Equity
StrateVision.fin has made a profit in every financial year since 2019.
StrateVision.fin has made a profit in every financial year since 2019.
Of this, €302,646 falls due within a year.
Green is investment, beige is depreciation.
In 2025, 18 people joined and 17 left.
Latest accounts filed late: after the legal deadline.
Lower solvency than 81% of companies in legal and accounting. Sector median 56.8% · 15,813 companies.
A confirmed filing finding caps the score at 59.
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 21% of them on solvency, 5% on liquidity, 14% on profitability and 61% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,274 companies had the same profile as StrateVision.fin has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of StrateVision.fin itself: 0.7% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for StrateVision.fin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.02 (0.83 in 2024), below the usual 1.5. Short-term debt is 71.6% and cash 7.3% of total assets. 81.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 76 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| StrateVision.fin Mechelen | €422,776 | €286,726 | 18.2% | - |
| BOEKHOUDKANTOOR VAN DE KEMPEN Mol | €457,120 | €306,484 | 14.3% | - |
| Fintel.Tax Lier | €444,085 | €240,520 | 39.0% | - |
| FISCADV Braine-l'Alleud | €415,708 | €263,645 | 4.6% | - |
| SD Fiscal Services Knokke-Heist | €461,335 | €286,672 | 21.1% | - |
| Van den Abeele - Janssen Ghent | €441,093 | €283,764 | 38.3% | - |
| FISCALIS FIDUCIA Anderlecht | €416,825 | €327,061 | 5.3% | - |
These companies have the same main activity as StrateVision.fin: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €416,000 and €461,000, founded between 2017 and 2019.
StrateVision.fin files the micro format. That format states no turnover. The gross margin rose from €5,836 in 2019 to €286,726 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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