Losses
-€37,311 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
WEBWISE
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €153,516 (2013)
€17,144▲ €35,355
lowest -€34,099 (2024)
-€3,212▲ €30,887
peak €204,614 (2023)
€167,303▼ 1.9%
€574,216▲ 55.3%
Board2 names since 2021
2 directorsKEUSTERMANS Luc and 1 other
Documentsfilings and deeds
23-10-202684 days late
2025abbreviated format
Gross margin from -€18,211 to €17,144Loss of €3,212Appointment: KEUSTERMANS Luc (director) 06-11Debts from €369,655 to €574,216Cash from €11,660 to €16,809
Key points
from the 2025 annual accountsChecked score
80
Excellent
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▲ +0.3 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.7%▼ -0.1 percentage points vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.4%▼ -0.7 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 84 days late; 2 of the last 3 accounts late
Liquidity: current ratio 0.90, cash €16,809
lowers risk
Size: total assets €741,519
Founded in 1995
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 24% of them on solvency, 5% on liquidity, 18% on profitability and 37% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as WEBWISE has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WEBWISE itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for WEBWISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (0.86 in 2024), below 1. Short-term debt is 76.5% and cash 2.3% of total assets. 77.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,212
raises risk · 2025 accounts filed 84 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-10-2026, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
84 days late
2024
61 days late
2023
13 days late
2022
247 days late
2021
31 days late
2020
90 days late
2019
257 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 112 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VW
VAN WATERMEULEN Karin
Director
Shares in 2 companies, ALLIGENCE COMMUNICATION ARCHITECTS and CAST web
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0456290572
Appointment: KEUSTERMANS Luc (director)
Gazette deed
First establishment
Dibino Divine Design, Baillet-Latourlei 17, Brasschaat
Incorporation
published on 10-11-1995 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WEBWISE Brasschaat | €741,519 | €17,144 | 22.6% | - |
| DigIT Services Lint | €528,811 | €15,979 | 37.1% | - |
| X - TREEM Beveren-Kruibeke-Zwijndrecht | €985,912 | €18,600 | 42.4% | - |
| MaSa Management Boortmeerbeek | €919,355 | €20,258 | 86.6% | - |
| RENE DECOSTER MANAGEMENT SERVICES Leuven | €785,663 | €21,589 | 41.6% | - |
| MBI De Haan | €631,288 | €20,251 | 96.0% | - |
| Fouquaert Software Lievegem | €608,167 | €22,066 | 92.0% | - |
These companies have the same main activity as WEBWISE: computer programming (NACE 62100). They are comparable in size and age: total assets between €529,000 and €986,000, founded between 1990 and 2002.
Official details
Source: KBO- Status
- Active since 20-10-1995Normal situation
- Activity
- Computer programmingNACE 62100and 5 others
- Establishment unit
- 2.073.913.5472930 Brasschaat, since 15-11-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Insights on WEBWISE
WEBWISE files the abbreviated format. That format states no turnover. The gross margin fell from €66,413 in 2007 to €17,144 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WEBWISE
- What is the company number of WEBWISE?
- The company number of WEBWISE is 0456.290.572. The VAT number is the same number with BE in front: BE 0456.290.572.
- Where is WEBWISE based?
- The registered office is at Baillet-Latourlei 17, 2930 Brasschaat.Company details
- What does WEBWISE do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of WEBWISE?
- WEBWISE is a private limited company (BV).
- When was WEBWISE founded?
- WEBWISE was founded on 20-10-1995.
- Is WEBWISE still active?
- Yes, WEBWISE is an active enterprise in the KBO register.
- What is the turnover of WEBWISE?
- The turnover in financial year 2025 is ≈ €90,000. This figure is estimated from the gross margin of €17,144 and 68 comparable companies (NACE 62100). It probably lies between €44,000 and €170,000. It is a rough estimate.Financials
- Is WEBWISE profitable?
- In financial year 2025, WEBWISE made a loss of €3,212.
- Where can I find the annual accounts of WEBWISE?
- WEBWISE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WEBWISE due?
- WEBWISE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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