 1.2% of total assets), and 87.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.4%
Return on assets
0.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d early
2021
4 d early
2020
6 d early
2018
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 7.1%
2024 · €104k
Total assets
€893k▼ 25.2%
2024 · €1.19M
Net result
€7k▼ 66.0%
2024 · €22k
Working capital
€-121k▲ 40.5%
2024 · €-204k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16k▼ 50.3%€33k▲ 110%€31k▼ 3.5%€46k▲ 47.1%€52k▲ 11.2%
Net result€10k▲ 92.9%€10k▲ 2.4%€16k▲ 63.3%€22k▲ 33.9%€7k▼ 66.0%
Equity€56k▲ 20.6%€66k▲ 17.5%€82k▲ 24.3%€104k▲ 26.2%€111k▲ 7.1%
Total assets€671k▲ 32.7%€839k▲ 25.0%€1.09M▲ 29.9%€1.19M▲ 9.6%€893k▼ 25.2%
Debt€615k▲ 33.9%€772k▲ 25.7%€1.01M▲ 30.4%€1.09M▲ 8.2%€782k▼ 28.3%
Working capital€-92k▲ 4.1%€-123k▼ 34.0%€-122k▲ 1.0%€-204k▼ 67.2%€-121k▲ 40.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €893k
Fixed assets
€786k ▼ 19.0%
Current assets
€107k ▼ 52.1%
Equity and liabilities €893k
Equity
€111k ▲ 7.1%
Debt
€782k ▼ 28.3%
Debt's share of the balance-sheet total falls from 91.3% to 87.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €70k
Cash flow
€30k▼
2024 · €45k
Current ratio
0.47▼
2024 · 0.52
Debt to equity
7.04▼
2024 · 10.51
ROE
6.6%▼
2024 · 20.7%
ROA
0.8%▼
2024 · 1.8%
Interest coverage
1.98▼
2024 · 2.55
Debt ≤ 1 year
€228k▼
2024 · €427k
Debt > 1 year
€513k▼
2024 · €602k
Income taxes
€12k▲
2024 · €2k
Staff costs
€28k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €91k | €30k | ▼ 66.5% |
| Remuneration, social security and pensions62 | - | - | €19k | €42k | €28k | ▼ 32.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €11k | €20k | €24k | €22k | ▼ 5.8% |
| Other operating charges640/8 | - | €22k | €5k | €37k | €11k | ▼ 70.0% |
| Non-recurring operating charges66A | - | - | - | €505 | - | - |
| Gross operating margin9900 | €65k | €66k | €75k | €150k | €113k | ▼ 24.4% |
| Operating profit (loss)9901 | €16k | €33k | €31k | €46k | €52k | ▲ 11.2% |
| Financial income75/76B | - | €2k | €3k | €5k | €5k | ▲ 1.4% |
| Recurring financial income75 | €5k | €2k | €3k | €5k | €5k | ▲ 1.4% |
| Financial charges65/66B | - | €18k | €13k | €27k | €37k | ▲ 36.2% |
| Recurring financial charges65 | €11k | €18k | €13k | €27k | €37k | ▲ 36.2% |
| Profit (loss) for the period before taxes9903 | €10k | €16k | €21k | €24k | €19k | ▼ 20.0% |
| Income taxes67/77 | €375 | €6k | €5k | €2k | €12k | ▲ 457% |
| Profit (loss) for the period9904 | €10k | €10k | €16k | €22k | €7k | ▼ 66.0% |
| Profit (loss) for the period to be appropriated9905 | €10k | €10k | €16k | €22k | €7k | ▼ 66.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €671k | €839k | €1.09M | €1.19M | €893k | ▼ 25.2% |
| Fixed assets21/28 | €601k | €761k | €846k | €971k | €786k | ▼ 19.0% |
| Tangible fixed assets22/27 | €601k | €760k | €750k | €852k | €716k | ▼ 16.0% |
| Land and buildings22 | - | €659k | €651k | €759k | €635k | ▼ 16.4% |
| Plant, machinery and equipment23 | - | €69k | €67k | €60k | €54k | ▼ 10.5% |
| Furniture and vehicles24 | - | €33k | €33k | €33k | €27k | ▼ 18.3% |
| Financial fixed assets28 | €463 | €463 | €95k | €118k | €71k | ▼ 40.3% |
| Current assets29/58 | €69k | €78k | €244k | €223k | €107k | ▼ 52.1% |
| Amounts receivable within one year40/41 | €43k | €24k | €129k | €154k | €53k | ▼ 65.6% |
| Trade receivables40 | - | €13k | €28k | €70k | €21k | ▼ 69.7% |
| Other amounts receivable41 | - | €11k | €101k | €83k | €31k | ▼ 62.1% |
| Current investments50/53 | - | - | €44k | €46k | €43k | ▼ 5.5% |
| Cash at bank and in hand54/58 | €27k | €13k | €10k | €24k | €11k | ▼ 54.5% |
| Deferred charges and accrued income490/1 | - | €41k | €60k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €671k | €839k | €1.09M | €1.19M | €893k | ▼ 25.2% |
| Equity10/15 | €56k | €66k | €82k | €104k | €111k | ▲ 7.1% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €20k | €20k | €20k | €20k | €20k | = |
| Distributable reserves133 | - | €20k | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €16k | €26k | €42k | €63k | €71k | ▲ 11.6% |
| Amounts payable17/49 | €615k | €772k | €1.01M | €1.09M | €782k | ▼ 28.3% |
| Amounts payable after more than one year17 | €435k | €553k | €617k | €602k | €513k | ▼ 14.8% |
| Financial debts170/4 | - | €553k | €617k | €602k | €513k | ▼ 14.8% |
| Amounts payable within one year42/48 | €161k | €201k | €366k | €427k | €228k | ▼ 46.6% |
| Current portion of amounts payable after more than one year42 | - | €48k | €47k | €46k | €137k | ▲ 196% |
| Financial debts43 | - | €28k | €25k | €99k | €25k | ▼ 74.8% |
| Credit institutions430/8 | - | €28k | €25k | €99k | €25k | ▼ 74.8% |
| Trade debts44 | €2k | €10k | €29k | €5k | €19k | ▲ 298% |
| Suppliers440/4 | - | €10k | €29k | €5k | €19k | ▲ 298% |
| Taxes, remuneration and social security45 | - | €29k | €8k | €25k | €14k | ▼ 45.0% |
| Taxes450/3 | - | €29k | €5k | €14k | €9k | ▼ 35.9% |
| Remuneration and social security454/9 | - | - | €3k | €11k | €5k | ▼ 56.8% |
| Other amounts payable47/48 | - | €86k | €257k | €252k | €34k | ▼ 86.7% |
| Accrued charges and deferred income492/3 | - | €18k | €25k | €61k | €41k | ▼ 32.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €10k | €16k | €22k | €7k | ▼ 66.0% |
| + Depreciation and write-downs630 | €24k | €11k | €20k | €24k | €22k | ▼ 5.8% |
| Operating cash flow (approximation) | €33k | €21k | €36k | €45k | €30k | ▼ 34.3% |
| Investment in fixed assets (approximation) | - | €-170k | €-105k | €-149k | €162k | ▲ 209% |
| Change in cash | - | €-14k | €-3k | €14k | €-13k | ▼ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Founder · Incorporation
Legal form clause · Name clause
25-08
State Gazette act
Founder · Incorporation
Legal form clause · Name clause
21-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
18-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
17-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
17-08
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
17-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
14-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
01-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2018net €22k ▲33.9%
Net result €22k, the highest in the series.
Show earlier events
30-06
Financial
Equity above €100kEq €104k ▲26.2%
6 profitable years in a row build equity to €104k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €5k ▼67.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2013
Ground area
917 m²
Building footprint
175 m²
Volume, LiDAR
45 m³
Parcel 71502B0877/00C002, Flanders · tallest building 7.3 m. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Aliast
since 20132.215.978.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0877/00C002 | Flanders | 917 m² | 1 · 175 m² | 7.3 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,991 EUR awarded · 8,326 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,352 EUR | 3,987 EUR |
| 2024 | 1 | 827 EUR | 827 EUR |
| 2023 | 1 | 843 EUR | 1,023 EUR |
| 2022 | 1 | 2,969 EUR | 2,489 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
6994002OXSYMDR1PKM63
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2013
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.aliast.be
Website
www.moneda.be
E-mail
admin@moneda.be
E-mail
ben@aliast.be
Phone
0497/44.30.97
Scores and ratios are computed by Checked and are not a credit decision.