Equity
€242,626 ▲ 10.7%
Quercus Consulting has made a profit in every financial year since 2008.
Quercus Consulting
Lifetime
17 annual accounts with figures on one time axispeak €301,289 (2021)
€253,406▲ 1.0%
peak €70,109 (2018)
€23,548▼ 41.7%
peak €242,626 (2025)
€242,626▲ 10.7%
€635,036▲ 1.4%
peak 2.3 FTE (2021)
-not published
Board3 names since 2019
1 directorJosé VANDERFAEILLIE
Documentsfilings and deeds
11-05-202611 days late
2025micro format
Result from €40,423 to €23,548Cash from €7,316 to €3,271
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 29% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.4%▲ +0.1 percentage points vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025highest value
03-2025: 0.1%▼ -0.3 percentage points vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%▲ +0.2 percentage points vs 04-2025
06-2025: 0.1%▼ -0.3 percentage points vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.2 percentage points vs 04-2026
06-2026: 0.1%▼ -0.2 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.22, cash €3,271, halved
lowers risk
Size: total assets €877,662
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 11-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 28% of them on solvency, 10% on liquidity, 22% on profitability and 56% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as Quercus Consulting has now. Each dot stands for 11 companies, two years later.
98.0%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Quercus Consulting itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for Quercus Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.11 in 2024), below the usual 1.5. Short-term debt is 37.8% and cash 0.4% of total assets. 72.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
11 days late
2024
28 days late
2023
on the day
2022
3 days early
2021
5 days late
2019
12 days late
2018
110 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 5 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0886776077
Resignation: Bjorn Verstraete (director)
Director discharge: Bjorn Verstraete · General meeting of 13-06-2024 · Gazette deed
Registered office moved from Ghent to Zwijnaarde
New registered office: Hutsepotstraat 188/002, 9052 Zwijnaarde · Previous registered office: Grotesteenweg-Noord 63/002, 9052 Gent · General meeting of 15-11-2022 · Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
Changes of role: Bjorn VERSTRAETE (director) and José VANDERFAEILLIE (director) · General meeting of 22-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Quercus Consulting Ghent | €877,662 | €253,406 | 27.6% | - |
| ATSS BC Destelbergen | €742,917 | €261,208 | 50.1% | 1 |
| BT CONSULTANTS Antwerp | €941,193 | €253,120 | 69.0% | 2.7 |
| KD CONSULTING Bonheiden | €998,314 | €266,285 | 84.0% | - |
| FIDUCIAIRE DEPREZ Hannut | €846,793 | €262,352 | 70.6% | 3.2 |
| EDIFISC Neufchâteau | €925,662 | €234,509 | 64.8% | 0.6 |
| Segers Tax & Accountancy Antwerp | €873,059 | €284,959 | 75.1% | - |
These companies have the same main activity as Quercus Consulting: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €743,000 and €998,000, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 26-01-2007Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.229.595.5779052 Ghent, since 08-01-2007
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-09-2025
- ≈ €440,000estimated
- €877,662▲ 3.8%
- ≈ 2.5 FTEestimated
- Filing
- Filed on 11-05-2026
Insights on Quercus Consulting
Quercus Consulting files the micro format. That format states no turnover. The gross margin rose from €16,533 in 2008 to €253,406 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Quercus Consulting
- What is the company number of Quercus Consulting?
- The company number of Quercus Consulting is 0886.776.077. The VAT number is the same number with BE in front: BE 0886.776.077.
- Where is Quercus Consulting based?
- The registered office is at Hutsepotstraat 188, 9052 Ghent.Company details
- What does Quercus Consulting do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Quercus Consulting?
- Quercus Consulting is a private limited company (BV).
- When was Quercus Consulting founded?
- Quercus Consulting was founded on 26-01-2007.
- Is Quercus Consulting still active?
- Yes, Quercus Consulting is an active enterprise in the KBO register.
- How many employees does Quercus Consulting have?
- Quercus Consulting had an average of 1.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of Quercus Consulting?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €253,406 and 34 comparable companies (NACE 69201). It probably lies between €380,000 and €520,000.
- Is Quercus Consulting profitable?
- In financial year 2025, Quercus Consulting made a profit of €23,548.
- Where can I find the annual accounts of Quercus Consulting?
- Quercus Consulting filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Quercus Consulting due?
- Quercus Consulting must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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