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BV Solvo

Active
Private limited companyfounded 20251 yr activeRozenstraat 24, 9160 Lokeren, BelgiumKBO/BCE: BE 1019.336.079
Summary

BV Solvo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,100 and a net result of €189,100. The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes
Profitability50
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.09; short-term debt: 32% and cash: 19.8% of total assets), and 32% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68%
Return on assets
68%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BV Solvo was incorporated on 29 January 2025.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€189,100
Total assets
€277,899
Net result
€189,100
Working capital
€185,737

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €277,899
Fixed assets €3,363
Current assets €274,535
Equity and liabilities €277,899
Equity €189,100
Debt €88,798
Debt finances 32.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€134,926
Cash flow
€190,337
Current ratio
3.09
Debt to equity
0.47
ROE
100.0%
ROA
68.0%
Interest coverage
-0.50
Debt ≤ 1 year
€88,798
Income taxes
€56,387

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€277,899
Fixed assets21/28€3,363
Tangible fixed assets22/27€3,363
Furniture and vehicles24€3,363
Current assets29/58€274,535
Amounts receivable within one year40/41€1,578
Trade receivables40€1,578
Current investments50/53€215,700
Cash at bank and in hand54/58€55,159
Deferred charges and accrued income490/1€2,099
Equity and liabilities
Total equity and liabilities10/49€277,899
Equity10/15€189,100
Reserves13€189,100
Distributable reserves133€189,100
Amounts payable17/49€88,798
Amounts payable within one year42/48€88,798
Trade debts44€3,226
Suppliers440/4€3,226
Taxes, remuneration and social security45€77,589
Taxes450/3€77,589
Other amounts payable47/48€7,983
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,237
Gross operating margin9900-€134,926
Operating profit (loss)9901-€136,162
Financial income75/76B€652,025
Recurring financial income75€652,025
Financial charges65/66B€270,375
Recurring financial charges65€270,375
Profit (loss) for the period before taxes9903€245,488
Income taxes67/77€56,387
Profit (loss) for the period9904€189,100
Profit (loss) for the period to be appropriated9905€189,100
Appropriation of the result
Profit (loss) to be appropriated9906€189,100
Transfer to equity691/2€189,100
To other reserves6921€189,100

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,237
Gross operating margin9900-€134,926
Operating profit (loss)9901-€136,162
Financial income75/76B€652,025
Recurring financial income75€652,025
Financial charges65/66B€270,375
Recurring financial charges65€270,375
Profit (loss) for the period before taxes9903€245,488
Income taxes67/77€56,387
Profit (loss) for the period9904€189,100
Profit (loss) for the period to be appropriated9905€189,100
Line2025
Assets
Total assets20/58€277,899
Fixed assets21/28€3,363
Tangible fixed assets22/27€3,363
Furniture and vehicles24€3,363
Current assets29/58€274,535
Amounts receivable within one year40/41€1,578
Trade receivables40€1,578
Current investments50/53€215,700
Cash at bank and in hand54/58€55,159
Deferred charges and accrued income490/1€2,099
Equity and liabilities
Total equity and liabilities10/49€277,899
Equity10/15€189,100
Reserves13€189,100
Distributable reserves133€189,100
Amounts payable17/49€88,798
Amounts payable within one year42/48€88,798
Trade debts44€3,226
Suppliers440/4€3,226
Taxes, remuneration and social security45€77,589
Taxes450/3€77,589
Other amounts payable47/48€7,983
Line2025
Profit (loss) for the period9904€189,100
+ Depreciation and write-downs630€1,237
Operating cash flow (approximation)€190,337

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
593 m²
Building footprint
188 m²
Volume, LiDAR
961 m³
Parcel 46014A1012/00H002, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV Solvo
Rozenstraat 24, 9160 LokerenComputer programming
since 20252.370.055.339
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46014A1012/00H002 Flanders 593 m² 1 · 188 m² 11.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded29-01-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.