BV ICT CONSULT
ActiveBV ICT CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency42▼-58
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 8.05 against 5.85 in 2024), but 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
10.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16932 sector peers (2025).
NBB · sector comparisonPosition among 16932 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
12 d early
2022
37 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 83.2%
2024 · €180k
2022: €70k
2023: €122k
2024: €180k
2022 → 2025
Total assets
€233k▲ 7.5%
2024 · €217k
2022: €99k
2023: €160k
2024: €217k
2022 → 2025
Net result
€25k▼ 56.9%
2024 · €59k
2022: €65k
2023: €52k
2024: €59k
2022 → 2025
Working capital
€201k▲ 13.8%
2024 · €176k
2022: €68k
2023: €120k
2024: €176k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€70k-€122k▲ 74.6%€180k▲ 48.2%€30k▼ 83.2%
Operating result€82k-€66k▼ 19.7%€74k▲ 12.3%€32k▼ 57.2%
Net result€65k-€52k▼ 19.6%€59k▲ 12.8%€25k▼ 56.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€4k▼ 4.8%
Current assets
€229k▲ 7.8%
Equity and liabilities €233k
Equity
€30k▼ 83.2%
Debt
€203k▲ 458%
The debt ratio rises from 16.8% to 87.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€34k▼
2024 · €77k
Cash flow
€28k▼
2024 · €61k
Solvency
13.0%▼
2024 · 83.2%
Current ratio
8.05▲
2024 · 5.85
Quick ratio
8.05▲
2024 · 5.85
Debt / equity
6.70▲
2024 · 0.20
ROE
83.5%▲
2024 · 32.5%
ROA
10.8%▼
2024 · 27.1%
Interest coverage
53.03▼
2024 · 129.02
Debt
€203k▲
2024 · €36k
Debt ≤ 1 year
€28k▼
2024 · €36k
Debt > 1 year
€174k
Income taxes
€7k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€233k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€212k€229k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€4k€5k▲
Current investments50/53€64k€32k▼
Cash at bank and in hand54/58€130k€175k▲
Deferred charges and accrued income490/1€616-
Equity and liabilities
Total equity and liabilities10/49€217k€233k▲
Equity10/15€180k€30k▼
Contributions10/11€5k€5k=
Reserves13€175k€25k▼
Distributable reserves133€175k€25k▼
Amounts payable17/49€36k€203k▲
Amounts payable after more than one year17-€174k
Other amounts payable178/9-€174k
Amounts payable within one year42/48€36k€28k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€34k€23k▼
Taxes450/3€32k€21k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48-€509
Accrued charges and deferred income492/3-€150
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€786€1k▲
Gross operating margin9900€77k€35k▼
Operating profit (loss)9901€74k€32k▼
Financial income75/76B€193€980▲
Recurring financial income75€193€980▲
Financial charges65/66B€594€644▲
Recurring financial charges65€594€644▲
Profit (loss) for the period before taxes9903€74k€32k▼
Income taxes67/77€15k€7k▼
Profit (loss) for the period9904€59k€25k▼
Profit (loss) for the period to be appropriated9905€59k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€25k▼
Transfer from equity791/2-€175k
Transfer to equity691/2€59k€25k▼
To other reserves6921€59k€25k▼
Profit to be distributed694/7-€175k
Return on contributions (dividend)694-€175k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼56.9%
Net result drops to €25k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €180k ▲48.2%
3 profitable years in a row build equity to €180k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €122k ▲74.6%
2 profitable years in a row build equity to €122k.
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bosse 209880 AalterGround area
604 m²
Building footprint
109 m²
Volume, LiDAR
616 m³
Parcel 44001B0492/00V000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV ICT CONSULT
since 20212.322.702.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B0492/00V000 | Flanders | 604 m² | 1 · 109 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,717 EUR awarded · 1,717 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 316 EUR |
| 2024 | 1 | 316 EUR | 0 EUR |
| 2023 | 1 | 1,401 EUR | 1,401 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 14,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.