BV MGMT
ActiveBV MGMT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €164k and a net result of €17k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 5487 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
8 d late
2023
30 d late
2022
41 d early
2021
11 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€164k▼ 14.9%
2024 · €193k
2020: €40k
2021: €100k
2022: €191k
2023: €181k
2024: €193k
2020 → 2025
Net result
€17k▲ 42.3%
2024 · €12k
2020: €38k
2021: €59k
2022: €92k
2023: €-10k
2024: €12k
2020 → 2025
Total assets
€412k▲ 10.5%
2024 · €372k
2020: €331k
2021: €347k
2022: €378k
2023: €371k
2024: €372k
2020 → 2025
Solvency
40.0%▼ 11.9pp
2024 · 51.9%
2020: 12.2%
2021: 28.8%
2022: 50.7%
2023: 48.8%
2024: 51.9%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€191k▲ 92.0%€181k▼ 5.2%€193k▲ 6.6%€164k▼ 14.9%
Operating result€73k-€64k▼ 12.3%€41k▼ 35.7%€28k▼ 31.3%€27k▼ 4.3%
Net result€59k-€92k▲ 54.3%€-10k€12k€17k▲ 42.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 4% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€172k▼ 2.0%
Current assets
€240k▲ 21.6%
Equity and liabilities €412k
Equity
€164k▼ 14.9%
Debt
€247k▲ 38.0%
The debt ratio rises from 48.1% to 60.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
40.0%▼
2024 · 51.9%
ROE
10.3%▲
2024 · 6.2%
ROA
4.1%▲
2024 · 3.2%
Debt
€247k▲
2024 · €179k
Debt ≤ 1 year
€142k▲
2024 · €68k
Debt > 1 year
€104k▼
2024 · €111k
Income taxes
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€372k€412k▲
Fixed assets21/28€175k€172k▼
Tangible fixed assets22/27€175k€172k▼
Land and buildings22€173k€166k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€4k
Current assets29/58€197k€240k▲
Amounts receivable within one year40/41€172k€221k▲
Trade receivables40€83k€132k▲
Other amounts receivable41€89k€89k=
Cash at bank and in hand54/58€25k€19k▼
Deferred charges and accrued income490/1€820€541▼
Equity and liabilities
Total equity and liabilities10/49€372k€412k▲
Equity10/15€193k€164k▼
Contributions10/11€2k€2k=
Reserves13€191k€162k▼
Distributable reserves133€191k€162k▼
Amounts payable17/49€179k€247k▲
Amounts payable after more than one year17€111k€104k▼
Financial debts170/4€111k€104k▼
Amounts payable within one year42/48€68k€142k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€22k€28k▲
Taxes450/3€22k€28k▲
Other amounts payable47/48€36k€95k▲
Accrued charges and deferred income492/3-€969
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€38k€36k▼
Operating profit (loss)9901€28k€27k▼
Financial income75/76B€73€235▲
Recurring financial income75€73€235▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€22k€22k▲
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€12k€17k▲
Profit (loss) for the period to be appropriated9905€12k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Transfer from equity791/2-€29k
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼111%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €92k ▲54.3%
Net result €92k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.45
Current ratio from 0.65 to 1.45; short-term debt falls from €81k to €63k.
31-12
Financial
Equity above €150kEq €191k ▲92%
3 profitable years in a row build equity to €191k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Caetsbeekstraat 133590 DiepenbeekGround area
681 m²
Building footprint
138 m²
Volume, LiDAR
641 m³
Parcel 71011I0455/00A000, Flanders · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV MGMT
since 20192.295.579.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I0455/00A000 | Flanders | 681 m² | 1 · 138 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ASCAY
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,320 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.