Skip to content

NAPERO

Active Private limited companyfounded 2020active for 5 yearsLangvenstraat 13, 3582 BeringenKBO/BCE: BE 0758.696.881

Lifetime

5 annual accounts with figures on one time axis
peak €217,973 (2025)
€217,973▲ 205%
lowest -€35,744 (2022)
€162,239▲ 198%
peak €179,978 (2025)
€179,978▲ 915%
€339,308▲ 9.7%
Board2 names since 2020
2 directorsMOERMAN Peter Joseph Louisa Dora and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €71,425 to €217,973Result from €54,365 to €162,239Equity from €17,739 to €179,978Investments €5,953

Key points

from the 2025 annual accounts

Equity

€179,978 ▲ 915%

NAPERO has made a profit without a break since 2023.

Result

€162,239 ▲ 198%
€54,4002024€162,0002025

The result rose in 2025 from €54,365 to €162,239.

Turnover

≈ €370,000 estimated

The micro format states no turnover.

Investments

€5,953 1.9 × depreciation
2021202320242025

Green is investment, beige is depreciation.

Filings

5 annual accounts 5 late
AprilJune31 JulyOctober20222024

The 2024 accounts came latest: 118 days after the end of the period.

Position in the sector

€162,239

Higher net result than 92% of companies in head offices and management consultancy. Sector median €27,142 · 39,376 companies.

Checked score

91
Excellent
Financially stronger than 60% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.3 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025highest value 12-2025: 0.4%▼ -0.4 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

60+30equity 34.7% of total assets
42-4short-term debt 46.8% · cash 12.3%
100+10return on assets 31.2%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €519,286
Liquidity: current ratio 2.10, cash €64,102
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 34% of them on solvency, 22% on liquidity, 84% on profitability and 99% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as NAPERO has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of NAPERO itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for NAPERO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.1 (1.81 in 2024), above the usual 1.5. Short-term debt is 46.8% and cash 12.3% of total assets. However, 65.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €519,286
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.10, cash €64,102
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
118 days late
2023
13 days late
2022
81 days late
2021
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 62 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (5 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MP
Director, since 24-11-2020
SN
Director, since 24-11-2020
  • MOERMAN Peter Joseph Louisa Dora 50 sharesdeed of 26-11-2020
  • SWYNGEDAUW Nadine Josée Pascale 50 sharesdeed of 26-11-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0758696881
Purpose change “uitbreiding met nieuwe bepalingen” (deed in Dutch) · Gazette deed
First establishment Langvenstraat 13, Beringen
Incorporation Founding capital of €1,000, 100 shares · Founders: MOERMAN Peter Joseph Louisa Dora and SWYNGEDAUW Nadine Josée Pascale · Appointments: SWYNGEDAUW Nadine Josée Pascale (director) and MOERMAN Peter Joseph Louisa Dora (director) · published on 26-11-2020 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
NAPERO Beringen €519,286 €217,973 34.7% -
Dr. Michelle Verbeek Maaseik €532,015 €192,943 37.0% -
GHESCO Sint-Truiden €593,073 €208,606 86.9% -
ELC Peer €448,737 €204,737 43.6% -
EXTERIUM Halen €494,350 €181,456 67.5% -
Mesh Kinrooi €464,628 €213,723 28.6% -
SEPCON Zonhoven €585,750 €199,571 68.6% -

These companies have the same main activity as NAPERO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €449,000 and €593,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 24-11-2020Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.309.916.3293582 Beringen, since 01-01-2021
Financial year end
31 December
Peppol
Reachable since 03-12-2025
Company details

Annual accounts 2025

€519,286▲ 58.7%
Filing
Filed on 31-08-2026
Financials

Insights on NAPERO

NAPERO files the micro format. That format states no turnover. The gross margin rose from €1,939 in 2021 to €217,973 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NAPERO

What is the company number of NAPERO?
The company number of NAPERO is 0758.696.881. The VAT number is the same number with BE in front: BE 0758.696.881.
Where is NAPERO based?
The registered office is at Langvenstraat 13, 3582 Beringen.Company details
What does NAPERO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of NAPERO?
NAPERO is a private limited company (BV).
When was NAPERO founded?
NAPERO was founded on 24-11-2020.
Is NAPERO still active?
Yes, NAPERO is an active enterprise in the KBO register.
How many employees does NAPERO have?
NAPERO had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of NAPERO?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €217,973 and 109 comparable companies (NACE 70200). It probably lies between €310,000 and €440,000.
Is NAPERO profitable?
In financial year 2025, NAPERO made a profit of €162,239.
Where can I find the annual accounts of NAPERO?
NAPERO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NAPERO due?
NAPERO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.