BVA BOIS CONSTRUCT
Open bankruptcyA bankruptcy procedure is open for BVA BOIS CONSTRUCT according to publications in the Belgian State Gazette; curator: MANUELLA SENECAUT.
Summary
The 2023 annual accounts show equity of €58,484 and a net result of €18,773.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Mons division
- Declared bankrupt
- 16 March 2026
- Supervising judge
- Bernard Boisdequin
- Official Gazette
- 24-03-2026 (pdf) ↗search the document for 2026/112807
Deadlines
- Provisional date payments stopped
- 16 September 2025Moved back by judgment of 1 June 2026. Payments and security you received since that day can in some cases be challenged by the curator.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 8 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 15 April 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 15 May 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 16 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Manuella SenecautRue Des Bruyeres, 15, 7050 Jurbise- . Date provisoire de cessation de paiement : 16/03/2026m.senecaut@avocarre.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 07-10-2024, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
68 d late
2022
67 d late
2021
123 d late
2020
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 87 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Other building finishing work sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€58,484▲ 47.3%
2022 · €39,711
Total assets
€263,784▲ 87.3%
2022 · €140,830
Net result
€18,773▲ 651%
2022 · €2,499
Working capital
€46,706▲ 24.2%
2022 · €37,613
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Operating result€50,268-€2,321▼ 95.4%-€1,897€20,276
Net result€35,737above the sector's middle half-€1,474within the sector's middle half▼ 95.9%€2,499within the sector's middle half▲ 69.5%€18,773within the sector's middle half▲ 651%
Equity€35,738within the sector's middle half-€37,212within the sector's middle half▲ 4.1%€39,711within the sector's middle half▲ 6.7%€58,484within the sector's middle half▲ 47.3%
Total assets€207,615within the sector's middle half-€144,458within the sector's middle half▼ 30.4%€140,830within the sector's middle half▼ 2.5%€263,784within the sector's middle half▲ 87.3%
Debt€171,877-€107,246▼ 37.6%€101,119▼ 5.7%€205,300▲ 103%
Working capital€34,031within the sector's middle half-€32,670within the sector's middle half▼ 4.0%€37,613within the sector's middle half▲ 15.1%€46,706within the sector's middle half▲ 24.2%
Solvency17.2%below the sector's middle half-25.8%within the sector's middle half▲ 8.5pp28.2%within the sector's middle half▲ 2.4pp22.2%below the sector's middle half▼ 6.0pp
Current ratio1.20within the sector's middle half-1.30within the sector's middle half▲ 0.111.37within the sector's middle half▲ 0.071.25within the sector's middle half▼ 0.12
Return on assets (ROA)17.2%above the sector's middle half-1.0%within the sector's middle half▼ 16.2pp1.8%within the sector's middle half▲ 0.8pp7.1%within the sector's middle half▲ 5.3pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €20,276 after a loss of €1,897 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €263,784
Fixed assets
€29,701 ▲ 1,316%
Current assets
€234,083 ▲ 68.7%
Equity and liabilities €263,784
Equity
€58,484 ▲ 47.3%
Debt
€205,300 ▲ 103%
Debt's share of the balance-sheet total rises from 71.8% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23,623▲
2022 · €546
Cash flow
€22,120▲
2022 · €4,942
Debt to equity
3.51▲
2022 · 2.55
ROE
32.1%▲
2022 · 6.3%
Interest coverage
196.86▲
2022 · 4.07
Debt ≤ 1 year
€187,377▲
2022 · €101,119
Debt > 1 year
€17,923
Income taxes
€6,524▲
2022 · €868
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €623 | €2,165 | €2,443 | €3,347 | ▲ 37.0% |
| Other operating charges640/8 | - | €50 | €83 | - | - |
| Gross operating margin9900 | €52,924 | €4,536 | €629 | €23,623 | ▲ 3,656% |
| Operating profit (loss)9901 | €50,268 | €2,321 | -€1,897 | €20,276 | ▲ 1,169% |
| Financial income75/76B | - | €2,747 | €5,398 | €5,141 | ▼ 4.8% |
| Recurring financial income75 | €996 | €2,747 | €5,398 | €5,141 | ▼ 4.8% |
| Financial charges65/66B | - | €89 | €134 | €120 | ▼ 10.4% |
| Recurring financial charges65 | €163 | €89 | €134 | €120 | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €51,101 | €4,979 | €3,367 | €25,297 | ▲ 651% |
| Income taxes67/77 | €15,364 | €3,505 | €868 | €6,524 | ▲ 652% |
| Profit (loss) for the period9904 | €35,737 | €1,474 | €2,499 | €18,773 | ▲ 651% |
| Profit (loss) for the period to be appropriated9905 | €35,737 | €1,474 | €2,499 | €18,773 | ▲ 651% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €207,615 | €144,458 | €140,830 | €263,784 | ▲ 87.3% |
| Fixed assets21/28 | €1,707 | €4,542 | €2,098 | €29,701 | ▲ 1,316% |
| Tangible fixed assets22/27 | €1,707 | €4,542 | €2,098 | €29,701 | ▲ 1,316% |
| Furniture and vehicles24 | - | €4,542 | €2,098 | €299 | ▼ 85.7% |
| Leasing and similar rights25 | - | - | - | €29,402 | - |
| Current assets29/58 | €205,908 | €139,916 | €138,732 | €234,083 | ▲ 68.7% |
| Amounts receivable within one year40/41 | €201,512 | €128,126 | €138,715 | €224,033 | ▲ 61.5% |
| Trade receivables40 | - | €60,689 | €44,639 | €114,036 | ▲ 155% |
| Other amounts receivable41 | - | €67,437 | €94,076 | €109,997 | ▲ 16.9% |
| Cash at bank and in hand54/58 | €4,396 | €11,790 | €17 | €10,050 | ▲ 59,018% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €207,615 | €144,458 | €140,830 | €263,784 | ▲ 87.3% |
| Equity10/15 | €35,738 | €37,212 | €39,711 | €58,484 | ▲ 47.3% |
| Contributions10/11 | €1 | €1 | €1 | €1 | = |
| Capital10 | - | €1 | €1 | €1 | = |
| Issued capital100 | - | €1 | €1 | €1 | = |
| Profit (loss) carried forward14 | €35,737 | €37,211 | €39,710 | €58,483 | ▲ 47.3% |
| Amounts payable17/49 | €171,877 | €107,246 | €101,119 | €205,300 | ▲ 103% |
| Amounts payable after more than one year17 | - | - | - | €17,923 | - |
| Financial debts170/4 | - | - | - | €17,923 | - |
| Amounts payable within one year42/48 | €171,877 | €107,246 | €101,119 | €187,377 | ▲ 85.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,444 | - |
| Trade debts44 | €156,313 | €87,577 | €87,666 | €161,457 | ▲ 84.2% |
| Suppliers440/4 | - | €87,577 | €87,666 | €161,457 | ▲ 84.2% |
| Taxes, remuneration and social security45 | - | €19,669 | €13,453 | €18,476 | ▲ 37.3% |
| Taxes450/3 | - | €18,869 | €13,453 | €18,476 | ▲ 37.3% |
| Remuneration and social security454/9 | - | €800 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,737 | €1,474 | €2,499 | €18,773 | ▲ 651% |
| + Depreciation and write-downs630 | €623 | €2,165 | €2,443 | €3,347 | ▲ 37.0% |
| Operating cash flow (approximation) | €36,360 | €3,639 | €4,942 | €22,120 | ▲ 348% |
| Investment in fixed assets (approximation) | - | -€5,000 | €1 | -€30,950 | ▼ 3,095,100% |
| Change in cash | - | €7,394 | -€11,773 | €10,033 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-06
Bankruptcy
Date of cessation of payments moved back
Tribunal de l’entreprise du Hainaut, division Mons · event 01-06-2026
24-03
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 16-03-2026
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
30-10
Bankruptcy
Judicial dissolution, liquidator appointed
Tribunal de l’entreprise du Hainaut, division Mons · liquidator: Senecaut Manuella · event 23-10-2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
2021
31-12
Financial
Weakest financial yearnet €1,474 ▼95.9%
Net result drops to €1,474, the lowest in the series.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2019
Ground area
4,602 m²
Parcel 53046C0712/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BVA BOIS CONSTRUCT
since 20192.292.467.316
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53046C0712/00_000indicative | Wallonia | 4,602 m² | - | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MANUELLA SENECAUT RUE DES BRUYERES, 15,
7050 JURBISE- .
Date provisoire de cessation de paiement : 16/03/2026 |
16-03-2026 → present |
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Of 7,302 companies in sector 43350 we hold annual accounts for 2,364. 2,006 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
02100Forestry and logging
43120Site preparation
81230Other cleaning activities
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.