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StrateVision.fin

Active Private limited companyfounded 2018active for 8 yearsBlokhuisstraat 47E, 2800 MechelenKBO/BCE: BE 0698.594.592

Lifetime

7 annual accounts with figures on one time axis
peak €306,853 (2023)
€286,726▲ 3.3%
peak €23,668 (2023)
€10,793▼ 25.4%
peak €77,094 (2025)
€77,094▲ 16.3%
€345,682▼ 33.6%
Board1 name since 2018
1 directorVan de Water Veronique
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Result from €14,468 to €10,793Registered office moved within Mechelen 19-05Equity from €66,301 to €77,094Debts from €520,301 to €345,6821 establishment registered

Key points

from the 2025 annual accounts

Equity

€77,094 ▲ 16.3%

StrateVision.fin has made a profit in every financial year since 2019.

Debts

€345,682 82% of the balance sheet
Financial debts 26%Suppliers 16%Taxes and wages 44%Other 14%

Of this, €302,646 falls due within a year.

Investments

€93,202 4.2 × depreciation
2021202320242025

Green is investment, beige is depreciation.

Staff

3 employees on 31-12-2025
1514202142202243202325202418172025

In 2025, 18 people joined and 17 left.

Filings

7 annual accounts 91 days
AprilJune31 JulyOctober202020222024

Latest accounts filed late: after the legal deadline.

Position in the sector

18.2%

Lower solvency than 81% of companies in legal and accounting. Sector median 56.8% · 15,813 companies.

Checked score

54
Fair
Financially stronger than 25% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 2.4%▲ +1.7 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -1.3 percentage points vs 07-2025 09-2025: 1.7%▲ +0.5 percentage points vs 08-2025 10-2025: 2.7%▲ +1.0 percentage point vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 3.2%▲ +0.5 percentage points vs 11-2025highest value 01-2026: 0.7%▼ -2.5 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 2.0%▲ +0.5 percentage points vs 08-2026 10-2026: 3.1%▲ +1.1 percentage points vs 09-2026 11-2026: 0.7%▼ -2.4 percentage points vs 10-2026

Financial strength
Weak

43+7equity 18.2% of total assets
21-10short-term debt 71.6% · cash 7.3%
60-12return on assets 2.6%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 91 days late; 3 of the last 3 accounts late
1 change of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 05-11-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 21% of them on solvency, 5% on liquidity, 14% on profitability and 61% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,274 companies had the same profile as StrateVision.fin has now. Each dot stands for 9 companies, two years later.

94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of StrateVision.fin itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,274 companies, not a prediction for StrateVision.fin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline

Liquidity is tight, with a current ratio of 1.02 (0.83 in 2024), below the usual 1.5. Short-term debt is 71.6% and cash 7.3% of total assets. 81.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Last filed accounts filed 91 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 05-11-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 15813 sector peers (2025).
NBB · sector comparison
Position among 15813 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 7 filings
Deviation from the deadline
2025
91 days late
2024
121 days late
2023
92 days late
2022
32 days late
2021
30 days late
2020
68 days late
2019
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 76 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Van de Water Veronique
Director, since 19-06-2018
Board & ownership

Recent changes

Registered office moved within Mechelen New registered office: Blokhuisstraat 47E, 2800 Mechelen · Previous registered office: Schorsmolenstraat 2 bus 201, 2800 Mechelen · General meeting of 23-04-2025 · Gazette deed
New establishment in Knokke-Heist StrateVision.hub, Lichttorenplein 16
Registered in the Peppol Directory Reachable for e-invoices through 0208:0698594592
Registered office moved from Aartselaar to Mechelen New registered office: Schorsmolenstraat 2 0201, 2800 Mechelen · Previous registered office: Leon Gilliotlaan 74, 2630 Aartselaar · Board meeting of 01-06-2023 · Gazette deed
All 16 events

Comparable companies

same main activity, similar in size and age
Company
StrateVision.fin Mechelen €422,776 €286,726 18.2% -
BOEKHOUDKANTOOR VAN DE KEMPEN Mol €457,120 €306,484 14.3% -
Fintel.Tax Lier €444,085 €240,520 39.0% -
FISCADV Braine-l'Alleud €415,708 €263,645 4.6% -
SD Fiscal Services Knokke-Heist €461,335 €286,672 21.1% -
Van den Abeele - Janssen Ghent €441,093 €283,764 38.3% -
FISCALIS FIDUCIA Anderlecht €416,825 €327,061 5.3% -

These companies have the same main activity as StrateVision.fin: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €416,000 and €461,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 19-06-2018Normal situation
Activity
Certified accountants and tax accountantsNACE 69201and 2 others
Establishment units
2.303.634.4892800 Mechelen, since 01-06-2020
2.311.463.1812200 Herentals, since 02-01-2021and 2 others
Financial year end
31 December
Peppol
Reachable since 14-05-2024
Company details

Annual accounts 2025

≈ €500,000estimated
€422,776▼ 27.9%
Employeeson 31-12-2025
3▲ 50.0%
Filing
Filed on 30-10-2026
Financials

Insights on StrateVision.fin

StrateVision.fin files the micro format. That format states no turnover. The gross margin rose from €5,836 in 2019 to €286,726 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about StrateVision.fin

What is the company number of StrateVision.fin?
The company number of StrateVision.fin is 0698.594.592. The VAT number is the same number with BE in front: BE 0698.594.592.
Where is StrateVision.fin based?
The registered office is at Blokhuisstraat 47E, 2800 Mechelen.Company details
What does StrateVision.fin do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of StrateVision.fin?
StrateVision.fin is a private limited company (BV).
When was StrateVision.fin founded?
StrateVision.fin was founded on 19-06-2018.
Is StrateVision.fin still active?
Yes, StrateVision.fin is an active enterprise in the KBO register.
How many employees does StrateVision.fin have?
StrateVision.fin had an average of 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of StrateVision.fin?
The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €286,726 and 34 comparable companies (NACE 69201). It probably lies between €430,000 and €590,000.
Is StrateVision.fin profitable?
In financial year 2025, StrateVision.fin made a profit of €10,793.
Where can I find the annual accounts of StrateVision.fin?
StrateVision.fin filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of StrateVision.fin due?
StrateVision.fin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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