Equity
€719,305 ▲ 14.3%
ZOEVA has made a profit without a break since 2018.
ZOEVA
Lifetime
9 annual accounts with figures on one time axispeak €769,046 (2024)
€158,189▼ 79.4%
lowest -€2,585 (2017)
€89,921▼ 88.7%
peak €719,305 (2025)
€719,305▲ 14.3%
€196,110▼ 48.6%
peak 0.7 FTE (2019)
0.6 FTEunchanged
Board1 name since 2016
1 directorThibaud VANTHOMME
Documentsfilings and deeds
28-01-20263 days before the deadline
2025abbreviated format
Gross margin from €769,046 to €158,189Result from €796,953 to €89,921Equity from €629,384 to €719,305Debts from €381,557 to €196,110Investments €9,576
Key points
from the 2025 annual accountsResult
€89,921 ▼ 88.7%
The result fell in 2025 from €796,953 to €89,921.
Turnover
≈ €250,000 estimated
The abbreviated format states no turnover.
Investments
€9,576 2.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.38 was 2.13 in 2024
Short-term debts fell from €358,133 to €196,110.
Filings
9 annual accounts 1 late
The 2020 accounts came 4 days late. The other eight were filed on time.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.1%
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025highest value
02-2026: < 0.1%▼ -0.2 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 29-01-2026)
Equity €719,305 (78.6% of total assets)
Size: 0.6 FTE, total assets €915,415
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 44% on liquidity, 48% on profitability and 62% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as ZOEVA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ZOEVA itself is lower: 0.1% within 12 months. It rests on far more data about ZOEVA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ZOEVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.38 (2.13 in 2024), above the usual 1.5. Short-term debt is 21.4% and cash 9.4% of total assets. 21.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €719,305
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 days early
2024
3 days early
2023
4 days early
2022
8 days early
2021
14 days early
2020
4 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Board and ownership
Shares in 3 companies, including FIDUCO and The Accounting Agency
Board & ownershipRecent changes
Appointment: Thibaud VANTHOMME (director)
“Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer van haar roerend…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0668449368
First establishment
Industriellaan 1A, Comines-Warneton
Incorporation
published on 28-12-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZOEVA Wervik | €0.9m | €158,189 | 78.6% | 0.6 |
| Butterfly&CO Braine-l'Alleud | €0.8m | €143,873 | 18.2% | 0.6 |
| RAPHA Wijnegem | €0.7m | €157,889 | 23.9% | 0.4 |
| VECONOMICS Overijse | €0.9m | €156,386 | 37.7% | 1 |
| LOSANE Uccle | €1.0m | €147,522 | 37.3% | 0.4 |
| NDkwadraat Invest Wevelgem | €1.3m | €112,605 | 40.1% | 0.5 |
| PSM Assuranties Ypres | €0.7m | €182,510 | 94.6% | 0.8 |
These companies have the same main activity as ZOEVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €732,000 and €1.3m, founded between 2012 and 2018.
Official details
Source: KBO- Status
- Active since 24-12-2016Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.271.682.5907780 Comines-Warneton, since 02-01-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 01-03-2024
Annual accounts to 30-06-2025
- €915,415▼ 9.4%
- Employeeson 30-06-2025
- 1=
- Filing
- Filed on 28-01-2026, 3 days before the end of the filing period
Companies linked to ZOEVA
Subsidiaries and holdings
- ACCOUNTANCY PARMENTIER15.05%
Insights on ZOEVA
ZOEVA files the abbreviated format. That format states no turnover. The gross margin rose from €1,412 in 2017 to €158,189 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ZOEVA
- What is the company number of ZOEVA?
- The company number of ZOEVA is 0668.449.368. The VAT number is the same number with BE in front: BE 0668.449.368.
- Where is ZOEVA based?
- The registered office is at Robert Klingstraat 56, 8940 Wervik.Company details
- What does ZOEVA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ZOEVA?
- ZOEVA is a private limited company (BV).
- When was ZOEVA founded?
- ZOEVA was founded on 24-12-2016.
- Is ZOEVA still active?
- Yes, ZOEVA is an active enterprise in the KBO register.
- How many employees does ZOEVA have?
- ZOEVA had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ZOEVA fall under?
- In its 30-06-2025 annual accounts, ZOEVA states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ZOEVA?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €158,189 and 94 comparable companies (NACE 70200). It probably lies between €200,000 and €330,000.
- Is ZOEVA profitable?
- In financial year 2025, ZOEVA made a profit of €89,921.
- Where can I find the annual accounts of ZOEVA?
- ZOEVA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZOEVA due?
- ZOEVA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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