Equity
€261,099 ▲ 8.2%
NONAM has made a profit without a break since 2020.
NONAM
Lifetime
7 annual accounts with figures on one time axispeak €251,655 (2023)
€247,713▲ 14.1%
lowest -€167,885 (2019)
€19,883▲ 699%
peak €261,099 (2025)
€261,099▲ 8.2%
€2.5m▼ 7.8%
peak 0 FTE (2023)
-not published
Board2 names since 2018
2 directorsVAN WAMBEKE Arne Walter Damien and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €217,186 to €247,713Result from €2,487 to €19,883Merger: NONAM takes over De Cassis 16-01Cash from €17,075 to €10,979
Key points
from the 2025 annual accountsTurnover
≈ €370,000 estimated
The accounts state no turnover.
Debts
€2.5m 91% of the balance sheet
Financial debts 51%Suppliers 0%Taxes and wages 0%Other 49%
Of this, €1.2m falls due within a year.
Filings
7 annual accounts 7 late
The 2019 accounts came latest: 91 days after the end of the period.
Restructuring
2024
Merger with DE CASSIS. Merger on 12-09-2024.
Position in the sector
9.5%
Lower solvency than 80% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Checked score
89
Excellent
Financially stronger than 32% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.2 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 1.0%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.8 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.1 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 0.1%▼ -0.7 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.07, cash €10,979
lowers risk
Size: total assets €2.8m
Figures for financial year 2025 (filed on 01-09-2026)
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 17% of them on solvency, 18% on liquidity, 34% on profitability and 60% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as NONAM has now. Each dot stands for 5 companies, two years later.
96.0%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NONAM itself is lower: 0.1% within 12 months. It rests on far more data about NONAM than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for NONAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (0.11 in 2024), below 1. Short-term debt is 44.4% and cash 0.4% of total assets. 90.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9696 sector peers (2025).
NBB · sector comparisonPosition among 9696 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
28 days late
2024
28 days late
2023
29 days late
2022
31 days late
2021
26 days late
2020
27 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Merger: NONAM takes over De Cassis
Appointment: Arne Van Wambeke (statutory director) · The company holds all the shares of De Cassis · 1,050 shares · General meeting of 16-12-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0697677052
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Gent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NONAM Ghent | €2.8m | €247,713 | 9.5% | - |
| Van Osselaer Immo Lokeren | €2.8m | €297,839 | 96.7% | 0 |
| BDV Holding Dendermonde | €3.1m | €287,626 | 76.4% | 0 |
| 28Digital Accelerator Brussels | €2.9m | €250,804 | 99.6% | 1.3 |
| Strybol Wout Pharma Bruges | €2.2m | €232,433 | 2.6% | 0 |
| Filature D'architecture Ghent | €2.1m | €244,750 | 20.7% | 0.8 |
| BEEL PARTNERS Ghent | €2.2m | €210,739 | 79.5% | - |
These companies have the same main activity as NONAM: other business support services (NACE 82990). They are comparable in size and age: total assets between €2.1m and €3.1m, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 06-06-2018Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.277.477.2529000 Ghent, since 01-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 07-02-2024
Insights on NONAM
NONAM files the micro format. That format states no turnover. The gross margin rose from -€31,355 in 2019 to €247,713 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NONAM
- What is the company number of NONAM?
- The company number of NONAM is 0697.677.052. The VAT number is the same number with BE in front: BE 0697.677.052.
- Where is NONAM based?
- The registered office is at Sluizekenkaai 1, 9000 Ghent.Company details
- What does NONAM do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of NONAM?
- NONAM is a private limited company (pre-2019) (BVBA).
- When was NONAM founded?
- NONAM was founded on 06-06-2018.
- Is NONAM still active?
- Yes, NONAM is an active enterprise in the KBO register.
- What is the turnover of NONAM?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €247,713 and 31 comparable companies (NACE 82990). It probably lies between €290,000 and €520,000.Financials
- Is NONAM profitable?
- In financial year 2025, NONAM made a profit of €19,883.
- Where can I find the annual accounts of NONAM?
- NONAM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NONAM due?
- NONAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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